Abu Dhabi Islamic Bank PJSC (ADX:ADIB)
United Arab Emirates · Delayed Price · Currency is AED 20.06
+0.18 (0.91%)
At close: Nov 2, 2026
ADX:ADIB Financials Overview
Financials in millions AED. Fiscal year is January - December.
Millions AED. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 12,252 | 11,626 | 10,012 | 8,533 | 6,066 | 4,605 |
Revenue Growth | 10.35% | 16.12% | 17.33% | 40.67% | 31.73% | 12.99% |
Net Income Net Income Growth | 6,587 | 6,340 | 5,424 | 4,663 | 3,322 | 2,074 |
Earnings Per Share EPS Growth | 1.81 | 1.75 | 1.49 | 1.28 | 0.91 | 0.57 |
EPS Growth | 8.68% | 16.89% | 16.30% | 40.37% | 60.17% | 57.03% |
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Global Retail Banking Global Retail Banking Growth | 5,382 | 5,099 | 4,709 | 3,416 | 3,011 |
Real Estate Real Estate Growth | 103.68 | 166.53 | 137.55 | 62.33 | 63.24 |
Treasury Treasury Growth | 829.36 | 163.8 | 236.11 | 615.78 | 764.3 |
Associates & Subsidiaries Associates & Subsidiaries Growth | 1,847 | 1,432 | 1,209 | 629.3 | 378.26 |
Global Wholesale Banking Global Wholesale Banking Growth | 1,911 | 1,517 | 1,178 | 748.02 | 195.25 |
Other Operations Other Operations Growth | 1,290 | 1,391 | 809.62 | 451.48 | 117.45 |
Private Banking Private Banking Growth | 263.22 | 243.41 | 254.18 | 143.54 | 75.36 |
Total Total Growth | 11,626 | 10,012 | 8,533 | 6,066 | 4,605 |
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 23,624 | 24,938 | 20,604 | 25,175 | 16,905 | 15,739 |
Total Debt Total Debt Growth | 13,336 | 5,400 | 1,987 | 2,017 | 239.74 | 237.02 |
Net Cash (Debt) Net Cash Growth | 10,289 | 19,537 | 18,617 | 23,158 | 16,666 | 15,502 |
Net Cash Growth | -44.20% | 4.94% | -19.61% | 38.96% | 7.51% | 44.30% |
Net Cash Per Share Net Cash Per Share Growth | 2.83 | 5.38 | 5.13 | 6.38 | 4.59 | 4.27 |
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | -35,322 | -37,705 | -27,783 | -9,021 | -7,930 | -7,318 |
Capital Expenditures CapEx Growth | -348.19 | -366.21 | -314.62 | -294.75 | -301.33 | -313.51 |
Free Cash Flow Free Cash Flow Growth | -35,670 | -38,071 | -28,098 | -9,315 | -8,231 | -7,631 |
Free Cash Flow Growth | - | - | - | - | - | - |
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Profit Margin | 53.76% | 54.53% | 54.17% | 54.65% | 54.77% | 45.04% |
FCF Margin | -291.13% | -327.46% | -280.64% | -109.17% | -135.69% | -165.71% |
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Nov '26 Nov 2, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 0.971 | 0.971 | 0.834 | 0.715 | 0.490 | 0.311 |
Dividend Per Share Growth | 16.33% | 16.32% | 16.75% | 45.84% | 57.56% | 51.12% |
Dividend Yield | 4.84% | 4.67% | 6.04% | 7.06% | 5.38% | 4.53% |
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Nov '26 Nov 2, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 11.06 | 11.89 | 9.26 | 7.88 | 9.96 | 12.03 |
Forward PE | 10.17 | 11.40 | 9.70 | 8.72 | 10.30 | 12.87 |
PS Ratio | 5.96 | 6.49 | 5.01 | 4.31 | 5.45 | 5.42 |