Insurance House - P J S C (ADX:IH)

Insurance House - P J S C Ratios and Metrics

Market cap in millions AED. Fiscal year is January - December.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Apr 10, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Market Capitalization	211	64	108	102	88	108
Market Cap Growth	118.74%	-40.53%	6.03%	15.85%	-18.62%	12.38%
Enterprise Value	87	-18	73	85	21	83
PE Ratio	45.96	13.34	-	-	-	11.33
PS Ratio	2.03	0.62	0.66	0.92	0.70	0.68
PB Ratio	96.61	29.36	-54.10	5.40	1.43	0.72
P/FCF Ratio	2.58	0.78	-	-	-	-
P/OCF Ratio	2.57	0.78	5885.92	-	-	-
EV/Sales Ratio	0.84	-	0.45	0.76	0.17	0.52
EV/EBITDA Ratio	11.34	-	-	-	-	6.34
EV/EBIT Ratio	17.76	-	-	-	-	7.26
Net Debt / Equity Ratio	-56.78	-56.78	19.74	-2.00	-0.68	-0.37
Net Debt / EBITDA Ratio	-16.17	-16.17	2.33	0.94	1.59	-4.20
Net Debt / FCF Ratio	-1.51	-1.51	96.27	0.38	2.02	2.52
Quick Ratio	16.26	16.26	9.47	17.53	15.02	0.50
Current Ratio	39.87	39.87	44.98	47.46	49.91	1.12
Asset Turnover	0.40	0.40	0.77	0.44	0.37	0.44
Return on Equity (ROE)	5027.05%	5027.05%	-233.78%	-104.61%	-26.38%	6.68%
Return on Assets (ROA)	1.17%	1.17%	-5.80%	-10.37%	-5.15%	1.98%
Return on Invested Capital (ROIC)	234.46%	5027.04%	-233.78%	-104.61%	-26.38%	8.01%
Earnings Yield	2.28%	7.50%	-18.27%	-41.28%	-31.62%	8.83%
FCF Yield	38.83%	127.78%	-0.38%	-97.63%	-23.64%	-20.15%
Payout Ratio	25.74%	25.74%	-	-	-	62.91%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.