Sharjah Insurance Company P.S.C. (ADX:SICO)
United Arab Emirates flag United Arab Emirates · Delayed Price · Currency is AED
1.520
0.00 (0.00%)
At close: Nov 2, 2026

ADX:SICO Financials Overview

Millions AED. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
73.4384.9229.1348.2555.534.5
Revenue Growth
22.35%191.50%-39.62%-13.06%60.89%13.70%
Operating Income
32.6460.585.3615.3833.0128.96
Net Income
33.7559.85.0116.2133.727.23
Earnings Per Share
0.220.400.030.110.220.18
EPS Growth
-4.98%1093.97%-69.09%-51.91%23.77%131.59%

Revenue by Segment

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Underwriting - Fire
2.471.972.918.749.4210.55
Underwriting - Others
15.760.420.491.961.980.33
Underwriting - Marine Hull
0.010.130.04---
Underwriting - Marine Cargo
-0.02-0.020.11---
Underwriting - Motor Comprehensive
19.6315.764.8---
Underwriting - Engineering
1.120.861.41---
Underwriting - Motor Third Party
0.820.650.36---
Investments
-65.1619.02---
Total
73.4384.9229.1321.4622.7925.45

Cash & Debt

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
24.5641.7635.5913.8934.1849.13
Total Debt
0.730.711.382.631.2322.16
Net Cash (Debt)
23.8341.0634.2111.2632.9526.97
Net Cash Growth
-11.58%20.02%203.79%-65.83%22.18%-15.53%
Net Cash Per Share
0.160.270.230.080.220.18

Cash Flow & CapEx

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-12.02-1.698.38-1.76-1.727.25
Capital Expenditures
-0.16-0.21-0.12-0.02-0.06-0.27
Free Cash Flow
-12.18-1.98.26-1.78-1.786.98
Free Cash Flow Growth
-----182.23%

Margins

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Margin
44.45%71.33%18.41%31.87%59.47%83.96%
Pretax Margin
44.36%71.24%18.04%33.59%60.71%78.92%
Profit Margin
45.96%70.42%17.19%33.59%60.71%78.92%
FCF Margin
-16.59%-2.24%28.36%-3.68%-3.20%20.23%

Dividends

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
0.0900.0900.0500.0700.1000.073
Dividend Per Share Growth
80.00%80.00%-28.57%-30.00%36.43%14.17%
Dividend Yield
5.92%5.92%3.03%5.18%6.67%7.54%

Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
6.763.8149.4112.506.685.35
P/FCF Ratio
--29.95--20.88
PS Ratio
3.102.698.494.204.054.22