ADX:SICO Income Statement

Financials in millions AED. Fiscal year is January - December.

Millions AED. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Premiums & Annuity Revenue	39.56	105.89	33.18	22.79	7.35
Total Interest & Dividend Income	65.16	14.34	11	16.61	7.67
Gain (Loss) on Sale of Investments	-	1.35	4.07	16.09	16.62
Other Revenue	-	-	-	-	2.86
Total Revenue	104.72	121.58	48.25	55.5	34.5
Revenue Growth (YoY)	-13.87%	151.97%	-13.06%	60.89%	13.70%
Policy Benefits	-1.19	114.12	34.64	20.48	1.59
Policy Acquisition & Underwriting Costs	-	-	-	-	1.88
Selling, General & Administrative	-	3.47	2.2	2.36	12.36
Provision for Bad Debts	-	-	-	-	-3.88
Other Operating Expenses	1.41	1.62	-3.97	-0.34	-6.43
Total Operating Expenses	0.22	119.21	32.87	22.49	5.53
Operating Income	104.5	2.38	15.38	33.01	28.96
Interest Expense	-	-0.11	-0.14	-0.49	-0.2
Other Non Operating Income (Expenses)	-45.3	-	-	-	-
EBT Excluding Unusual Items	59.2	2.27	15.24	32.52	28.76
Asset Writedown	-	2.99	0.96	1.15	-1.5
Other Unusual Items	-	-	-	0.02	-0.03
Pretax Income	59.2	5.26	16.21	33.7	27.23
Income Tax Expense	-	0.25	-	-	-
Net Income	59.2	5.01	16.21	33.7	27.23
Net Income to Common	59.2	5.01	16.21	33.7	27.23
Net Income Growth	1082.00%	-69.09%	-51.91%	23.77%	131.59%
Shares Outstanding (Basic)	150	150	150	150	150
Shares Outstanding (Diluted)	150	150	150	150	150
Shares Change (YoY)	-	-	-	-	0.00%
EPS (Basic)	0.39	0.03	0.11	0.22	0.18
EPS (Diluted)	0.39	0.03	0.11	0.22	0.18
EPS Growth	1082.04%	-69.09%	-51.91%	23.77%	131.59%
Free Cash Flow	-	5.2	-1.78	-1.78	6.98
Free Cash Flow Per Share	-	0.04	-0.01	-0.01	0.05
Dividend Per Share	-	0.050	0.070	0.100	0.073
Dividend Growth	-	-28.57%	-30.00%	36.43%	14.17%
Operating Margin	99.80%	1.95%	31.87%	59.47%	83.96%
Profit Margin	56.54%	4.12%	33.59%	60.71%	78.92%
Free Cash Flow Margin	-	4.28%	-3.68%	-3.20%	20.23%
EBITDA	105.33	2.46	15.48	33.16	29.26
EBITDA Margin	100.59%	2.02%	32.08%	59.74%	84.83%
D&A For EBITDA	0.83	0.09	0.1	0.15	0.3
EBIT	104.5	2.38	15.38	33.01	28.96
EBIT Margin	99.80%	1.95%	31.87%	59.47%	83.96%
Effective Tax Rate	-	4.70%	-	-	-

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.