Abu Dhabi Islamic Bank PJSC (ADX: ADIB)

ADIB Balance Sheet

Financials in millions AED. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Jun 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	4,687	2,047	2,971	4,603	10,018	8,674
Investment Securities	46,217	43,791	30,811	22,164	13,458	11,939
Trading Asset Securities	10.95	2,330	1,670	2,133	1,655	2,284
Total Investments	46,228	46,121	32,481	24,298	15,113	14,223
Gross Loans	151,842	134,891	126,869	117,598	114,765	118,417
Allowance for Loan Losses	-4,587	-5,231	-5,689	-4,877	-3,997	-3,013
Other Adjustments to Gross Loans	-12,914	-10,753	-8,945	-23,678	-27,226	-33,881
Net Loans	134,342	118,907	112,236	89,043	83,542	81,523
Property, Plant & Equipment	2,636	2,798	2,905	2,311	2,251	2,269
Goodwill	198.03	246.88	280.87	109.89	109.89	109.89
Other Intangible Assets	236.33	388.46	505.15	36.45	91.2	145.95
Investments in Real Estate	1,976	1,986	1,992	2,003	2,024	2,086
Accrued Interest Receivable	654.91	603.04	429.48	114.4	223.73	189.78
Other Receivables	1,020	2,500	3,351	2,824	3,262	3,153
Restricted Cash	18,030	14,127	9,042	9,252	9,014	11,317
Other Current Assets	1,799	1,694	1,211	960	871.91	911.67
Other Real Estate Owned & Foreclosed	87.14	94.59	105.98	78.25	88.74	200.91
Other Long-Term Assets	1,508	1,314	1,005	1,236	1,207	1,183
Total Assets	213,403	192,827	168,517	136,868	127,816	125,987
Accounts Payable	501.82	398.32	447.04	484.01	339.27	357.8
Accrued Expenses	324.1	314.91	314.45	293.5	415.26	410.37
Interest Bearing Deposits	127,300	110,138	97,763	76,084	69,360	71,288
Non-Interest Bearing Deposits	51,624	48,725	42,495	36,339	34,340	31,900
Total Deposits	178,924	158,863	140,258	112,424	103,700	103,188
Short-Term Borrowings	-	-	5.95	0.85	665	1.8
Current Income Taxes Payable	-	-	-	-	193.76	-
Accrued Interest Payable	1,525	1,168	896.73	780.1	894.24	932.09
Other Current Liabilities	2,239	1,512	836.47	873.55	894.02	547.97
Long-Term Debt	1,836	1,836	-	-	-	-
Long-Term Leases	159.91	180.64	233.79	236.18	265.55	350.78
Long-Term Unearned Revenue	301.11	278.36	201.42	127.91	108.02	108.99
Pension & Post-Retirement Benefits	438.47	586.37	570.91	398.09	414.08	413.45
Other Long-Term Liabilities	1,667	1,448	1,292	691.5	764.59	572.6
Total Liabilities	187,916	166,585	145,056	116,309	108,654	106,884
Common Stock	3,632	3,632	3,632	3,632	3,632	3,632
Retained Earnings	17,340	17,437	14,259	12,016	10,719	10,668
Comprehensive Income & Other	3,638	4,059	4,590	4,900	4,800	4,793
Total Common Equity	24,610	25,129	22,481	20,547	19,151	19,092
Minority Interest	876.54	1,114	980.17	11.57	11.26	11.1
Shareholders' Equity	25,486	26,242	23,461	20,559	19,162	19,103
Total Liabilities & Equity	213,403	192,827	168,517	136,868	127,816	125,987
Total Debt	1,996	2,017	239.74	237.02	930.55	352.58
Net Cash (Debt)	20,909	23,158	16,666	15,502	10,743	10,606
Net Cash Growth	-3.86%	38.96%	7.51%	44.30%	1.29%	0.93%
Net Cash Per Share	5.76	6.38	4.59	4.27	2.96	2.92
Filing Date Shares Outstanding	3,632	3,632	3,632	3,632	3,632	3,632
Total Common Shares Outstanding	3,632	3,632	3,632	3,632	3,632	3,632
Book Value Per Share	5.47	5.61	4.88	4.35	3.96	3.95
Tangible Book Value	24,175	24,493	21,694	20,401	18,950	18,836
Tangible Book Value Per Share	5.35	5.43	4.66	4.31	3.91	3.88

Source: S&P Capital IQ. Banks template. Financial Sources.