Insurance House - P J S C (ADX:IH)

Insurance House - P J S C Ratios and Metrics

Market cap in millions AED. Fiscal year is January - December.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	May 21, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Market Capitalization	163	64	108	102	88	108
Market Cap Growth	69.35%	-40.53%	6.03%	15.85%	-18.62%	12.38%
Enterprise Value	24	-18	73	85	21	83
PE Ratio	17.28	13.34	-	-	-	11.33
PS Ratio	1.17	0.62	0.66	0.92	0.70	0.68
PB Ratio	24.28	29.36	-54.10	5.40	1.43	0.72
P/FCF Ratio	1.47	0.78	-	-	-	-
P/OCF Ratio	1.47	0.78	5885.92	-	-	-
EV/Sales Ratio	0.18	-	0.45	0.76	0.17	0.52
EV/EBITDA Ratio	1.93	-	-	-	-	6.34
EV/EBIT Ratio	2.46	-	-	-	-	7.26
Net Debt / Equity Ratio	-20.65	-56.78	19.74	-2.00	-0.68	-0.37
Net Debt / EBITDA Ratio	-10.94	-16.17	2.33	0.94	1.59	-4.20
Net Debt / FCF Ratio	-1.25	-1.51	96.27	0.38	2.02	2.52
Quick Ratio	-	16.26	9.47	17.53	15.02	0.50
Current Ratio	-	39.87	44.98	47.46	49.91	1.12
Asset Turnover	0.48	0.40	0.77	0.44	0.37	0.44
Return on Equity (ROE)	374.83%	5027.05%	-233.78%	-104.61%	-26.38%	6.68%
Return on Assets (ROA)	2.14%	1.17%	-5.80%	-10.37%	-5.15%	1.98%
Return on Invested Capital (ROIC)	219.61%	5027.04%	-233.78%	-104.61%	-26.38%	8.01%
Earnings Yield	5.99%	7.50%	-18.27%	-41.28%	-31.62%	8.83%
FCF Yield	68.10%	127.78%	-0.38%	-97.63%	-23.64%	-20.15%
Payout Ratio	12.65%	25.74%	-	-	-	62.91%

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.