United Arab Bank P.J.S.C. (ADX: UAB)

United Arab Bank P.J.S.C. Balance Sheet

Financials in millions AED. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	1,274	2,001	1,253	2,002	1,196	1,978
Investment Securities	3,729	2,959	2,745	2,717	2,543	3,182
Trading Asset Securities	30.99	57.48	84.79	16.05	8.06	25.16
Total Investments	3,760	3,017	2,830	2,733	2,551	3,207
Gross Loans	11,332	10,012	8,240	8,914	10,669	13,031
Allowance for Loan Losses	-577.57	-654.64	-635.34	-700.39	-1,656	-1,467
Net Loans	10,754	9,357	7,604	8,213	9,014	11,563
Property, Plant & Equipment	191.17	189.16	295.7	308.16	337.63	448.63
Accrued Interest Receivable	175.53	142.66	97.59	60.24	83.58	96.32
Other Receivables	-	-	-	-	-	300
Restricted Cash	1,288	454.89	257.67	266.84	285.72	515.86
Other Current Assets	564.63	296.27	530.31	626.76	525.62	379.77
Other Real Estate Owned & Foreclosed	53.48	58.98	69.91	156.74	117.25	184.92
Other Long-Term Assets	1,954	2,131	1,142	813.28	738.46	451.25
Total Assets	20,016	17,648	14,080	15,180	14,849	19,125
Accrued Expenses	24.74	62.97	53.28	33.95	39.14	40.34
Interest Bearing Deposits	10,082	8,404	7,671	9,000	8,960	11,058
Non-Interest Bearing Deposits	4,073	3,798	3,131	3,108	2,915	3,157
Total Deposits	14,156	12,202	10,802	12,108	11,874	14,214
Short-Term Borrowings	1,647	1,776	1,049	825.91	836.53	484.39
Current Portion of Long-Term Debt	-	-	-	-	-	771.23
Accrued Interest Payable	188.55	132.69	105.46	79.38	146.32	181.71
Other Current Liabilities	469.89	258.29	401.64	426.47	283.16	339.9
Long-Term Debt	734.6	734.6	-	-	-	716.14
Long-Term Leases	5.39	8.28	1.18	6.16	9.84	18.25
Pension & Post-Retirement Benefits	20.98	18.89	17.25	18.81	16.39	23.06
Other Long-Term Liabilities	191.02	164	151.19	169.3	188.87	175.21
Total Liabilities	17,438	15,358	12,581	13,668	13,395	16,965
Common Stock	2,063	2,063	2,063	2,063	2,063	2,063
Retained Earnings	-21.8	-197.98	-409.59	-558.31	-629.02	38.24
Treasury Stock	-8.16	-3.89	-	-	-	-
Comprehensive Income & Other	544.83	429.06	-153.62	7.66	21.02	59.53
Shareholders' Equity	2,577	2,290	1,499	1,512	1,455	2,160
Total Liabilities & Equity	20,016	17,648	14,080	15,180	14,849	19,125
Total Debt	2,387	2,519	1,050	832.07	846.36	1,990
Net Cash (Debt)	-1,082	-460.24	287.38	1,186	357.63	143.14
Net Cash Growth	-	-	-75.76%	231.53%	149.85%	207.76%
Net Cash Per Share	-0.53	-0.22	0.14	0.57	0.17	0.07
Filing Date Shares Outstanding	1,844	2,063	2,063	2,063	2,063	2,063
Total Common Shares Outstanding	1,844	2,063	2,063	2,063	2,063	2,063
Book Value Per Share	1.40	1.11	0.73	0.73	0.71	1.05
Tangible Book Value	2,577	2,290	1,499	1,512	1,455	2,160
Tangible Book Value Per Share	1.40	1.11	0.73	0.73	0.71	1.05

Source: S&P Capital IQ. Banks template. Financial Sources.