Sharjah Insurance Company P.S.C. (ADX:SICO)
United Arab Emirates flag United Arab Emirates · Delayed Price · Currency is AED
1.520
0.00 (0.00%)
At close: Sep 2, 2026

ADX:SICO Financials Overview

Millions AED. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
73.4384.9229.1348.2555.534.5
Revenue Growth
22.35%191.50%-39.62%-13.06%60.89%13.70%
Operating Income
32.6460.585.3615.3833.0128.96
Net Income
33.7559.85.0116.2133.727.23
Earnings Per Share
0.220.400.030.110.220.18
EPS Growth
-4.98%1093.97%-69.09%-51.91%23.77%131.59%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Underwriting - Fire
2.471.972.918.749.4210.55
Underwriting - Others
15.760.420.491.961.980.33
Underwriting - Marine Hull
0.010.130.04---
Underwriting - Marine Cargo
-0.02-0.020.11---
Underwriting - Motor Comprehensive
19.6315.764.8---
Underwriting - Engineering
1.120.861.41---
Underwriting - Motor Third Party
0.820.650.36---
Investments
-65.1619.02---
Total
73.4384.9229.1321.4622.7925.45

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
24.5641.7635.5913.8934.1849.13
Total Debt
0.730.711.382.631.2322.16
Net Cash (Debt)
23.8341.0634.2111.2632.9526.97
Net Cash Growth
-11.58%20.02%203.79%-65.83%22.18%-15.53%
Net Cash Per Share
0.160.270.230.080.220.18

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-12.02-1.698.38-1.76-1.727.25
Capital Expenditures
-0.16-0.21-0.12-0.02-0.06-0.27
Free Cash Flow
-12.18-1.98.26-1.78-1.786.98
Free Cash Flow Growth
-----182.23%

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Margin
44.45%71.33%18.41%31.87%59.47%83.96%
Pretax Margin
44.36%71.24%18.04%33.59%60.71%78.92%
Profit Margin
45.96%70.42%17.19%33.59%60.71%78.92%
FCF Margin
-16.59%-2.24%28.36%-3.68%-3.20%20.23%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
0.0900.0900.0500.0700.1000.073
Dividend Per Share Growth
80.00%80.00%-28.57%-30.00%36.43%14.17%
Dividend Yield
5.92%6.29%3.32%5.94%8.19%9.79%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
6.763.8149.4112.506.685.35
P/FCF Ratio
--29.95--20.88
PS Ratio
3.102.698.494.204.054.22