WesBanco, Inc. (WSBC)

WesBanco Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	987.25	709.8	596.85	422.4	415.97	465.68
Interest Income on Investments	158.84	115.84	114.66	91.26	69	75.6
Total Interest Income	1,146	825.64	711.52	513.66	484.97	541.28
Interest Paid on Deposits	345.74	264.9	151.82	23.95	14.13	27.05
Interest Paid on Borrowings	81.84	82.53	78.36	15.4	12.91	34.75
Total Interest Expense	427.58	347.43	230.18	39.34	27.03	61.8
Net Interest Income	718.51	478.21	481.34	474.31	457.93	479.48
Net Interest Income Growth (YoY)	53.05%	-0.65%	1.48%	3.58%	-4.49%	19.90%
Trust Income	43.28	36.62	35.05	34.62	35.99	26.34
Mortgage Banking Activities	6.63	4.27	2.65	5.13	19.53	22.74
Gain (Loss) on Sale of Investments	2.36	1.41	0.9	-1.78	1.11	4.27
Other Non-Interest Income	68.63	55.57	54.21	52.66	48.92	52.8
Total Non-Interest Income	159.87	127.98	120.45	117.39	132.79	128.19
Non-Interest Income Growth (YoY)	31.40%	6.26%	2.60%	-11.59%	3.59%	9.83%
Revenues Before Loan Losses	878.38	606.19	601.79	591.7	590.72	607.67
Provision for Loan Losses	74.04	19.21	17.73	-1.66	-64.27	107.74
Revenue	804.35	586.99	584.05	593.37	654.99	499.92
Revenue Growth (YoY)	41.87%	0.50%	-1.57%	-9.41%	31.02%	-1.09%
Salaries and Employee Benefits	263.58	210.56	210.84	193	183.18	183.99
Occupancy Expenses	25.72	20.16	20.74	21.51	21.64	21.78
Federal Deposit Insurance	19.13	14.22	12.25	7.9	4.15	7.73
Amortization of Goodwill & Intangibles	23.89	8.25	9.09	10.28	11.46	13.41
Selling, General & Administrative	85.04	69.17	65.44	58.24	55.94	47.46
Other Non-Interest Expense	87.36	73.12	67.81	64.32	70.06	70.75
Total Non-Interest Expense	504.7	395.47	386.17	355.24	346.43	345.12
EBT Excluding Unusual Items	299.65	191.51	197.88	238.12	308.57	154.8
Pretax Income	226.56	185.11	194.05	236.4	301.85	145.08
Income Tax Expense	44.93	33.6	35.02	44.29	59.59	23.04
Net Income	181.62	151.51	159.03	192.11	242.26	122.04
Preferred Dividends & Other Adjustments	10.13	10.13	10.13	10.13	10.13	2.64
Net Income to Common	171.5	141.39	148.91	181.99	232.14	119.4
Net Income Growth	32.72%	-4.73%	-17.22%	-20.70%	98.50%	-23.18%
Basic Shares Outstanding	84	63	59	60	66	67
Diluted Shares Outstanding	84	63	59	60	66	67
Shares Change (YoY)	38.04%	5.43%	-1.31%	-8.31%	-2.44%	19.74%
EPS (Basic)	2.04	2.26	2.51	3.03	3.54	1.78
EPS (Diluted)	2.04	2.26	2.51	3.02	3.53	1.77
EPS Growth	-2.12%	-10.00%	-16.89%	-14.45%	99.44%	-37.46%
Dividend Per Share	1.480	1.450	1.410	1.370	1.320	1.280
Dividend Growth	2.78%	2.84%	2.92%	3.79%	3.13%	3.23%
Effective Tax Rate	19.83%	18.15%	18.05%	18.73%	19.74%	15.88%

Updated Oct 22, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q