Bank Of Sharjah P.J.S.C. (ADX:BOS)

Bank Of Sharjah P.J.S.C. Balance Sheet

Financials in millions AED. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	2,864	3,649	5,166	4,856	3,968	2,985
Investment Securities	10,211	10,577	9,678	5,483	1,345	3,727
Trading Asset Securities	349.66	336.87	423.18	134.71	160.76	182.03
Total Investments	10,561	10,914	10,102	5,617	1,506	3,909
Gross Loans	39,564	32,286	26,089	23,799	23,398	23,321
Allowance for Loan Losses	-1,837	-1,846	-1,787	-1,731	-1,775	-2,007
Net Loans	37,727	30,440	24,303	22,068	21,623	21,314
Property, Plant & Equipment	239.49	157.19	190.93	209.61	278.07	280.17
Other Intangible Assets	-	-	-	-	22.06	22.08
Investments in Real Estate	1,258	1,247	1,157	1,103	1,158	1,092
Accrued Interest Receivable	277.29	150.53	98.79	67.6	56.73	16.85
Restricted Cash	676.34	513.67	70.02	320.66	94.55	302.43
Other Current Assets	1,008	1,057	1,179	1,837	1,059	1,166
Other Real Estate Owned & Foreclosed	152.44	122.88	1,070	1,078	1,228	1,449
Other Long-Term Assets	120.01	119.54	247.1	2,302	6,409	1,025
Total Assets	54,883	48,371	43,583	39,460	37,402	33,562

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Accrued Expenses	2.19	2.53	3.76	12.61	4.52	3.25
Interest Bearing Deposits	33,598	28,081	26,202	23,669	21,986	20,744
Non-Interest Bearing Deposits	6,097	7,080	6,326	4,590	3,958	3,252
Total Deposits	39,695	35,161	32,528	28,259	25,943	23,995
Short-Term Borrowings	3,462	1,995	2,420	1,702	5,004	758.92
Current Portion of Long-Term Debt	-	-	-	2,204	856.29	2,748
Current Income Taxes Payable	53.76	71.88	31.67	-	-	-
Accrued Interest Payable	467.44	572.54	561.94	576.17	199.41	244.65
Other Current Liabilities	153.23	229.13	433.17	1,043	1,123	1,250
Long-Term Debt	5,454	5,440	3,563	1,801	2,203	2,605
Long-Term Leases	115.66	33.09	55.11	66.46	68.21	79.76
Long-Term Unearned Revenue	437.62	128.06	53.03	143.42	205.43	216.84
Pension & Post-Retirement Benefits	45.31	50.88	50.17	62.24	53.16	43.87
Long-Term Deferred Tax Liabilities	-	-	-	-	14.09	10.69
Other Long-Term Liabilities	66.06	53.04	56.22	83.67	233.66	193.97
Total Liabilities	49,952	43,737	39,756	35,954	35,908	32,151

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Common Stock	3,000	3,000	3,000	3,000	2,200	2,200
Retained Earnings	2,514	2,751	2,023	1,645	1,909	1,968
Comprehensive Income & Other	-583.74	-1,118	-1,198	-1,141	-2,618	-2,764
Total Common Equity	4,930	4,633	3,825	3,504	1,491	1,404
Minority Interest	0.7	0.92	1.54	1.32	3.05	7.34
Shareholders' Equity	4,931	4,634	3,827	3,506	1,494	1,411
Total Liabilities & Equity	54,883	48,371	43,583	39,460	37,402	33,562

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Total Debt	9,032	7,468	6,038	5,774	8,131	6,192
Net Cash (Debt)	-5,819	-3,482	-449.75	-782.79	-4,002	-3,025
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-1.94	-1.16	-0.15	-0.30	-1.82	-1.37
Filing Date Shares Outstanding	3,000	3,000	3,000	3,000	2,200	2,200
Total Common Shares Outstanding	3,000	3,000	3,000	3,000	2,200	2,200
Book Value Per Share	1.64	1.54	1.28	1.17	0.68	0.64
Tangible Book Value	4,930	4,633	3,825	3,504	1,469	1,382
Tangible Book Value Per Share	1.64	1.54	1.28	1.17	0.67	0.63

Data Source: S&P Global Market Intelligence Last updated: Sep 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Oct 29, 2026

Data Sources Report a data error