Abu Dhabi Islamic Bank PJSC (ADX: ADIB)

ADX: ADIB Balance Sheet

Financials in millions AED. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	32,040	2,047	2,971	4,603	10,018
Investment Securities	32,238	43,791	30,811	22,164	13,458
Trading Asset Securities	-	2,330	1,670	2,133	1,655
Total Investments	32,238	46,121	32,481	24,298	15,113
Gross Loans	142,611	134,891	126,869	117,598	114,765
Allowance for Loan Losses	-	-5,231	-5,689	-4,877	-3,997
Other Adjustments to Gross Loans	-	-10,753	-8,945	-23,678	-27,226
Net Loans	142,611	118,907	112,236	89,043	83,542
Property, Plant & Equipment	-	2,798	2,905	2,311	2,251
Goodwill	-	246.88	280.87	109.89	109.89
Other Intangible Assets	-	388.46	505.15	36.45	91.2
Investments in Real Estate	-	1,986	1,992	2,003	2,024
Accrued Interest Receivable	-	603.04	429.48	114.4	223.73
Other Receivables	10,607	2,500	3,351	2,824	3,262
Restricted Cash	-	14,127	9,042	9,252	9,014
Other Current Assets	-	1,694	1,211	960	871.91
Other Real Estate Owned & Foreclosed	-	94.59	105.98	78.25	88.74
Other Long-Term Assets	8,414	1,314	1,005	1,236	1,207
Total Assets	225,910	192,827	168,517	136,868	127,816
Accounts Payable	-	398.32	447.04	484.01	339.27
Accrued Expenses	-	314.91	314.45	293.5	415.26
Interest Bearing Deposits	188,205	110,138	97,763	76,084	69,360
Non-Interest Bearing Deposits	-	48,725	42,495	36,339	34,340
Total Deposits	188,205	158,863	140,258	112,424	103,700
Short-Term Borrowings	-	-	5.95	0.85	665
Current Income Taxes Payable	-	-	-	-	193.76
Accrued Interest Payable	-	1,168	896.73	780.1	894.24
Other Current Liabilities	-	1,512	836.47	873.55	894.02
Long-Term Debt	1,836	1,836	-	-	-
Long-Term Leases	-	180.64	233.79	236.18	265.55
Long-Term Unearned Revenue	-	278.36	201.42	127.91	108.02
Pension & Post-Retirement Benefits	-	586.37	570.91	398.09	414.08
Other Long-Term Liabilities	7,552	1,448	1,292	691.5	764.59
Total Liabilities	197,593	166,585	145,056	116,309	108,654
Common Stock	3,632	3,632	3,632	3,632	3,632
Retained Earnings	13,501	17,437	14,259	12,016	10,719
Comprehensive Income & Other	10,212	4,059	4,590	4,900	4,800
Total Common Equity	27,345	25,129	22,481	20,547	19,151
Minority Interest	972	1,114	980.17	11.57	11.26
Shareholders' Equity	28,317	26,242	23,461	20,559	19,162
Total Liabilities & Equity	225,910	192,827	168,517	136,868	127,816
Total Debt	1,836	2,017	239.74	237.02	930.55
Net Cash (Debt)	30,204	23,158	16,666	15,502	10,743
Net Cash Growth	30.42%	38.96%	7.51%	44.30%	1.29%
Net Cash Per Share	7.39	6.38	4.59	4.27	2.96
Filing Date Shares Outstanding	3,632	3,632	3,632	3,632	3,632
Total Common Shares Outstanding	3,632	3,632	3,632	3,632	3,632
Book Value Per Share	6.22	5.61	4.88	4.35	3.96
Tangible Book Value	27,345	24,493	21,694	20,401	18,950
Tangible Book Value Per Share	6.22	5.43	4.66	4.31	3.91

Source: S&P Capital IQ. Banks template. Financial Sources.