Bank Of Sharjah P.J.S.C. (ADX:BOS)

Bank Of Sharjah P.J.S.C. Cash Flow Statement

Financials in millions AED. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Income	729.4	384.47	-273.52	-154.49	43.78
Depreciation & Amortization	21.74	21.07	23.58	33.1	30.55
Other Amortization	-4.5	-	-	-	-
Gain (Loss) on Sale of Assets	-92.16	-44.62	196.63	-0.25	0.28
Gain (Loss) on Sale of Investments	-14.03	-12.91	33.8	18.62	-27.92
Total Asset Writedown	-130.84	-60.71	117.15	-74.94	272.19
Provision for Credit Losses	59.1	55.24	-9.51	349.36	152.88
Change in Other Net Operating Assets	-5,585	-2,000	196.29	889.41	1,759
Other Operating Activities	-12.84	12.43	-58.25	245.91	56.4
Operating Cash Flow	-5,029	-1,645	226.17	1,307	2,287
Operating Cash Flow Growth	-	-	-82.69%	-42.87%	-
Capital Expenditures	-4.61	-7.26	-8.89	-18.05	-13.31
Sale of Property, Plant and Equipment	-	38.18	64.98	203.37	379.94
Investment in Securities	-674.79	-2,430	55.55	-13.69	-185.12
Other Investing Activities	-0.14	1.13	13.19	33.48	15.93
Investing Cash Flow	-650.54	-2,398	124.83	204.76	-121.36
Long-Term Debt Issued	3,761	3,351	1,809	4,648	459.12
Long-Term Debt Repaid	-	-2,247	-2,451	-2,761	-15.89
Net Debt Issued (Repaid)	3,761	1,104	-642.21	1,887	443.24
Issuance of Common Stock	-	-	800	-	-
Net Increase (Decrease) in Deposit Accounts	1,802	3,362	-1,430	-726.29	84.84
Financing Cash Flow	5,563	4,466	-1,273	1,161	528.07
Foreign Exchange Rate Adjustments	-	-	-	-45.15	-3,363
Net Cash Flow	-116.82	423.39	-921.59	2,627	-668.67
Free Cash Flow	-5,034	-1,652	217.27	1,289	2,274
Free Cash Flow Growth	-	-	-83.14%	-43.33%	-
Free Cash Flow Margin	-567.97%	-285.99%	126.70%	359.54%	514.38%
Free Cash Flow Per Share	-1.68	-0.55	0.08	0.59	1.03
Cash Income Tax Paid	-	-	-	0.51	4.71

Source: S&P Global Market Intelligence. Banks template. Financial Sources.