Insurance House - P J S C (ADX:IH)

Insurance House - P J S C Statistics

Total Valuation

ADX:IH has a market cap or net worth of AED 163.35 million. The enterprise value is 24.45 million.

Market Cap	163.35M
Enterprise Value	24.45M

Important Dates

The next estimated earnings date is Thursday, August 13, 2026.

Earnings Date	Aug 13, 2026
Ex-Dividend Date	n/a

Share Statistics

ADX:IH has 113.44 million shares outstanding. The number of shares has increased by 3.45% in one year.

Current Share Class	113.44M
Shares Outstanding	113.44M
Shares Change (YoY)	+3.45%
Shares Change (QoQ)	-4.85%
Owned by Insiders (%)	2.36%
Owned by Institutions (%)	n/a
Float	21.58M

Valuation Ratios

The trailing PE ratio is 17.67.

PE Ratio	17.67
Forward PE	n/a
PS Ratio	1.17
PB Ratio	24.28
P/TBV Ratio	24.28
P/FCF Ratio	1.47
P/OCF Ratio	1.47
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 1.93, with an EV/FCF ratio of 0.22.

EV / Earnings	2.50
EV / Sales	0.18
EV / EBITDA	1.93
EV / EBIT	2.46
EV / FCF	0.22

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 374.83% and return on invested capital (ROIC) is 219.61%.

Return on Equity (ROE)	374.83%
Return on Assets (ROA)	2.13%
Return on Invested Capital (ROIC)	219.61%
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	6.55%
Revenue Per Employee	n/a
Profits Per Employee	n/a
Employee Count	n/a
Asset Turnover	0.48
Inventory Turnover	n/a

Taxes

In the past 12 months, ADX:IH has paid 141,676 in taxes.

Income Tax	141,676
Effective Tax Rate	1.43%

Stock Price Statistics

The stock price has increased by +81.58% in the last 52 weeks. The beta is 0.42, so ADX:IH's price volatility has been lower than the market average.

Beta (5Y)	0.42
52-Week Price Change	+81.58%
50-Day Moving Average	1.74
200-Day Moving Average	0.94
Relative Strength Index (RSI)	43.30
Average Volume (20 Days)	15,087

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, ADX:IH had revenue of AED 139.08 million and earned 9.79 million in profits. Earnings per share was 0.08.

Revenue	139.08M
Gross Profit	9.87M
Operating Income	9.93M
Pretax Income	9.93M
Net Income	9.79M
EBITDA	12.70M
EBIT	9.93M
Earnings Per Share (EPS)	0.08

Balance Sheet

The company has 138.90 million in cash and n/a in debt, with a net cash position of 138.90 million or 1.22 per share.

Cash & Cash Equivalents	138.90M
Total Debt	n/a
Net Cash	138.90M
Net Cash Per Share	1.22
Equity (Book Value)	6.73M
Book Value Per Share	0.06
Working Capital	358.62M

Cash Flow

In the last 12 months, operating cash flow was 111.36 million and capital expenditures -126,101, giving a free cash flow of 111.23 million.

Operating Cash Flow	111.36M
Capital Expenditures	-126,101
Depreciation & Amortization	n/a
Net Borrowing	n/a
Free Cash Flow	111.23M
FCF Per Share	0.98

Margins

Gross margin is 7.10%, with operating and profit margins of 7.14% and 7.04%.

Gross Margin	7.10%
Operating Margin	7.14%
Pretax Margin	7.14%
Profit Margin	7.04%
EBITDA Margin	9.13%
EBIT Margin	7.14%
FCF Margin	79.98%

Dividends & Yields

ADX:IH does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	12.65%
Buyback Yield	-3.45%
Shareholder Yield	-3.45%
Earnings Yield	5.99%
FCF Yield	68.10%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	4