Sharjah Islamic Bank PJSC Balance Sheet

Financials in millions AED. Fiscal year is January - December.

Millions AED. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	2,017	8,877	10,437	4,894	7,051	10,546
Investment Securities	9,284	6,710	8,516	8,247	4,620	4,001
Trading Asset Securities	704.4	758.59	948.15	728.57	370.72	219.15
Total Investments	9,988	7,468	9,464	8,975	4,990	4,220
Gross Loans	50,812	49,656	41,218	36,063	33,484	31,422
Allowance for Loan Losses	-1,684	-1,734	-1,745	-1,608	-1,537	-1,331
Other Adjustments to Gross Loans	-2,383	-2,372	-1,390	-1,424	-1,275	-1,082
Net Loans	46,745	45,550	38,083	33,030	30,672	29,009
Property, Plant & Equipment	879.47	883.69	896.07	889.94	911.95	883.69
Other Intangible Assets	70.59	71.42	63	61.66	61.99	65.87
Investments in Real Estate	1,759	1,845	2,965	2,823	3,086	2,825
Other Receivables	13,230	7,743	5,375	7,610	5,261	2,453
Restricted Cash	5,371	4,375	2,041	1,829	2,282	1,776
Other Current Assets	2,577	2,514	1,094	1,095	946.09	924.09
Other Long-Term Assets	8,230	10,987	8,792	4,672	3,861	2,255
Total Assets	90,867	90,313	79,210	65,879	59,123	54,957
Accounts Payable	451.74	610.52	182.58	229.85	443.43	194.41
Accrued Expenses	161.7	146.14	124.13	93.88	62.21	51.52
Interest Bearing Deposits	46,413	41,326	38,225	32,429	35,014	32,475
Non-Interest Bearing Deposits	14,977	14,347	13,533	12,778	11,167	10,097
Total Deposits	61,390	55,673	51,758	45,207	46,181	42,572
Short-Term Borrowings	0.11	19.5	59.53	25.8	12.31	146.07
Current Portion of Long-Term Debt	-	-	1,836	-	1,836	-
Current Income Taxes Payable	272.76	237.77	186.84	66	80.69	71.1
Accrued Interest Payable	801.99	877.73	874.97	522.5	249.58	133.03
Other Current Liabilities	470.77	559.49	501.82	314.55	235.04	203.18
Long-Term Debt	17,357	21,779	14,657	10,863	1,834	3,667
Long-Term Leases	20.27	21.85	25.36	18.66	14.14	7.32
Pension & Post-Retirement Benefits	140.92	131.95	119.06	106.27	97.12	84.52
Long-Term Deferred Tax Liabilities	3.78	14.27	0.87	-	-	-
Other Long-Term Liabilities	610.08	712.29	580.66	315.22	444.97	131.91
Total Liabilities	81,681	80,783	70,907	57,762	51,490	47,262
Common Stock	3,236	3,236	3,236	3,236	3,082	3,082
Additional Paid-In Capital	99.58	99.58	-	-	-	-
Retained Earnings	4,110	4,376	3,772	1,357	3,020	2,789
Treasury Stock	-10.46	-22.75	-393.24	-	-	-
Comprehensive Income & Other	1,751	1,841	1,689	3,524	1,531	1,824
Shareholders' Equity	9,186	9,530	8,303	8,117	7,632	7,695
Total Liabilities & Equity	90,867	90,313	79,210	65,879	59,123	54,957
Total Debt	17,378	21,820	16,578	10,907	3,696	3,821
Net Cash (Debt)	-14,657	-12,185	-5,192	-5,285	3,725	6,944
Net Cash Growth	-	-	-	-	-46.36%	585.53%
Net Cash Per Share	-4.74	-3.94	-1.62	-1.63	1.15	2.15
Filing Date Shares Outstanding	3,065	3,236	3,236	3,236	3,236	3,236
Total Common Shares Outstanding	3,065	3,236	3,236	3,236	3,236	3,236
Book Value Per Share	2.40	2.38	2.00	1.94	1.79	1.81
Tangible Book Value	9,115	9,459	8,240	8,055	7,570	7,629
Tangible Book Value Per Share	2.37	2.36	1.98	1.92	1.77	1.79

Updated Mar 31, 2026. Source: S&P Global Market Intelligence. Banks template. Financial Sources.