Bank Of Sharjah P.J.S.C. (ADX: BOS)

Bank Of Sharjah P.J.S.C. Balance Sheet

Financials in millions AED. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	4,115	4,856	3,968	2,985	4,535	5,117
Investment Securities	5,335	5,483	1,345	3,727	1,657	1,240
Trading Asset Securities	435.27	134.91	160.76	182.03	171.49	179.68
Total Investments	5,770	5,618	1,506	3,909	1,829	1,419
Gross Loans	25,118	23,799	23,398	23,321	22,463	19,580
Allowance for Loan Losses	-1,735	-1,731	-1,775	-2,007	-1,944	-1,845
Net Loans	23,383	22,068	21,623	21,314	20,519	17,736
Property, Plant & Equipment	191.84	209.61	278.07	280.17	502.59	370.92
Other Intangible Assets	-	-	22.06	22.08	40.37	25.86
Investments in Real Estate	1,107	1,103	1,158	1,092	767.59	756.04
Accrued Interest Receivable	186.36	67.6	56.73	16.85	41.15	37.62
Other Receivables	-	-	-	-	9.62	138.41
Restricted Cash	192.95	320.66	94.55	302.43	1,128	1,085
Other Current Assets	1,331	1,837	1,059	1,166	684.74	775.79
Other Real Estate Owned & Foreclosed	1,066	1,078	1,228	1,449	2,956	4,045
Other Long-Term Assets	3,387	2,302	6,409	1,025	3,130	181.99
Total Assets	40,729	39,460	37,402	33,562	36,143	31,689
Accrued Expenses	1.83	12.61	4.52	3.25	7.52	14.74
Interest Bearing Deposits	24,485	23,669	21,986	20,744	19,228	17,458
Non-Interest Bearing Deposits	5,013	4,590	3,958	3,252	4,686	3,911
Total Deposits	29,498	28,259	25,943	23,995	23,913	21,369
Short-Term Borrowings	2,595	1,702	5,004	758.92	2,455	137.81
Current Portion of Long-Term Debt	-	2,204	856.29	2,748	-	712.99
Accrued Interest Payable	474.98	576.17	199.41	244.65	233.45	251.92
Other Current Liabilities	581.39	1,043	1,123	1,250	766.01	868.58
Long-Term Debt	3,562	1,801	2,203	2,605	4,954	4,885
Long-Term Leases	56.4	66.46	68.21	79.76	86.7	98.47
Long-Term Unearned Revenue	66.15	143.42	205.43	216.84	54.51	68.59
Pension & Post-Retirement Benefits	49.27	62.24	53.16	43.87	48.06	45.58
Long-Term Deferred Tax Liabilities	-	-	14.09	10.69	41.7	-
Other Long-Term Liabilities	60.97	83.67	233.66	193.97	417.9	217.43
Total Liabilities	36,970	35,954	35,908	32,151	32,978	28,670
Common Stock	3,000	3,000	2,200	2,200	2,100	2,100
Retained Earnings	1,942	1,645	1,909	1,968	1,797	1,580
Comprehensive Income & Other	-1,184	-1,141	-2,618	-2,764	-740.1	-682.25
Total Common Equity	3,758	3,504	1,491	1,404	3,157	2,998
Minority Interest	0.51	1.32	3.05	7.34	8.71	20.22
Shareholders' Equity	3,758	3,506	1,494	1,411	3,165	3,018
Total Liabilities & Equity	40,729	39,460	37,402	33,562	36,143	31,689
Total Debt	6,213	5,774	8,131	6,192	7,495	5,834
Net Cash (Debt)	-1,663	-782.59	-4,002	-3,025	-2,675	-79.8
Net Cash Per Share	-0.55	-0.30	-1.82	-1.37	-1.22	-0.04
Filing Date Shares Outstanding	3,000	3,000	2,200	2,200	2,200	2,200
Total Common Shares Outstanding	3,000	3,000	2,200	2,200	2,200	2,200
Book Value Per Share	1.25	1.17	0.68	0.64	1.43	1.36
Tangible Book Value	3,758	3,504	1,469	1,382	3,116	2,972
Tangible Book Value Per Share	1.25	1.17	0.67	0.63	1.42	1.35

Source: S&P Capital IQ. Banks template. Financial Sources.