Breakdown by Country

ELM Holdings List

No.	Symbol	Name	% Weight	Shares
1	VBIL	Vanguard 0-3 Month Treasury Bill ETF	33.88%	2,672,695
2	VTI	Vanguard Morningstar Total Stock Market ETF	23.03%	360,223
3	VWO	Vanguard FTSE Emerging Markets ETF	10.73%	1,072,410
4	SCHP	Schwab US TIPS ETF	9.44%	2,235,409
5	BND	Vanguard Total Bond Market ETF	4.67%	396,199
6	VPL	Vanguard FTSE Pacific ETF	4.58%	241,248
7	BBEU	JPMorgan BetaBuilders Europe ETF	3.21%	254,722
8	IEUR	iShares Core MSCI Europe ETF	2.12%	172,911
9	BBCA	JPMorgan BetaBuilders Canada ETF	1.77%	102,237
10	VGK	Vanguard FTSE Europe ETF	1.41%	97,465
11	VTV	Vanguard Morningstar Value ETF	1.32%	35,764
12	IEMG	iShares Core MSCI Emerging Markets ETF	1.10%	81,727
13	VB	Vanguard Morningstar Small-Cap ETF	1.05%	21,640
14	SCHB	Schwab U.S. Broad Market ETF	0.95%	189,733
15	SCHH	Schwab U.S. REIT ETF	0.29%	78,165
16	FGXXX	First American Government Obligs X	0.23%	1,360,166
17	IPAC	iShares Core MSCI Pacific ETF	0.21%	14,964
18	AGG	iShares Core U.S. Aggregate Bond ETF	0.03%	1,921
19	SCHA	Schwab U.S. Small-Cap ETF	0.00%	240
20	n/a	OTHER ASSETS AND LIABILITIES	-0.01%	34,532
21	n/a	US DOLLARS	-0.02%	98,070

As of Oct 13, 2026