Bank Of Sharjah P.J.S.C. (ADX:BOS)

United Arab Emirates · Delayed Price · Currency is AED

1.260

+0.010 (0.80%)

At close: Aug 13, 2026

Bank Of Sharjah P.J.S.C. Financials Overview

Financials in millions AED. Fiscal year is January - December.

Millions AED. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	997.05	886.28	577.7	171.49	358.42	442.12
Revenue Growth	39.22%	53.41%	236.87%	-52.15%	-18.93%	303.03%
Net Income	822.5	729.4	384.47	-273.52	-154.49	43.78
Earnings Per Share	0.27	0.24	0.13	-0.10	-0.07	0.02
EPS Growth	70.67%	89.71%	-	-	-	-

Revenue by Segment

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Investment and Treasury	239.08	321.34	262.69	-95.45	99.02	202.54
Commercial Banking	757.97	564.94	315.01	266.93	259.4	239.58
Total	997.05	886.28	577.7	171.49	358.42	442.12

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	3,272	3,986	5,589	4,991	4,129	3,167
Total Debt	8,966	7,468	6,038	5,774	8,131	6,192
Net Cash (Debt)	-5,694	-3,482	-449.75	-782.79	-4,002	-3,025
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-1.90	-1.16	-0.15	-0.30	-1.82	-1.37

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	-3,687	-5,029	-1,645	226.17	1,307	2,287
Capital Expenditures	-7.58	-4.61	-7.26	-8.89	-18.05	-13.31
Free Cash Flow	-3,695	-5,034	-1,652	217.27	1,289	2,274
Free Cash Flow Growth	-	-	-	-83.14%	-43.33%	-

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Profit Margin	82.49%	82.30%	66.55%	-159.50%	-43.10%	9.90%
FCF Margin	-370.59%	-567.97%	-285.99%	126.70%	359.54%	514.38%

Dividends

Fiscal Year	Current	FY 2025
Period Ending	Aug '26 Aug 13, 2026	Dec '25 Dec 31, 2025
Dividend Per Share	0.065	0.065
Dividend Per Share Growth	0%	-
Dividend Yield	5.20%	5.15%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 13, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	4.60	5.47	7.16	-	-	31.16
Forward PE	6.15	43.20	43.20	43.20	43.20	55.67
P/FCF Ratio	-	-	-	9.04	0.82	0.60
PS Ratio	3.79	4.50	4.77	11.46	2.95	3.09