Sharjah Islamic Bank PJSC (ADX:SIB)

Sharjah Islamic Bank PJSC Balance Sheet

Financials in millions AED. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	5,450	10,437	4,894	7,051	10,546	6,440
Investment Securities	17,753	8,516	8,247	4,620	4,001	4,566
Trading Asset Securities	-	948.15	728.57	370.72	219.15	104.99
Total Investments	17,753	9,464	8,975	4,990	4,220	4,671
Gross Loans	42,987	40,790	36,063	33,484	31,422	31,564
Allowance for Loan Losses	-	-1,713	-1,608	-1,537	-1,331	-1,288
Other Adjustments to Gross Loans	-	-1,390	-1,424	-1,275	-1,082	-1,008
Net Loans	42,987	37,687	33,030	30,672	29,009	29,269
Property, Plant & Equipment	904.88	896.07	889.94	911.95	883.69	925.02
Other Intangible Assets	63.78	63	61.66	61.99	65.87	-
Loans Held for Sale	-	-	-	-	-	39.48
Investments in Real Estate	2,993	2,965	2,823	3,086	2,825	2,886
Other Receivables	12,389	5,343	7,610	5,261	2,453	3,420
Restricted Cash	-	2,041	1,829	2,282	1,776	1,933
Other Current Assets	1,149	1,522	1,095	946.09	924.09	837.44
Other Long-Term Assets	1,018	8,792	4,672	3,861	2,255	3,180
Total Assets	84,708	79,210	65,879	59,123	54,957	53,601
Accounts Payable	-	298.61	229.85	443.43	194.41	64.47
Accrued Expenses	-	124.13	93.88	62.21	51.52	39.2
Interest Bearing Deposits	52,721	38,225	32,429	35,014	32,475	30,766
Non-Interest Bearing Deposits	-	13,533	12,778	11,167	10,097	8,802
Total Deposits	52,721	51,758	45,207	46,181	42,572	39,568
Short-Term Borrowings	-	59.53	25.8	12.31	146.07	13.85
Current Portion of Long-Term Debt	-	1,836	-	1,836	-	1,835
Current Income Taxes Payable	10.62	186.84	66	80.69	71.1	66.42
Accrued Interest Payable	-	874.97	522.5	249.58	133.03	200.08
Other Current Liabilities	248.36	501.82	314.55	235.04	203.18	217.17
Long-Term Debt	18,955	14,657	10,863	1,834	3,667	3,665
Long-Term Leases	-	25.36	18.66	14.14	7.32	17.79
Pension & Post-Retirement Benefits	-	119.06	106.27	97.12	84.52	75.74
Long-Term Deferred Tax Liabilities	-	0.87	-	-	-	-
Other Long-Term Liabilities	2,334	464.63	315.22	444.97	131.91	192.4
Total Liabilities	74,269	70,907	57,762	51,490	47,262	45,955
Common Stock	3,236	3,236	3,236	3,082	3,082	3,082
Retained Earnings	2,015	1,872	1,357	3,020	2,789	2,683
Comprehensive Income & Other	5,188	3,196	3,524	1,531	1,824	1,881
Shareholders' Equity	10,439	8,303	8,117	7,632	7,695	7,645
Total Liabilities & Equity	84,708	79,210	65,879	59,123	54,957	53,601
Total Debt	18,955	16,578	10,907	3,696	3,821	5,532
Net Cash (Debt)	-13,505	-5,192	-5,285	3,725	6,944	1,013
Net Cash Growth	-	-	-	-46.36%	585.53%	-
Net Cash Per Share	-4.11	-1.62	-1.63	1.15	2.15	0.31
Filing Date Shares Outstanding	3,152	3,236	3,236	3,236	3,236	3,236
Total Common Shares Outstanding	3,152	3,236	3,236	3,236	3,236	3,236
Book Value Per Share	3.31	2.00	1.94	1.79	1.81	1.80
Tangible Book Value	10,375	8,240	8,055	7,570	7,629	7,645
Tangible Book Value Per Share	3.29	1.98	1.92	1.77	1.79	1.80

Updated Jan 29, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.