United Arab Bank P.J.S.C. (ADX:UAB)

United Arab Bank P.J.S.C. Statistics

Total Valuation

ADX:UAB has a market cap or net worth of AED 4.39 billion.

Market Cap	4.39B
Enterprise Value	n/a

Important Dates

The last earnings date was Monday, February 9, 2026.

Earnings Date	Feb 9, 2026
Ex-Dividend Date	Mar 12, 2026

Share Statistics

ADX:UAB has 3.09 billion shares outstanding. The number of shares has increased by 19.72% in one year.

Current Share Class	3.09B
Shares Outstanding	3.09B
Shares Change (YoY)	+19.72%
Shares Change (QoQ)	+15.03%
Owned by Insiders (%)	17.56%
Owned by Institutions (%)	10.79%
Float	1.32B

Valuation Ratios

The trailing PE ratio is 8.00 and the forward PE ratio is 10.60.

PE Ratio	8.00
Forward PE	10.60
PS Ratio	5.19
PB Ratio	1.09
P/TBV Ratio	1.11
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-1.15
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 13.30%.

Return on Equity (ROE)	13.30%
Return on Assets (ROA)	1.81%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	4.40%
Revenue Per Employee	n/a
Profits Per Employee	n/a
Employee Count	n/a
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, ADX:UAB has paid 44.00 million in taxes.

Income Tax	44.00M
Effective Tax Rate	9.13%

Stock Price Statistics

The stock price has increased by +2.90% in the last 52 weeks. The beta is 0.52, so ADX:UAB's price volatility has been lower than the market average.

Beta (5Y)	0.52
52-Week Price Change	+2.90%
50-Day Moving Average	1.35
200-Day Moving Average	1.26
Relative Strength Index (RSI)	54.11
Average Volume (20 Days)	471,579

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, ADX:UAB had revenue of AED 847.28 million and earned 437.86 million in profits. Earnings per share was 0.18.

Revenue	847.28M
Gross Profit	847.28M
Operating Income	481.86M
Pretax Income	481.86M
Net Income	437.86M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	0.18

Balance Sheet

The company has 2.71 billion in cash and 2.70 billion in debt, with a net cash position of 8.55 million or 0.00 per share.

Cash & Cash Equivalents	2.71B
Total Debt	2.70B
Net Cash	8.55M
Net Cash Per Share	0.00
Equity (Book Value)	4.03B
Book Value Per Share	1.13
Working Capital	-17.44B

Cash Flow

In the last 12 months, operating cash flow was -2.29 billion and capital expenditures -70.27 million, giving a free cash flow of -2.36 billion.

Operating Cash Flow	-2.29B
Capital Expenditures	-70.27M
Free Cash Flow	-2.36B
FCF Per Share	-0.76

Margins

Gross Margin	n/a
Operating Margin	56.87%
Pretax Margin	56.87%
Profit Margin	51.68%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 0.04, which amounts to a dividend yield of 2.46%.

Dividend Per Share	0.04
Dividend Yield	2.46%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	10.14%
Buyback Yield	-19.72%
Shareholder Yield	-17.26%
Earnings Yield	9.97%
FCF Yield	-53.66%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on March 12, 2015. It was a forward split with a ratio of 1.2.

Last Split Date	Mar 12, 2015
Split Type	Forward
Split Ratio	1.2

Scores

Altman Z-Score	n/a
Piotroski F-Score	2