Sharjah Islamic Bank PJSC Ratios and Metrics

Market cap in millions AED. Fiscal year is January - December.

Millions AED. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 7, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	9,383	10,095	8,057	7,863	6,009	6,009
Market Cap Growth	-5.23%	25.30%	2.47%	30.85%	0%	47.73%
Last Close Price	2.90	2.70	2.04	1.90	1.39	1.34
PE Ratio	7.19	8.63	8.43	10.49	9.23	11.69
PS Ratio	3.82	4.45	4.09	4.48	4.64	5.08
PB Ratio	0.77	1.06	0.97	0.97	0.79	0.78
P/FCF Ratio	-	-	4.43	-	-	-
P/OCF Ratio	-	-	4.30	-	-	75.45
Debt / Equity Ratio	1.59	2.29	2.00	1.34	0.48	0.50
Debt / FCF Ratio	-	-	9.11	-	-	-
Net Debt / Equity Ratio	1.05	1.28	0.63	0.65	-0.49	-0.90
Net Debt / FCF Ratio	-0.91	-2.58	2.85	-9.34	3.00	46.30
Return on Equity (ROE)	12.59%	14.77%	12.76%	10.69%	8.49%	6.70%
Return on Assets (ROA)	1.59%	1.55%	1.44%	1.35%	1.14%	0.95%
Earnings Yield	13.49%	13.05%	13.01%	10.70%	10.83%	8.55%
FCF Yield	-149.23%	-46.76%	22.59%	-7.20%	-20.65%	-2.50%
Dividend Yield	6.76%	7.40%	7.36%	5.25%	6.85%	5.71%
Payout Ratio	56.53%	46.06%	39.64%	47.53%	51.98%	65.82%
Buyback Yield / Dilution	10.45%	3.26%	1.11%	0.00%	-	-
Total Shareholder Return	17.21%	10.66%	8.47%	5.25%	6.85%	5.71%