Abu Dhabi Islamic Bank PJSC (ADX:ADIB)
United Arab Emirates · Delayed Price · Currency is AED 20.06
+0.18 (0.91%)
At close: Nov 2, 2026
ADX:ADIB Cash Flow Statement
Financials in millions AED. Fiscal year is January - December.
Millions AED. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 6,913 | 6,674 | 5,777 | 5,000 | 3,587 | 2,329 |
Depreciation & Amortization | 379.13 | 366.27 | 339.61 | 336 | 315.06 | 295.17 |
Gain (Loss) on Sale of Assets | -49.7 | -9.44 | 0.06 | 2.39 | 11.09 | 2.53 |
Gain (Loss) on Sale of Investments | -37.44 | -190.35 | -107.14 | 39.81 | 140.05 | -17.9 |
Total Asset Writedown | 19.72 | 16.01 | -72.3 | 91.4 | 92.07 | -2.39 |
Provision for Credit Losses | 680.66 | 797.97 | 758.16 | 587.9 | 659.18 | 935.86 |
Change in Trading Asset Securities | 113.88 | 1,006 | 113.42 | -323.06 | 377.64 | -470.35 |
Change in Other Net Operating Assets | -43,832 | -46,933 | -35,246 | -14,926 | -12,719 | -10,077 |
Other Operating Activities | 607.32 | 673.3 | 753.87 | 246.58 | 29.72 | 3.33 |
Operating Cash Flow | -35,322 | -37,705 | -27,783 | -9,021 | -7,930 | -7,318 |
Operating Cash Flow Growth | - | - | - | - | - | - |
Investing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -348.19 | -366.21 | -314.62 | -294.75 | -301.33 | -313.51 |
Investment in Securities | -1,139 | -3,061 | -4,816 | -4,487 | -6,535 | 573.74 |
Income (Loss) Equity Investments | -116.32 | -105.01 | -99.89 | -76.12 | -422.47 | -315.9 |
Other Investing Activities | -89.78 | -90.12 | 0.43 | 5.91 | 1.02 | 4.76 |
Investing Cash Flow | -1,397 | -3,517 | -5,128 | -4,785 | -6,836 | 264.99 |
Financing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Long-Term Debt Repaid | - | -50.71 | -50.25 | - | - | - |
Lease Payments | -48.1 | -50.71 | -50.25 | - | - | - |
Net Debt Issued (Repaid) | -48.1 | -50.71 | -50.25 | - | - | - |
Issuance of Common Stock | - | - | - | 4,591 | - | - |
Repurchase of Common Stock | - | - | - | -2,754 | - | - |
Common Dividends Paid | -3,851 | -3,364 | -2,948 | -2,208 | -1,398 | -1,004 |
Net Increase (Decrease) in Deposit Accounts | 37,062 | 46,413 | 34,931 | 21,818 | 14,069 | 8,341 |
Other Financing Activities | 102.3 | 102.17 | -6.36 | -19.79 | -0.76 | -10.51 |
Financing Cash Flow | 33,265 | 43,100 | 31,926 | 21,426 | 12,670 | 7,326 |
Net Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Foreign Exchange Rate Adjustments | -24.03 | 28.14 | -251.8 | - | - | - |
Net Cash Flow | -3,478 | 1,907 | -1,237 | 7,621 | -2,096 | 273.05 |
Free Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | -35,670 | -38,071 | -28,098 | -9,315 | -8,231 | -7,631 |
Free Cash Flow Growth | - | - | - | - | - | - |
Free Cash Flow Margin | -291.13% | -327.46% | -280.64% | -109.17% | -135.69% | -165.71% |
Free Cash Flow Per Share | -9.82 | -10.48 | -7.74 | -2.56 | -2.27 | -2.10 |
Free Cash Flow After Leases | -35,718 | -38,122 | -28,148 | -9,315 | -8,231 | -7,631 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash Interest Paid | 6,512 | 5,496 | 4,247 | 2,836 | 454.69 | 313.45 |
Cash Income Tax Paid | 968.31 | 764.42 | 353.15 | - | - | - |