Sharjah Insurance Company P.S.C. (ADX:SICO)
United Arab Emirates flag United Arab Emirates · Delayed Price · Currency is AED
1.520
0.00 (0.00%)
At close: Aug 13, 2026

ADX:SICO Financials Overview

Millions AED. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
76.4484.9229.1348.2555.534.5
Revenue Growth
160.16%191.50%-39.62%-13.06%60.89%13.70%
Operating Income
45.5160.585.3615.3833.0128.96
Net Income
46.2759.85.0116.2133.727.23
Earnings Per Share
0.310.400.030.110.220.18
EPS Growth
344.95%1093.97%-69.09%-51.91%23.77%131.59%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Underwriting - Motor Comprehensive
17.515.764.8---
Underwriting - Marine Hull
0.10.130.04---
Underwriting - Marine Cargo
0.01-0.020.11---
Underwriting - Others
0.470.420.491.961.980.33
Underwriting - Motor Third Party
0.720.650.36---
Underwriting - Fire
1.961.972.918.749.4210.55
Underwriting - Engineering
0.880.861.41---
Investments
54.865.1619.02---
Total
76.4484.9229.1321.4622.7925.45

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
29.6841.7635.5913.8934.1849.13
Total Debt
0.720.711.382.631.2322.16
Net Cash (Debt)
28.9641.0634.2111.2632.9526.97
Net Cash Growth
36.42%20.02%203.79%-65.83%22.18%-15.53%
Net Cash Per Share
0.190.270.230.080.220.18

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-2.68-1.698.38-1.76-1.727.25
Capital Expenditures
-0.21-0.21-0.12-0.02-0.06-0.27
Free Cash Flow
-2.89-1.98.26-1.78-1.786.98
Free Cash Flow Growth
-----182.23%

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Margin
59.53%71.33%18.41%31.87%59.47%83.96%
Pretax Margin
59.44%71.24%18.04%33.59%60.71%78.92%
Profit Margin
60.53%70.42%17.19%33.59%60.71%78.92%
FCF Margin
-3.78%-2.24%28.36%-3.68%-3.20%20.23%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
0.050-0.0500.0700.1000.073
Dividend Per Share Growth
80.00%--28.57%-30.00%36.43%14.17%
Dividend Yield
3.29%-3.32%5.94%8.19%9.79%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
292.423.8149.4112.506.685.35
P/FCF Ratio
--29.95--20.88
PS Ratio
2.922.698.494.204.054.22