Bank Of Sharjah P.J.S.C. Income Statement

Financials in millions AED. Fiscal year is January - December.

Millions AED. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	-	2,085	1,762	1,137	1,008
Interest Paid on Deposits	-	1,656	1,538	767.12	706.83
Net Interest Income	678	429.01	223.92	369.42	301.1
Net Interest Income Growth (YoY)	58.04%	91.59%	-39.38%	22.69%	-47.13%
Gain (Loss) on Sale of Assets	-	-	-199.15	-	-
Gain (Loss) on Sale of Investments	-	0.48	-66.46	-21.58	50.2
Other Non-Interest Income	469	192.6	210.99	302.03	218.4
Total Non-Interest Income	469	193.08	-54.62	280.45	268.6
Non-Interest Income Growth (YoY)	142.91%	-	-	4.41%	-5.64%
Revenues Before Loan Losses	1,147	622.09	169.3	649.86	569.7
Provision for Loan Losses	-	44.38	-2.19	291.44	127.58
Revenue	1,147	577.7	171.49	358.42	442.12
Revenue Growth (YoY)	98.55%	236.87%	-52.15%	-18.93%	303.03%
Salaries and Employee Benefits	-	136.94	179.62	161.53	152.9
Occupancy Expenses	-	21.07	23.58	31.87	29.62
Amortization of Goodwill & Intangibles	-	-	18.37	1.23	0.93
Other Non-Interest Expense	344	107.76	127.42	107.73	94.08
Total Non-Interest Expense	344	265.77	348.98	614.8	468.74
EBT Excluding Unusual Items	803	311.93	-177.49	-256.38	-26.62
Asset Writedown	-	104.43	-97.76	98.11	73.74
Pretax Income	803	416.36	-275.25	-158.26	47.11
Income Tax Expense	74	31.67	-	0.51	4.71
Earnings From Continuing Operations	729	384.69	-275.25	-158.77	42.41
Minority Interest in Earnings	-	-0.22	1.73	4.28	1.37
Net Income	729	384.47	-273.52	-154.49	43.78
Net Income to Common	729	384.47	-273.52	-154.49	43.78
Net Income Growth	89.61%	-	-	-	-
Basic Shares Outstanding	3,038	3,000	2,616	2,200	2,200
Diluted Shares Outstanding	3,038	3,000	2,616	2,200	2,200
Shares Change (YoY)	1.25%	14.66%	18.93%	-	-
EPS (Basic)	0.24	0.13	-0.10	-0.07	0.02
EPS (Diluted)	0.24	0.13	-0.10	-0.07	0.02
EPS Growth	87.27%	-	-	-	-
Effective Tax Rate	9.21%	7.61%	-	-	9.99%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.