Abu Dhabi Islamic Bank PJSC (ADX:ADIB)
United Arab Emirates · Delayed Price · Currency is AED 20.92
+2.02 (10.69%)
At close: Jun 12, 2026
ADX:ADIB Income Statement
Financials in millions AED. Fiscal year is January - December.
Millions AED. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Income on Loans | 15,078 | 14,485 | 12,037 | 9,815 | 5,429 | 4,138 |
Interest Paid on Deposits | 5,884 | 5,603 | 4,541 | 3,099 | 890.95 | 329.96 |
Net Interest Income | 9,194 | 8,882 | 7,497 | 6,716 | 4,538 | 3,808 |
Net Interest Income Growth (YoY) | 20.72% | 18.48% | 11.63% | 47.98% | 19.16% | -2.10% |
Gain (Loss) on Sale of Assets | 12.17 | 12.17 | 0.33 | - | - | - |
Gain (Loss) on Sale of Investments | 1.7 | 54.2 | 40.99 | 46.84 | -57.37 | 60.14 |
Gain (Loss) on Sale of Equity Investments | 111.92 | 105.01 | 99.89 | 76.12 | 915.45 | 315.9 |
Other Non-Interest Income | 3,315 | 3,251 | 2,994 | 2,455 | 1,439 | 1,375 |
Total Non-Interest Income | 3,441 | 3,422 | 3,135 | 2,578 | 2,297 | 1,751 |
Non-Interest Income Growth (YoY) | 2.12% | 9.14% | 21.62% | 12.24% | 31.18% | 19.28% |
Revenues Before Loan Losses | 12,636 | 12,304 | 10,632 | 9,294 | 6,835 | 5,560 |
Provision for Loan Losses | 730.62 | 677.82 | 619.69 | 760.26 | 768.86 | 954.4 |
| 11,905 | 11,626 | 10,012 | 8,533 | 6,066 | 4,605 | |
Revenue Growth (YoY) | 14.80% | 16.12% | 17.33% | 40.67% | 31.73% | 12.99% |
Salaries and Employee Benefits | 2,222 | 2,145 | 1,895 | 1,851 | 1,541 | 1,439 |
Occupancy Expenses | 359.91 | 356.94 | 329.13 | 321.12 | 271.55 | 240.42 |
Amortization of Goodwill & Intangibles | 9.43 | 9.34 | 10.48 | 14.87 | 43.51 | 54.75 |
Selling, General & Administrative | 1,054 | 1,014 | 910.36 | 873.91 | 530.77 | 526.1 |
Total Non-Interest Expense | 3,644 | 3,525 | 3,145 | 3,061 | 2,387 | 2,260 |
EBT Excluding Unusual Items | 8,261 | 8,101 | 6,868 | 5,472 | 3,680 | 2,345 |
Pretax Income | 8,261 | 8,101 | 6,868 | 5,472 | 3,680 | 2,345 |
Income Tax Expense | 1,076 | 1,031 | 766.21 | 220.75 | 60.47 | 15.03 |
Earnings From Continuing Operations | 7,185 | 7,070 | 6,101 | 5,251 | 3,619 | 2,330 |
Minority Interest in Earnings | -413.53 | -396.43 | -324.64 | -251.09 | -31.85 | -1.36 |
Net Income | 6,771 | 6,674 | 5,777 | 5,000 | 3,587 | 2,329 |
Preferred Dividends & Other Adjustments | 334.02 | 334.02 | 353.03 | 336.79 | 264.82 | 254.47 |
Net Income to Common | 6,437 | 6,340 | 5,424 | 4,663 | 3,322 | 2,074 |
Net Income Growth | 12.19% | 15.53% | 15.53% | 39.39% | 54.04% | 45.29% |
Basic Shares Outstanding | 3,632 | 3,632 | 3,632 | 3,632 | 3,632 | 3,632 |
Diluted Shares Outstanding | 3,632 | 3,632 | 3,632 | 3,632 | 3,632 | 3,632 |
EPS (Basic) | 1.77 | 1.75 | 1.49 | 1.28 | 0.91 | 0.57 |
EPS (Diluted) | 1.77 | 1.75 | 1.49 | 1.28 | 0.91 | 0.57 |
EPS Growth | 13.28% | 16.89% | 16.30% | 40.37% | 60.17% | 57.03% |
Dividend Per Share | 0.971 | 0.971 | 0.834 | 0.715 | 0.490 | 0.311 |
Dividend Growth | 16.32% | 16.32% | 16.75% | 45.84% | 57.56% | 51.12% |
Effective Tax Rate | 13.02% | 12.73% | 11.16% | 4.03% | 1.64% | 0.64% |