Insurance House - P J S C Ratios and Metrics

Market cap in millions AED. Fiscal year is January - December.

Millions AED. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jul '26 Jul 23, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	161	64	108	102	88	108
Market Cap Growth	119.05%	-40.53%	6.03%	15.85%	-18.62%	12.38%
Enterprise Value	22	-18	73	85	21	83
PE Ratio	17.04	13.34	-	-	-	11.33
PS Ratio	1.16	0.62	0.66	0.92	0.70	0.68
PB Ratio	23.94	29.36	-54.10	5.40	1.43	0.72
P/FCF Ratio	1.45	0.78	-	-	-	-
P/OCF Ratio	1.45	0.78	5885.92	-	-	-
EV/Sales Ratio	0.16	-	0.45	0.76	0.17	0.52
EV/EBITDA Ratio	1.75	-	-	-	-	6.34
EV/EBIT Ratio	2.23	-	-	-	-	7.26
Net Debt / Equity Ratio	-20.65	-56.78	19.74	-2.00	-0.68	-0.37
Net Debt / EBITDA Ratio	-10.94	-16.17	2.33	0.94	1.59	-4.20
Net Debt / FCF Ratio	-1.25	-1.51	96.27	0.38	2.02	2.52
Quick Ratio	15.27	16.26	9.47	17.53	15.02	0.50
Current Ratio	39.34	39.87	44.98	47.46	49.91	1.12
Asset Turnover	0.48	0.40	0.77	0.44	0.37	0.44
Return on Equity (ROE)	374.83%	5027.05%	-233.78%	-104.61%	-26.38%	6.68%
Return on Assets (ROA)	2.14%	1.17%	-5.80%	-10.37%	-5.15%	1.98%
Return on Invested Capital (ROIC)	219.61%	220.12%	-	-104.61%	-26.38%	8.01%
Earnings Yield	6.07%	7.50%	-18.27%	-41.28%	-31.62%	8.83%
FCF Yield	69.05%	127.78%	-0.38%	-97.63%	-23.64%	-20.15%
Payout Ratio	12.65%	25.74%	-	-	-	62.91%