Insurance House - P J S C Balance Sheet

Financials in millions AED. Fiscal year is January - December.

Millions AED. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Investments in Debt Securities	6.95	6.95	8.14	9.51	9.96
Investments in Equity & Preferred Securities	0.51	1.48	2.9	31	41.34
Other Investments	-	-	-	14	14
Total Investments	7.83	9.69	11.11	68.45	77.55
Cash & Equivalents	124.01	39.35	37.78	41.93	54.86
Reinsurance Recoverable	167.16	138.38	111.45	116.88	130.19
Other Receivables	0.36	1.31	36.41	2.57	51.22
Deferred Policy Acquisition Cost	-	-	-	-	15.99
Property, Plant & Equipment	2.73	5.36	7.72	43.01	43.26
Restricted Cash	6	6	6	6	6
Other Current Assets	6.98	7.26	6.74	9.77	6.59
Total Assets	315.07	207.34	217.22	288.61	385.66
Accrued Expenses	7.65	4.3	4.18	3.83	4.55
Insurance & Annuity Liabilities	300.33	194.15	178.18	206.11	37.28
Unpaid Claims	-	-	-	-	86.28
Unearned Premiums	-	-	-	-	84.4
Reinsurance Payable	-	-	-	-	6.45
Other Current Liabilities	-	-	-	-	14.79
Other Long-Term Liabilities	2.47	8.12	13.49	14.05	-
Total Liabilities	312.89	209.34	198.38	227.2	236.63
Common Stock	118.78	118.78	118.78	118.78	118.78
Retained Earnings	-126.59	-130.84	-110.28	-75.3	0.12
Treasury Stock	-4.66	-4.66	-4.66	-4.66	-
Comprehensive Income & Other	14.66	14.72	14.99	22.59	30.13
Shareholders' Equity	2.18	-1.99	18.84	61.41	149.03
Total Liabilities & Equity	315.07	207.34	217.22	288.61	385.66
Filing Date Shares Outstanding	113.44	113.48	113.48	113.48	118.78
Total Common Shares Outstanding	113.44	113.48	113.48	113.48	118.78
Net Cash (Debt)	124.01	39.35	37.78	41.93	54.86
Net Cash Growth	215.18%	4.14%	-9.90%	-23.56%	-24.47%
Net Cash Per Share	1.04	0.33	0.32	0.35	0.46
Book Value Per Share	-0.11	-0.15	0.03	0.41	1.13
Tangible Book Value	2.18	-1.99	18.84	61.41	149.03
Tangible Book Value Per Share	-0.11	-0.15	0.03	0.41	1.13
Land	-	-	-	10.39	10.39
Buildings	-	-	-	28.57	28.57
Machinery	10.91	10.77	10.63	10.44	9.78
Construction In Progress	7.58	7.58	7.3	6.92	6.47

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.