Insurance House P.S.C. (ADX:IH)

Insurance House P.S.C. Ratios and Metrics

Market cap in millions AED. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Nov 20, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	57	108	102	88	108	96
Market Cap Growth	-47.86%	6.03%	15.85%	-18.62%	12.38%	-4.94%
Enterprise Value	-25	73	86	21	83	57
PE Ratio	-	-	-	-	11.33	8.82
PS Ratio	0.47	0.66	0.92	0.70	0.68	0.56
PB Ratio	29.60	-54.10	5.40	1.43	0.72	0.71
P/FCF Ratio	1.24	-	-	-	-	-
P/OCF Ratio	1.24	5885.92	-	-	-	33.78
EV/Sales Ratio	-	0.45	0.78	0.17	0.52	0.33
EV/EBITDA Ratio	-	-	-	-	6.34	3.92
EV/EBIT Ratio	-	-	-	-	7.26	4.48
EV/FCF Ratio	-0.56	-	-	-	-	-
Quick Ratio	-	9.47	17.53	15.02	0.50	0.85
Current Ratio	-	44.98	47.46	49.91	1.12	1.33
Asset Turnover	0.48	0.77	0.44	0.37	0.44	0.52
Return on Equity (ROE)	-82.03%	-233.78%	-104.61%	-26.38%	6.68%	8.11%
Return on Assets (ROA)	-0.72%	-5.80%	-10.37%	-5.15%	1.98%	2.39%
Return on Capital (ROIC)	-49.48%	-146.11%	-65.38%	-16.48%	5.01%	5.97%
Earnings Yield	-5.27%	-18.27%	-41.28%	-31.62%	8.83%	11.34%
FCF Yield	80.39%	-0.38%	-97.63%	-23.64%	-20.15%	-1.20%
Dividend Yield	-	-	-	-	-	5.21%
Payout Ratio	-	-	-	-	62.91%	55.01%
Buyback Yield / Dilution	14.87%	-	-	-	-	-
Total Shareholder Return	14.87%	-	-	-	-	5.21%

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.