Insurance House P.S.C. (ADX:IH)

Insurance House P.S.C. Balance Sheet

Financials in millions AED. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Investments in Debt Securities	-	6.95	8.14	9.51	9.96	14.27
Investments in Equity & Preferred Securities	-	1.48	2.9	31	41.34	34.89
Other Investments	-	-	-	14	14	16
Total Investments	-	9.69	11.11	68.45	77.55	75.72
Cash & Equivalents	82.19	39.35	37.78	41.93	54.86	72.63
Reinsurance Recoverable	163.27	138.38	111.45	116.88	130.19	63.2
Other Receivables	7.28	1.31	36.41	2.57	51.22	52.96
Deferred Policy Acquisition Cost	-	-	-	-	15.99	15.38
Property, Plant & Equipment	3.37	5.36	7.72	43.01	43.26	43.35
Restricted Cash	6	6	6	6	6	6
Other Current Assets	-	7.26	6.74	9.77	6.59	6.61
Other Long-Term Assets	7.79	-	-	-	-	-
Total Assets	269.89	207.34	217.22	288.61	385.66	335.85
Accrued Expenses	-	4.3	4.18	3.83	4.55	6.15
Insurance & Annuity Liabilities	253.9	194.15	178.18	206.11	37.28	31.6
Unpaid Claims	-	-	-	-	86.28	60.96
Unearned Premiums	-	-	-	-	84.4	82.1
Reinsurance Payable	-	-	-	-	6.45	6.01
Other Current Liabilities	-	-	-	-	14.79	4.53
Other Long-Term Liabilities	11.7	8.12	13.49	14.05	-	5.2
Total Liabilities	267.98	209.34	198.38	227.2	236.63	199.8
Common Stock	118.78	118.78	118.78	118.78	118.78	118.78
Retained Earnings	-126.98	-130.84	-110.28	-75.3	0.12	1.27
Treasury Stock	-4.66	-4.66	-4.66	-4.66	-	-
Comprehensive Income & Other	14.77	14.72	14.99	22.59	30.13	16
Shareholders' Equity	1.92	-1.99	18.84	61.41	149.03	136.05
Total Liabilities & Equity	269.89	207.34	217.22	288.61	385.66	335.85
Filing Date Shares Outstanding	105.74	113.48	113.48	113.48	118.78	118.78
Total Common Shares Outstanding	105.74	113.48	113.48	113.48	118.78	118.78
Net Cash (Debt)	82.19	39.35	37.78	41.93	54.86	72.63
Net Cash Growth	135.30%	4.14%	-9.90%	-23.56%	-24.47%	-3.12%
Net Cash Per Share	0.78	0.33	0.32	0.35	0.46	0.61
Book Value Per Share	0.02	-0.15	0.03	0.41	1.13	1.15
Tangible Book Value	1.92	-1.99	18.84	61.41	149.03	136.05
Tangible Book Value Per Share	0.02	-0.15	0.03	0.41	1.13	1.15
Land	-	-	-	10.39	10.39	10.39
Buildings	-	-	-	28.57	28.57	28.57
Machinery	-	10.77	10.63	10.44	9.78	9.7
Construction In Progress	-	7.58	7.3	6.92	6.47	4.99

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.