United Arab Bank P.J.S.C. (ADX:UAB)

ShockWave Medical Income Statement

Financials in millions AED. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	1,219	1,193	921.61	584.48	478.12	641.93
Interest Paid on Deposits	720.42	725.99	526.67	262.92	200.31	348.52
Net Interest Income	499.08	466.56	394.94	321.57	277.81	293.41
Net Interest Income Growth (YoY)	12.05%	18.13%	22.82%	15.75%	-5.32%	-24.95%
Gain (Loss) on Sale of Assets	0.1	0.1	54.3	66.12	-	-
Gain (Loss) on Sale of Investments	-	-	-	-	40.78	5.03
Other Non-Interest Income	179.7	139.14	127.23	113.1	131.05	104.42
Total Non-Interest Income	179.8	139.25	181.52	179.22	171.82	109.45
Non-Interest Income Growth (YoY)	13.12%	-23.29%	1.28%	4.30%	56.98%	-28.83%
Revenues Before Loan Losses	678.88	605.8	576.46	500.79	449.63	402.86
Provision for Loan Losses	-74.94	-42.83	36.35	92.26	135.73	703.67
Revenue	753.81	648.63	540.11	408.53	313.91	-300.81
Revenue Growth (YoY)	27.44%	20.09%	32.21%	30.14%	-	-
Salaries and Employee Benefits	216.52	204.65	181.33	146.17	140.55	150.09
Occupancy Expenses	22.92	22.06	22.48	23.32	24.9	27.94
Other Non-Interest Expense	102.55	86.73	80.44	82.32	75.67	81.28
Total Non-Interest Expense	341.99	313.44	284.24	251.8	241.13	259.32
EBT Excluding Unusual Items	411.82	335.19	255.87	156.72	72.78	-560.12
Asset Writedown	-4.87	-4.42	-0.56	-2	-2.59	-107.18
Pretax Income	406.95	330.77	255.31	154.72	70.19	-667.3
Income Tax Expense	36.77	29.81	-	-	-	-
Net Income	370.18	300.96	255.31	154.72	70.19	-667.3
Net Income to Common	370.18	300.96	255.31	154.72	70.19	-667.3
Net Income Growth	35.45%	17.88%	65.01%	120.43%	-	-
Basic Shares Outstanding	2,063	2,060	2,060	2,063	2,063	2,063
Diluted Shares Outstanding	2,063	2,060	2,060	2,063	2,063	2,063
Shares Change (YoY)	0.28%	0.03%	-0.14%	-	-	-
EPS (Basic)	0.18	0.15	0.12	0.08	0.03	-0.32
EPS (Diluted)	0.18	0.15	0.12	0.08	0.03	-0.32
EPS Growth	35.07%	17.84%	65.25%	120.43%	-	-
Effective Tax Rate	9.04%	9.01%	-	-	-	-

Source: S&P Global Market Intelligence. Banks template. Financial Sources.