United Arab Bank P.J.S.C. (ADX:UAB)
United Arab Emirates · Delayed Price · Currency is AED 1.330
0.00 (0.00%)
Last updated: Jul 22, 2026, 10:00 AM GST
United Arab Bank P.J.S.C. Income Statement
Financials in millions AED. Fiscal year is January - December.
Millions AED. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Income on Loans | 1,344 | 1,291 | 1,193 | 921.61 | 584.48 | 478.12 |
Interest Paid on Deposits | 723.87 | 712.56 | 725.99 | 526.67 | 262.92 | 200.31 |
Net Interest Income | 619.97 | 578.65 | 466.56 | 394.94 | 321.57 | 277.81 |
Net Interest Income Growth (YoY) | 24.22% | 24.02% | 18.13% | 22.82% | 15.75% | -5.32% |
Gain (Loss) on Sale of Assets | 15.32 | 15.32 | - | 54.3 | 66.12 | - |
Gain (Loss) on Sale of Investments | 47.59 | 47.59 | 0.33 | - | - | 40.78 |
Other Non-Interest Income | 160.94 | 154.98 | 138.92 | 127.23 | 113.1 | 131.05 |
Total Non-Interest Income | 223.86 | 217.9 | 139.25 | 181.52 | 179.22 | 171.82 |
Non-Interest Income Growth (YoY) | 24.50% | 56.48% | -23.29% | 1.28% | 4.30% | 56.98% |
Revenues Before Loan Losses | 843.83 | 796.54 | 605.8 | 576.46 | 500.79 | 449.63 |
Provision for Loan Losses | -12.71 | -50.74 | -42.83 | 36.35 | 92.26 | 135.73 |
| 856.54 | 847.28 | 648.63 | 540.11 | 408.53 | 313.91 | |
Revenue Growth (YoY) | 13.70% | 30.63% | 20.09% | 32.21% | 30.14% | - |
Salaries and Employee Benefits | 237.36 | 228.25 | 204.65 | 181.33 | 146.17 | 140.55 |
Occupancy Expenses | 21.61 | 21.15 | 22.06 | 22.48 | 23.32 | 24.9 |
Other Non-Interest Expense | 123.2 | 116.03 | 86.73 | 80.44 | 82.32 | 75.67 |
Total Non-Interest Expense | 382.16 | 365.42 | 313.44 | 284.24 | 251.8 | 241.13 |
EBT Excluding Unusual Items | 474.38 | 481.86 | 335.19 | 255.87 | 156.72 | 72.78 |
Asset Writedown | - | - | -4.42 | -0.56 | -2 | -2.59 |
Pretax Income | 474.38 | 481.86 | 330.77 | 255.31 | 154.72 | 70.19 |
Income Tax Expense | 43.23 | 44 | 29.81 | - | - | - |
Net Income | 431.15 | 437.86 | 300.96 | 255.31 | 154.72 | 70.19 |
Net Income to Common | 431.15 | 437.86 | 300.96 | 255.31 | 154.72 | 70.19 |
Net Income Growth | 16.47% | 45.49% | 17.88% | 65.01% | 120.43% | - |
Basic Shares Outstanding | 3,096 | 2,467 | 2,060 | 2,060 | 2,063 | 2,063 |
Diluted Shares Outstanding | 3,096 | 2,467 | 2,060 | 2,060 | 2,063 | 2,063 |
Shares Change (YoY) | 48.97% | 19.72% | 0.03% | -0.14% | - | - |
EPS (Basic) | 0.14 | 0.18 | 0.15 | 0.12 | 0.08 | 0.03 |
EPS (Diluted) | 0.14 | 0.18 | 0.15 | 0.12 | 0.08 | 0.03 |
EPS Growth | -21.82% | 21.52% | 17.84% | 65.25% | 120.43% | - |
Dividend Per Share | 0.035 | 0.035 | - | - | - | - |
Effective Tax Rate | 9.11% | 9.13% | 9.01% | - | - | - |