Breakdown by Country

ELM Holdings List

No.	Symbol	Name	% Weight	Shares
1	VBIL	Vanguard 0-3 Month Treasury Bill ETF	26.49%	2,080,682
2	VTI	Vanguard Morningstar Total Stock Market ETF	22.68%	358,886
3	VWO	Vanguard FTSE Emerging Markets ETF	13.47%	1,335,216
4	SCHP	Schwab US TIPS ETF	7.43%	1,727,033
5	VPL	Vanguard FTSE Pacific ETF	5.23%	265,535
6	IEUR	iShares Core MSCI Europe ETF	4.27%	335,569
7	BBEU	JPMorgan BetaBuilders Europe ETF	4.17%	317,940
8	VNQ	Vanguard Real Estate ETF	2.32%	146,864
9	AGG	iShares Core U.S. Aggregate Bond ETF	2.21%	136,160
10	VGK	Vanguard FTSE Europe ETF	1.99%	132,520
11	BBCA	JPMorgan BetaBuilders Canada ETF	1.83%	104,202
12	BND	Vanguard Total Bond Market ETF	1.66%	138,021
13	VTV	Vanguard Morningstar Value ETF	1.61%	43,228
14	VB	Vanguard Morningstar Small-Cap ETF	1.54%	31,466
15	IEMG	iShares Core MSCI Emerging Markets ETF	1.12%	81,727
16	SCHB	Schwab U.S. Broad Market ETF	0.94%	189,499
17	SCHH	Schwab U.S. REIT ETF	0.52%	133,650
18	FGXXX	First American Government Obligs X	0.32%	1,920,254
19	IPAC	iShares Core MSCI Pacific ETF	0.22%	14,910
20	n/a	OTHER ASSETS AND LIABILITIES	-0.01%	47,092
21	n/a	US DOLLARS	-0.02%	106,780

As of Sep 17, 2026