Sharjah Islamic Bank PJSC (ADX: SIB)

Sharjah Islamic Bank PJSC Cash Flow Statement

Financials in millions AED. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Net Income	986.76	851.54	650.91	514.07	405.83	545.53
Depreciation & Amortization	31.9	47.29	51.84	49.99	49.88	47.48
Other Amortization	10.92	11.51	2.28	2.92	-2.39	-
Gain (Loss) on Sale of Assets	-36.89	-18.43	-24.97	-19.22	-10.29	-8.55
Gain (Loss) on Sale of Investments	-56.52	25.73	28.07	60.2	-0.71	2.25
Total Asset Writedown	221.5	221.5	35.04	107.51	37.45	-2.65
Provision for Credit Losses	164.75	182.08	277.35	172.79	250.93	74.42
Change in Other Net Operating Assets	2,284	-1,330	-2,202	-808.61	-4,216	-1,325
Other Operating Activities	75.89	-8.17	17.31	-	-	3.54
Operating Cash Flow	3,683	-16.52	-1,164	79.64	-3,485	-662.77
Capital Expenditures	-36.34	-34.81	-76.31	-229.61	-232.51	-217.64
Sale of Property, Plant and Equipment	0.45	0.03	0.12	57.6	76.65	105.73
Investment in Securities	-4,351	-4,908	-2,530	1,301	-1,899	463.31
Investing Cash Flow	-4,516	-4,889	-2,554	1,183	-2,234	55.36
Long-Term Debt Issued	-	-	-	-	1,837	-
Long-Term Debt Repaid	-	-1,837	-	-1,836	-1,837	-
Net Debt Issued (Repaid)	1,825	-1,837	-	-1,836	-	-
Issuance of Common Stock	-	-	-	-	-	1,826
Common Dividends Paid	-415.39	-399.99	-338.35	-338.35	-238.57	-234.79
Net Increase (Decrease) in Deposit Accounts	2,754	5,677	1,036	4,885	6,295	874.78
Other Financing Activities	-97.76	-80.69	-64.45	-	-	-
Financing Cash Flow	4,066	3,360	632.71	2,711	6,057	2,466
Net Cash Flow	3,233	-1,545	-3,085	3,973	338.13	1,859
Free Cash Flow	3,646	-51.33	-1,241	-149.97	-3,717	-880.41
Free Cash Flow Margin	179.83%	-2.93%	-95.78%	-12.68%	-370.51%	-77.87%
Free Cash Flow Per Share	1.13	-0.02	-0.38	-0.05	-1.15	-0.27

Source: S&P Capital IQ. Banks template. Financial Sources.