Bank Of Sharjah P.J.S.C. Balance Sheet

Financials in millions AED. Fiscal year is January - December.

Millions AED. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	5,005	3,649	5,166	4,856	3,968	2,985
Investment Securities	12,105	8,347	6,958	5,483	1,345	3,727
Trading Asset Securities	-	336.87	423.18	134.71	160.76	182.03
Total Investments	12,105	8,684	7,382	5,617	1,506	3,909
Gross Loans	-	32,286	26,089	23,799	23,398	23,321
Allowance for Loan Losses	-	-1,846	-1,787	-1,731	-1,775	-2,007
Net Loans	-	30,440	24,303	22,068	21,623	21,314
Property, Plant & Equipment	244.18	157.19	190.93	209.61	278.07	280.17
Other Intangible Assets	-	-	-	-	22.06	22.08
Investments in Real Estate	1,247	1,247	1,157	1,103	1,158	1,092
Accrued Interest Receivable	-	150.53	98.79	67.6	56.73	16.85
Restricted Cash	-	513.67	70.02	320.66	94.55	302.43
Other Current Assets	844.79	1,057	1,179	1,837	1,059	1,166
Other Real Estate Owned & Foreclosed	122.88	122.88	1,070	1,078	1,228	1,449
Other Long-Term Assets	403.83	2,350	2,967	2,302	6,409	1,025
Total Assets	54,694	48,371	43,583	39,460	37,402	33,562
Accrued Expenses	-	2.53	3.76	12.61	4.52	3.25
Interest Bearing Deposits	40,353	28,081	26,202	23,669	21,986	20,744
Non-Interest Bearing Deposits	-	7,080	6,326	4,590	3,958	3,252
Total Deposits	40,353	35,161	32,528	28,259	25,943	23,995
Short-Term Borrowings	2,547	1,995	2,420	1,702	5,004	758.92
Current Portion of Long-Term Debt	-	-	-	2,204	856.29	2,748
Current Income Taxes Payable	-	71.88	31.67	-	-	-
Accrued Interest Payable	-	572.54	561.94	576.17	199.41	244.65
Other Current Liabilities	-	229.13	433.17	1,043	1,123	1,250
Long-Term Debt	5,445	5,440	3,563	1,801	2,203	2,605
Long-Term Leases	-	33.09	55.11	66.46	68.21	79.76
Long-Term Unearned Revenue	-	128.06	53.03	143.42	205.43	216.84
Pension & Post-Retirement Benefits	-	50.88	50.17	62.24	53.16	43.87
Long-Term Deferred Tax Liabilities	-	-	-	-	14.09	10.69
Other Long-Term Liabilities	1,604	53.04	56.22	83.67	233.66	193.97
Total Liabilities	49,948	43,737	39,756	35,954	35,908	32,151
Common Stock	3,000	3,000	3,000	3,000	2,200	2,200
Retained Earnings	2,301	2,751	2,023	1,645	1,909	1,968
Comprehensive Income & Other	-556.61	-1,118	-1,198	-1,141	-2,618	-2,764
Total Common Equity	4,745	4,633	3,825	3,504	1,491	1,404
Minority Interest	0.87	0.92	1.54	1.32	3.05	7.34
Shareholders' Equity	4,745	4,634	3,827	3,506	1,494	1,411
Total Liabilities & Equity	54,694	48,371	43,583	39,460	37,402	33,562
Total Debt	7,992	7,468	6,038	5,774	8,131	6,192
Net Cash (Debt)	-2,320	-3,482	-449.75	-782.79	-4,002	-3,025
Net Cash Per Share	-0.77	-1.16	-0.15	-0.30	-1.82	-1.37
Filing Date Shares Outstanding	3,024	3,000	3,000	3,000	2,200	2,200
Total Common Shares Outstanding	3,024	3,000	3,000	3,000	2,200	2,200
Book Value Per Share	1.57	1.54	1.28	1.17	0.68	0.64
Tangible Book Value	4,745	4,633	3,825	3,504	1,469	1,382
Tangible Book Value Per Share	1.57	1.54	1.28	1.17	0.67	0.63

Source: S&P Global Market Intelligence. Banks template. Financial Sources.