United Arab Emirates · Delayed Price · Currency is AED First Abu Dhabi Bank P.J.S.C. Earnings Call Transcripts
Fiscal Year 2026
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Q1 2026 saw 6% operating income growth and resilient performance despite regional tensions, with net profit at AED 5.01 billion and robust capital and liquidity. Guidance remains unchanged, with a cautious outlook and strong risk management in place.
Fiscal Year 2025
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FY 2025 net profit rose 24% to AED 21.11 billion, with revenue up 16% and RoTE at 19.2%. Broad-based growth, record dividend, and strong capital and asset quality position the group for continued expansion in 2026, supported by digital and AI initiatives.
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Record net profit and revenue growth were driven by strong performance across all segments, robust asset quality, and disciplined cost management. Outlook remains positive with continued loan growth, resilient margins, and strategic international expansion, despite anticipated rate cuts and lower oil prices.