United Arab Emirates · Delayed Price · Currency is AED First Abu Dhabi Bank P.J.S.C. Earnings Call Transcripts
Fiscal Year 2026
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Q1 2026 saw operating income rise 6% year-on-year to AED 9.34 billion, with net profit at AED 5.01 billion, down 2% due to management overlays. Asset quality and capital ratios remained strong, and guidance is unchanged pending further clarity on regional tensions.
Fiscal Year 2025
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FY 2025 net profit rose 24% to AED 21.11 billion, with revenue up 16% and RoTE at 19.2%. Broad-based growth, record dividend, and strong capital and asset quality position the group for continued expansion in 2026, supported by digital and AI initiatives.
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Record net profit and revenue growth were driven by strong performance across all business segments, robust asset quality, and disciplined cost management. Outlook remains positive with double-digit loan growth, resilient margins, and continued expansion in international and fee-based businesses.