Abu Dhabi Islamic Bank PJSC (ADX:ADIB)
United Arab Emirates flag United Arab Emirates · Delayed Price · Currency is AED
23.36
0.00 (0.00%)
At close: Aug 13, 2026

ADX:ADIB Financials Overview

Millions AED. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
12,18711,62610,0128,5336,0664,605
Revenue Growth
13.97%16.12%17.33%40.67%31.73%12.99%
Net Income
6,5836,3405,4244,6633,3222,074
Earnings Per Share
1.811.751.491.280.910.57
EPS Growth
12.06%16.89%16.30%40.37%60.17%57.03%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Global Retail Banking
5,6345,3825,0994,7093,4163,011
Real Estate
268.79103.68166.53137.5562.3363.24
Treasury
999.92829.36163.8236.11615.78764.3
Associates & Subsidiaries
2,0791,8471,4321,209629.3378.26
Global Wholesale Banking
2,0941,9111,5171,178748.02195.25
Other Operations
843.111,2901,391809.62451.48117.45
Private Banking
268.93263.22243.41254.18143.5475.36
Total
12,18711,62610,0128,5336,0664,605

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
17,67224,93820,60425,17516,90515,739
Total Debt
12,4985,4001,9872,017239.74237.02
Net Cash (Debt)
5,17519,53718,61723,15816,66615,502
Net Cash Growth
-72.23%4.94%-19.61%38.96%7.51%44.30%
Net Cash Per Share
1.425.385.136.384.594.27

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-31,239-37,705-27,783-9,021-7,930-7,318
Capital Expenditures
-375.79-366.21-314.62-294.75-301.33-313.51
Free Cash Flow
-31,615-38,071-28,098-9,315-8,231-7,631
Free Cash Flow Growth
------

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
54.01%54.53%54.17%54.65%54.77%45.04%
FCF Margin
-259.41%-327.46%-280.64%-109.17%-135.69%-165.71%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
0.9710.9710.8340.7150.4900.311
Dividend Per Share Growth
16.33%16.32%16.75%45.84%57.56%51.12%
Dividend Yield
4.15%4.90%6.64%8.31%6.65%5.80%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
12.8911.899.267.889.9612.03
Forward PE
12.4411.409.708.7210.3012.87
PS Ratio
6.966.495.014.315.455.42