Insurance House - P J S C (ADX:IH)

Insurance House - P J S C Ratios and Metrics

Market cap in millions AED. Fiscal year is January - December.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 23, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Market Capitalization	220	64	108	102	88	108
Market Cap Growth	128.15%	-40.53%	6.03%	15.85%	-18.62%	12.38%
Enterprise Value	96	-18	73	85	21	83
PE Ratio	47.93	13.34	-	-	-	11.33
PS Ratio	2.12	0.62	0.66	0.92	0.70	0.68
PB Ratio	100.76	29.36	-54.10	5.40	1.43	0.72
P/FCF Ratio	2.69	0.78	-	-	-	-
P/OCF Ratio	2.68	0.78	5885.92	-	-	-
EV/Sales Ratio	0.92	-	0.45	0.76	0.17	0.52
EV/EBITDA Ratio	12.53	-	-	-	-	6.34
EV/EBIT Ratio	19.61	-	-	-	-	7.26
Net Debt / Equity Ratio	-56.78	-56.78	19.74	-2.00	-0.68	-0.37
Net Debt / EBITDA Ratio	-16.17	-16.17	2.33	0.94	1.59	-4.20
Net Debt / FCF Ratio	-1.51	-1.51	96.27	0.38	2.02	2.52
Quick Ratio	16.26	16.26	9.47	17.53	15.02	0.50
Current Ratio	39.87	39.87	44.98	47.46	49.91	1.12
Asset Turnover	0.40	0.40	0.77	0.44	0.37	0.44
Return on Equity (ROE)	5027.05%	5027.05%	-233.78%	-104.61%	-26.38%	6.68%
Return on Assets (ROA)	1.17%	1.17%	-5.80%	-10.37%	-5.15%	1.98%
Return on Invested Capital (ROIC)	234.46%	5027.04%	-233.78%	-104.61%	-26.38%	8.01%
Earnings Yield	2.18%	7.50%	-18.27%	-41.28%	-31.62%	8.83%
FCF Yield	37.23%	127.78%	-0.38%	-97.63%	-23.64%	-20.15%
Payout Ratio	25.74%	25.74%	-	-	-	62.91%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.