Breakdown by Country

ELM Holdings List

No.	Symbol	Name	% Weight	Shares
1	VBIL	Vanguard 0-3 Month Treasury Bill ETF	24.11%	1,889,445
2	VTI	Vanguard Total Stock Market ETF	23.33%	361,746
3	VWO	Vanguard FTSE Emerging Markets ETF	14.05%	1,375,457
4	SCHP	Schwab US TIPS ETF	6.87%	1,566,594
5	VPL	Vanguard FTSE Pacific ETF	5.62%	292,477
6	BBEU	JPMorgan BetaBuilders Europe ETF	4.81%	352,158
7	IEUR	iShares Core MSCI Europe ETF	4.64%	350,499
8	VNQ	Vanguard Real Estate ETF	2.61%	157,225
9	AGG	iShares Core U.S. Aggregate Bond ETF	2.21%	134,312
10	VGK	Vanguard FTSE Europe ETF	2.09%	133,742
11	BBCA	JPMorgan BetaBuilders Canada ETF	1.84%	102,794
12	VTV	Vanguard Value ETF	1.62%	42,645
13	VB	Vanguard Small-Cap ETF	1.61%	31,048
14	BND	Vanguard Total Bond Market ETF	1.36%	111,412
15	IEMG	iShares Core MSCI Emerging Markets ETF	1.20%	88,686
16	SCHB	Schwab U.S. Broad Market ETF	0.94%	186,925
17	SCHH	Schwab U.S. REIT ETF	0.54%	131,835
18	FGXXX	First American Government Obligations Fund Class X	0.29%	1,741,326
19	IPAC	iShares Core MSCI Pacific ETF	0.27%	18,542
20	n/a	US DOLLARS	0.00%	9,643
21	n/a	OTHER ASSETS AND LIABILITIES	-0.00%	8,093

As of Aug 7, 2026