Insurance House - P J S C (ADX:IH)

Insurance House - P J S C Ratios and Metrics

Market cap in millions AED. Fiscal year is January - December.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Apr 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Market Capitalization	201	64	108	102	88	108
Market Cap Growth	108.15%	-40.53%	6.03%	15.85%	-18.62%	12.38%
Enterprise Value	77	-18	73	85	21	83
PE Ratio	43.73	13.34	-	-	-	11.33
PS Ratio	1.93	0.62	0.66	0.92	0.70	0.68
PB Ratio	91.93	29.36	-54.10	5.40	1.43	0.72
P/FCF Ratio	2.45	0.78	-	-	-	-
P/OCF Ratio	2.45	0.78	5885.92	-	-	-
EV/Sales Ratio	0.74	-	0.45	0.76	0.17	0.52
EV/EBITDA Ratio	10.01	-	-	-	-	6.34
EV/EBIT Ratio	15.67	-	-	-	-	7.26
Net Debt / Equity Ratio	-56.78	-56.78	19.74	-2.00	-0.68	-0.37
Net Debt / EBITDA Ratio	-16.17	-16.17	2.33	0.94	1.59	-4.20
Net Debt / FCF Ratio	-1.51	-1.51	96.27	0.38	2.02	2.52
Quick Ratio	16.26	16.26	9.47	17.53	15.02	0.50
Current Ratio	39.87	39.87	44.98	47.46	49.91	1.12
Asset Turnover	0.40	0.40	0.77	0.44	0.37	0.44
Return on Equity (ROE)	5027.05%	5027.05%	-233.78%	-104.61%	-26.38%	6.68%
Return on Assets (ROA)	1.17%	1.17%	-5.80%	-10.37%	-5.15%	1.98%
Return on Invested Capital (ROIC)	234.46%	5027.04%	-233.78%	-104.61%	-26.38%	8.01%
Earnings Yield	2.39%	7.50%	-18.27%	-41.28%	-31.62%	8.83%
FCF Yield	40.81%	127.78%	-0.38%	-97.63%	-23.64%	-20.15%
Payout Ratio	25.74%	25.74%	-	-	-	62.91%

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.