Bank Of Sharjah P.J.S.C. (ADX:BOS)

Bank Of Sharjah P.J.S.C. Balance Sheet

Financials in millions AED. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	3,546	5,166	4,856	3,968	2,985	4,535
Investment Securities	6,769	7,652	5,483	1,345	3,727	1,657
Trading Asset Securities	337.6	-	134.71	160.76	182.03	171.49
Total Investments	7,107	7,652	5,617	1,506	3,909	1,829
Gross Loans	32,503	26,089	23,799	23,398	23,321	22,463
Allowance for Loan Losses	-1,820	-1,787	-1,731	-1,775	-2,007	-1,944
Net Loans	30,682	24,303	22,068	21,623	21,314	20,519
Property, Plant & Equipment	178.69	190.93	209.61	278.07	280.17	502.59
Other Intangible Assets	-	-	-	22.06	22.08	40.37
Investments in Real Estate	1,157	1,157	1,103	1,158	1,092	767.59
Accrued Interest Receivable	198.72	98.79	67.6	56.73	16.85	41.15
Other Receivables	-	-	-	-	-	9.62
Restricted Cash	728.21	70.02	320.66	94.55	302.43	1,128
Other Current Assets	1,086	1,179	1,837	1,059	1,166	684.74
Other Real Estate Owned & Foreclosed	1,081	1,070	1,078	1,228	1,449	2,956
Other Long-Term Assets	3,824	2,697	2,302	6,409	1,025	3,130
Total Assets	49,589	43,583	39,460	37,402	33,562	36,143
Accrued Expenses	2.34	3.76	12.61	4.52	3.25	7.52
Interest Bearing Deposits	28,827	26,202	23,669	21,986	20,744	19,228
Non-Interest Bearing Deposits	8,463	6,326	4,590	3,958	3,252	4,686
Total Deposits	37,290	32,528	28,259	25,943	23,995	23,913
Short-Term Borrowings	3,056	2,420	1,702	5,004	758.92	2,455
Current Portion of Long-Term Debt	-	-	2,204	856.29	2,748	-
Current Income Taxes Payable	42.9	31.67	-	-	-	-
Accrued Interest Payable	478.88	561.94	576.17	199.41	244.65	233.45
Other Current Liabilities	274.82	433.17	1,043	1,123	1,250	766.01
Long-Term Debt	3,625	3,563	1,801	2,203	2,605	4,954
Long-Term Leases	42	55.11	66.46	68.21	79.76	86.7
Long-Term Unearned Revenue	92.07	53.03	143.42	205.43	216.84	54.51
Pension & Post-Retirement Benefits	50.11	50.17	62.24	53.16	43.87	48.06
Long-Term Deferred Tax Liabilities	-	-	-	14.09	10.69	41.7
Other Long-Term Liabilities	316.47	56.22	83.67	233.66	193.97	417.9
Total Liabilities	45,271	39,756	35,954	35,908	32,151	32,978
Common Stock	3,000	3,000	3,000	2,200	2,200	2,100
Retained Earnings	2,458	2,023	1,645	1,909	1,968	1,797
Comprehensive Income & Other	-1,141	-1,198	-1,141	-2,618	-2,764	-740.1
Total Common Equity	4,318	3,825	3,504	1,491	1,404	3,157
Minority Interest	0.75	1.54	1.32	3.05	7.34	8.71
Shareholders' Equity	4,318	3,827	3,506	1,494	1,411	3,165
Total Liabilities & Equity	49,589	43,583	39,460	37,402	33,562	36,143
Total Debt	6,723	6,038	5,774	8,131	6,192	7,495
Net Cash (Debt)	-2,840	-872.94	-782.79	-4,002	-3,025	-2,675
Net Cash Per Share	-0.95	-0.29	-0.30	-1.82	-1.37	-1.22
Filing Date Shares Outstanding	3,000	3,000	3,000	2,200	2,200	2,200
Total Common Shares Outstanding	3,000	3,000	3,000	2,200	2,200	2,200
Book Value Per Share	1.44	1.28	1.17	0.68	0.64	1.43
Tangible Book Value	4,318	3,825	3,504	1,469	1,382	3,116
Tangible Book Value Per Share	1.44	1.28	1.17	0.67	0.63	1.42

Source: S&P Global Market Intelligence. Banks template. Financial Sources.