Ras Al Khaimah National Insurance Company P.S.C. (ADX:RAKNIC)
United Arab Emirates · Delayed Price · Currency is AED 2.970
0.00 (0.00%)
At close: Nov 2, 2026
ADX:RAKNIC Income Statement
Financials in millions AED. Fiscal year is January - December.
Millions AED. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Premiums & Annuity Revenue | 331.11 | 313.94 | 289.38 | 261.17 | 284.04 | 275.19 |
Total Interest & Dividend Income | 21.31 | 18.92 | 16.48 | 25.15 | 4.35 | 9.43 |
Gain (Loss) on Sale of Investments | -1.16 | 1.19 | -0.23 | 0.39 | - | 1.09 |
Other Revenue | 1.14 | 3.95 | 3.32 | 3.14 | 3.65 | 19.92 |
| 352.4 | 338 | 308.94 | 289.84 | 292.03 | 305.63 | |
Revenue Growth | 4.25% | 9.40% | 6.59% | -0.75% | -4.45% | -22.30% |
Policy Benefits | 183.55 | 188.83 | 195.29 | 261.01 | 318.61 | 166.79 |
Policy Acquisition & Underwriting Costs | 86.06 | 88.62 | 83.66 | - | - | 76.34 |
Selling, General & Administrative | 0.61 | 0.61 | 0.41 | 0.41 | 0.45 | 55.28 |
Provision for Bad Debts | - | - | - | - | - | 0.19 |
Other Operating Expenses | 14.91 | 11.71 | 12.65 | 13.88 | 8.45 | - |
Total Operating Expenses | 285.13 | 289.77 | 292.02 | 275.3 | 327.5 | 298.59 |
Operating Income | 67.26 | 48.23 | 16.93 | 14.54 | -35.46 | 7.04 |
Other Non Operating Income (Expenses) | - | - | - | - | - | -1.37 |
EBT Excluding Unusual Items | 67.26 | 48.23 | 16.93 | 14.54 | -35.46 | 5.67 |
Gain (Loss) on Sale of Assets | - | - | - | - | - | 4.81 |
Pretax Income | 67.26 | 48.23 | 16.93 | 14.54 | -35.46 | 10.47 |
Income Tax Expense | 6.3 | 5.04 | 1.49 | - | - | - |
Net Income | 60.97 | 43.19 | 15.44 | 14.54 | -35.46 | 10.47 |
Net Income to Common | 60.97 | 43.19 | 15.44 | 14.54 | -35.46 | 10.47 |
Net Income Growth | 70.00% | 179.78% | 6.17% | - | - | -22.29% |
Shares Outstanding (Basic) | 121 | 121 | 121 | 121 | 121 | 121 |
Shares Outstanding (Diluted) | 121 | 121 | 121 | 121 | 121 | 121 |
Shares Change | - | - | - | - | - | - |
EPS (Basic) | 0.50 | 0.36 | 0.13 | 0.12 | -0.29 | 0.09 |
EPS (Diluted) | 0.50 | 0.36 | 0.13 | 0.12 | -0.29 | 0.09 |
EPS Growth | 70.00% | 179.78% | 6.17% | - | - | -22.29% |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 78.69 | 36.62 | 78.85 | -14.86 | 13.57 | 24.66 |
Free Cash Flow Per Share | 0.65 | 0.30 | 0.65 | -0.12 | 0.11 | 0.20 |
Dividend Per Share | - | - | - | - | - | 0.080 |
Dividend Growth | - | - | - | - | - | 0% |
Operating Margin | 19.09% | 14.27% | 5.48% | 5.02% | -12.14% | 2.30% |
Profit Margin | 17.30% | 12.78% | 5.00% | 5.02% | -12.14% | 3.43% |
Free Cash Flow Margin | 22.33% | 10.83% | 25.52% | -5.13% | 4.65% | 8.07% |
EBITDA | 67.67 | 48.56 | 17.29 | 15.25 | -34.6 | 8.19 |
EBITDA Margin | 19.20% | 14.37% | 5.60% | 5.26% | -11.85% | 2.68% |
D&A For EBITDA | 0.41 | 0.33 | 0.37 | 0.71 | 0.86 | 1.16 |
EBIT | 67.26 | 48.23 | 16.93 | 14.54 | -35.46 | 7.04 |
EBIT Margin | 19.09% | 14.27% | 5.48% | 5.02% | -12.14% | 2.30% |
Effective Tax Rate | 9.36% | 10.44% | 8.79% | - | - | - |