Sharjah Islamic Bank PJSC (ADX:SIB)

Sharjah Islamic Bank PJSC Balance Sheet

Financials in millions AED. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	4,476	10,437	4,894	7,051	10,546	6,440
Investment Securities	6,993	8,516	8,247	4,620	4,001	4,566
Trading Asset Securities	938.26	948.15	728.57	370.72	219.15	104.99
Total Investments	7,931	9,464	8,975	4,990	4,220	4,671
Gross Loans	43,521	40,790	36,063	33,484	31,422	31,564
Allowance for Loan Losses	-1,687	-1,713	-1,608	-1,537	-1,331	-1,288
Other Adjustments to Gross Loans	-1,525	-1,390	-1,424	-1,275	-1,082	-1,008
Net Loans	40,309	37,687	33,030	30,672	29,009	29,269
Property, Plant & Equipment	909.18	896.07	889.94	911.95	883.69	925.02
Other Intangible Assets	65.47	63	61.66	61.99	65.87	-
Loans Held for Sale	-	-	-	-	-	39.48
Investments in Real Estate	2,977	2,965	2,823	3,086	2,825	2,886
Other Receivables	9,686	5,343	7,610	5,261	2,453	3,420
Restricted Cash	4,710	2,041	1,829	2,282	1,776	1,933
Other Current Assets	1,691	1,522	1,095	946.09	924.09	837.44
Other Long-Term Assets	10,016	8,792	4,672	3,861	2,255	3,180
Total Assets	82,770	79,210	65,879	59,123	54,957	53,601
Accounts Payable	308.57	298.61	229.85	443.43	194.41	64.47
Accrued Expenses	128.17	124.13	93.88	62.21	51.52	39.2
Interest Bearing Deposits	37,987	38,225	32,429	35,014	32,475	30,766
Non-Interest Bearing Deposits	14,111	13,533	12,778	11,167	10,097	8,802
Total Deposits	52,099	51,758	45,207	46,181	42,572	39,568
Short-Term Borrowings	0.61	59.53	25.8	12.31	146.07	13.85
Current Portion of Long-Term Debt	1,836	1,836	-	1,836	-	1,835
Current Income Taxes Payable	215.38	186.84	66	80.69	71.1	66.42
Accrued Interest Payable	720.41	874.97	522.5	249.58	133.03	200.08
Other Current Liabilities	492.55	501.82	314.55	235.04	203.18	217.17
Long-Term Debt	18,107	14,657	10,863	1,834	3,667	3,665
Long-Term Leases	30.63	25.36	18.66	14.14	7.32	17.79
Pension & Post-Retirement Benefits	128.08	119.06	106.27	97.12	84.52	75.74
Long-Term Deferred Tax Liabilities	7.18	0.87	-	-	-	-
Other Long-Term Liabilities	534.98	464.63	315.22	444.97	131.91	192.4
Total Liabilities	74,608	70,907	57,762	51,490	47,262	45,955
Common Stock	3,236	3,236	3,236	3,082	3,082	3,082
Retained Earnings	1,665	1,872	1,357	3,020	2,789	2,683
Comprehensive Income & Other	3,262	3,196	3,524	1,531	1,824	1,881
Shareholders' Equity	8,162	8,303	8,117	7,632	7,695	7,645
Total Liabilities & Equity	82,770	79,210	65,879	59,123	54,957	53,601
Total Debt	19,974	16,578	10,907	3,696	3,821	5,532
Net Cash (Debt)	-14,560	-5,192	-5,285	3,725	6,944	1,013
Net Cash Growth	-	-	-	-46.36%	585.53%	-
Net Cash Per Share	-4.55	-1.62	-1.63	1.15	2.15	0.31
Filing Date Shares Outstanding	3,236	3,236	3,236	3,236	3,236	3,236
Total Common Shares Outstanding	3,236	3,236	3,236	3,236	3,236	3,236
Book Value Per Share	1.95	2.00	1.94	1.79	1.81	1.80
Tangible Book Value	8,097	8,240	8,055	7,570	7,629	7,645
Tangible Book Value Per Share	1.93	1.98	1.92	1.77	1.79	1.80

Updated Jan 29, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.