Sharjah Insurance Company P.S.C. (ADX:SICO)

ADX:SICO Cash Flow Statement

Financials in millions AED. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Income	59.8	5.01	16.21	33.7	27.23
Depreciation & Amortization	0.82	0.78	0.75	0.87	1.11
Other Amortization	0.05	0.04	0.07	0.11	0.08
Gain (Loss) on Sale of Assets	-0	-0	-	-	-
Gain (Loss) on Sale of Investments	-	-	-4.07	-16.09	-20.5
Change in Accounts Receivable	-	-	-	-	9.93
Reinsurance Recoverable	39.13	-41.78	-2.21	3.92	-2.11
Change in Insurance Reserves / Liabilities	-36.94	52.36	2.23	-8.74	-6.06
Change in Other Net Operating Assets	-5.02	6.62	-2.68	1.77	3.68
Other Operating Activities	-66.89	-11.67	-11.08	-16.1	-7.61
Operating Cash Flow	-1.69	8.38	-1.76	-1.72	7.25
Operating Cash Flow Growth	-	-	-	-	183.84%
Capital Expenditures	-0.21	-0.12	-0.02	-0.06	-0.27
Sale of Property, Plant & Equipment	0	0	-	-	-
Purchase / Sale of Intangible Assets	-0.21	-0.04	-0.08	-0.01	-0.03
Investment in Securities	1.45	17.69	-13.64	2.53	-9.18
Other Investing Activities	11.69	9.71	11.33	16.45	7.67
Investing Cash Flow	16.12	27.25	-2.41	18.92	-1.8
Total Debt Repaid	-0.75	-0.79	-1.21	-0.86	-0.5
Net Debt Issued (Repaid)	-0.75	-0.79	-1.21	-0.86	-0.5
Common Dividends Paid	-7.5	-10.5	-17.38	-11.01	-9.63
Other Financing Activities	-	-0.06	-0.11	-0.42	-0.1
Financing Cash Flow	-8.25	-11.35	-18.7	-12.29	-10.23
Net Cash Flow	6.17	24.28	-22.86	4.92	-4.78
Free Cash Flow	-1.9	8.26	-1.78	-1.78	6.98
Free Cash Flow Growth	-	-	-	-	182.23%
Free Cash Flow Margin	-2.24%	28.36%	-3.68%	-3.20%	20.23%
Free Cash Flow Per Share	-0.01	0.06	-0.01	-0.01	0.05
Cash Interest Paid	-	0.06	0.11	0.42	0.1
Levered Free Cash Flow	-30.73	35.24	-20.08	-5.8	-66.66
Unlevered Free Cash Flow	-30.68	35.31	-19.99	-5.5	-66.53
Change in Working Capital	-1.37	17.21	-2.66	-3.05	5.44

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.