United Arab Bank P.J.S.C. (ADX:UAB)
United Arab Emirates flag United Arab Emirates · Delayed Price · Currency is AED
1.340
+0.010 (0.75%)
At close: Jul 23, 2026

United Arab Bank P.J.S.C. Statistics

Total Valuation

ADX:UAB has a market cap or net worth of AED 4.15 billion.

Market Cap4.15B
Enterprise Value n/a

Important Dates

The next estimated earnings date is Friday, October 23, 2026.

Earnings Date Oct 23, 2026
Ex-Dividend Date Mar 12, 2026

Share Statistics

ADX:UAB has 3.09 billion shares outstanding. The number of shares has increased by 48.97% in one year.

Current Share Class 3.09B
Shares Outstanding 3.09B
Shares Change (YoY) +48.97%
Shares Change (QoQ) +1.79%
Owned by Insiders (%) 17.63%
Owned by Institutions (%) 10.79%
Float 1.31B

Valuation Ratios

The trailing PE ratio is 9.62 and the forward PE ratio is 11.72.

PE Ratio 9.62
Forward PE 11.72
PS Ratio 4.84
PB Ratio 1.03
P/TBV Ratio 1.04
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales n/a
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF -2.25
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 12.64%.

Return on Equity (ROE) 12.64%
Return on Assets (ROA) 1.67%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Weighted Average Cost of Capital (WACC) 3.23%
Revenue Per Employee n/a
Profits Per Employee n/a
Employee Count n/a
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, ADX:UAB has paid 43.23 million in taxes.

Income Tax 43.23M
Effective Tax Rate 9.11%

Stock Price Statistics

The stock price has increased by +16.67% in the last 52 weeks. The beta is 0.51, so ADX:UAB's price volatility has been lower than the market average.

Beta (5Y) 0.51
52-Week Price Change +16.67%
50-Day Moving Average 1.33
200-Day Moving Average 1.32
Relative Strength Index (RSI) 52.77
Average Volume (20 Days) 4,144

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) n/a

Income Statement

In the last 12 months, ADX:UAB had revenue of AED 856.54 million and earned 431.15 million in profits. Earnings per share was 0.14.

Revenue856.54M
Gross Profit 856.54M
Operating Income 474.38M
Pretax Income 474.38M
Net Income 431.15M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) 0.14
Full Income Statement

Balance Sheet

The company has 2.56 billion in cash and 4.93 billion in debt, with a net cash position of -2.37 billion or -0.77 per share.

Cash & Cash Equivalents 2.56B
Total Debt 4.93B
Net Cash -2.37B
Net Cash Per Share -0.77
Equity (Book Value) 4.04B
Book Value Per Share 1.28
Working Capital 299.09M
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was -2.11 billion and capital expenditures -80.14 million, giving a free cash flow of -2.19 billion.

Operating Cash Flow -2.11B
Capital Expenditures -80.14M
Depreciation & Amortization n/a
Net Borrowing 265.40M
Free Cash Flow -2.19B
FCF Per Share -0.71
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 55.38%
Pretax Margin 55.38%
Profit Margin 50.34%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin n/a

Dividends & Yields

This stock pays an annual dividend of 0.04, which amounts to a dividend yield of 2.63%.

Dividend Per Share 0.04
Dividend Yield 2.63%
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio 35.69%
Buyback Yield -48.97%
Shareholder Yield -46.34%
Earnings Yield 10.40%
FCF Yield -52.87%
Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Analyst Forecast

The average price target for ADX:UAB is 1.43, which is 6.72% higher than the current price. The consensus rating is "Buy".

Price Target 1.43
Price Target Difference 6.72%
Analyst Consensus Buy
Analyst Count 3
Revenue Growth Forecast (3Y) 10.32%
EPS Growth Forecast (3Y) -10.28%

Stock Splits

The last stock split was on March 12, 2015. It was a forward split with a ratio of 1.2.

Last Split Date Mar 12, 2015
Split Type Forward
Split Ratio 1.2

Scores

Altman Z-Score n/a
Piotroski F-Score 2