Bank Of Sharjah P.J.S.C. (ADX:BOS)

Bank Of Sharjah P.J.S.C. Cash Flow Statement

Financials in millions AED. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	523.47	384.47	-273.52	-154.49	43.78	-654.88
Depreciation & Amortization	18.84	21.07	23.58	33.1	30.55	69.62
Other Amortization	1.38	-	-	-	-	-
Gain (Loss) on Sale of Assets	-40.14	-44.62	196.63	-0.25	0.28	-1.07
Gain (Loss) on Sale of Investments	-28.11	-8.16	33.8	18.62	-27.92	182.82
Total Asset Writedown	-66.29	-60.76	117.15	-74.94	272.19	185.91
Provision for Credit Losses	85.32	55.24	-9.51	349.36	152.88	131.4
Change in Other Net Operating Assets	-7,922	-2,005	196.29	889.41	1,759	-1,892
Other Operating Activities	-32.51	12.43	-58.25	245.91	56.4	1,068
Operating Cash Flow	-7,460	-1,645	226.17	1,307	2,287	-910.38
Operating Cash Flow Growth	-	-	-82.69%	-42.87%	-	-
Capital Expenditures	-5.79	-7.03	-8.89	-18.05	-13.31	-9.88
Sale of Property, Plant and Equipment	-1.86	5.43	6.98	203.37	379.94	10.21
Investment in Securities	-1,571	-2,430	55.55	-13.69	-185.12	-3,625
Other Investing Activities	46.3	33.87	71.2	33.48	15.93	16.19
Investing Cash Flow	-1,533	-2,397	124.83	204.76	-121.36	-3,727
Long-Term Debt Issued	-	3,351	1,809	4,648	459.12	-
Long-Term Debt Repaid	-	-2,247	-2,451	-2,761	-15.89	-736.76
Net Debt Issued (Repaid)	2,009	1,104	-642.21	1,887	443.24	-736.76
Issuance of Common Stock	-	-	800	-	-	-
Net Increase (Decrease) in Deposit Accounts	5,593	3,362	-1,430	-726.29	84.84	2,346
Financing Cash Flow	7,603	4,466	-1,273	1,161	528.07	1,610
Foreign Exchange Rate Adjustments	-	-	-	-45.15	-3,363	-
Net Cash Flow	-1,390	423.39	-921.59	2,627	-668.67	-3,028
Free Cash Flow	-7,466	-1,652	217.27	1,289	2,274	-920.26
Free Cash Flow Growth	-	-	-83.14%	-43.33%	-	-
Free Cash Flow Margin	-960.98%	-285.99%	126.70%	359.54%	514.38%	-838.91%
Free Cash Flow Per Share	-2.49	-0.55	0.08	0.59	1.03	-0.42
Cash Income Tax Paid	34.46	-	-	0.51	4.71	-

Source: S&P Global Market Intelligence. Banks template. Financial Sources.