Harbor Osmosis International Resource Efficient ETF (EFFI)

Assets	$135.42M
Expense Ratio	0.55%
PE Ratio	14.46
Shares Out	5.55M
Dividend (ttm)	$1.05
Dividend Yield	4.31%
Ex-Dividend Date	Dec 19, 2025
Payout Frequency	n/a
Payout Ratio	62.28%

Volume	510
Open	24.39
Previous Close	24.46
Day's Range	24.30 - 24.39
52-Week Low	18.12
52-Week High	25.04
Beta	n/a
Holdings	84
Inception Date	Dec 11, 2024

About EFFI

Fund Home Page

The Harbor Osmosis International Resource Efficient ETF (EFFI) is an exchange-traded fund that mostly invests in total market equity. The fund is actively managed, investing in large-and mid-cap public companies considered highly resource-efficient. Portfolio holdings are selected from developed markets outside the US and weighted by efficiency score, optimizing to outperform its benchmark. EFFI was launched on Dec 11, 2024 and is issued by Harbor.

• Asset Class: Equity
• Category: Foreign Large Blend
• Region: Global
• Stock Exchange: NYSEARCA
• Ticker Symbol: EFFI
• ETF Provider: Harbor

Top 10 Holdings

31.97% of assets

Name	Symbol	Weight
Toyota Tsusho Corporation	8015	3.85%
Mercedes-Benz Group AG	MBG	3.54%
Nippon Yusen Kabushiki Kaisha	9101	3.44%
L'Oréal S.A.	OR	3.35%
AerCap Holdings N.V.	AER	3.33%
Swedish Orphan Biovitrum AB (publ)	SOBI	3.05%
Sonova Holding AG	SOON	2.95%
Lundin Gold Inc.	LUG	2.95%
Rexel S.A.	RXL	2.83%
DENSO Corporation	6902	2.69%

Dividends

Ex-Dividend	Amount	Pay Date
Dec 19, 2025	$1.04704	Dec 24, 2025

Performance

EFFI had a total return of 32.45% in the past year, including dividends. Since the fund's inception, the average annual return has been 27.56%.