United Arab Bank P.J.S.C. Statistics

Total Valuation

ADX:UAB has a market cap or net worth of AED 2.78 billion.

Market Cap	2.78B
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Thursday, July 24, 2025.

Earnings Date	Jul 24, 2025
Ex-Dividend Date	n/a

Share Statistics

ADX:UAB has 2.06 billion shares outstanding. The number of shares has increased by 0.20% in one year.

Current Share Class	2.06B
Shares Outstanding	2.06B
Shares Change (YoY)	+0.20%
Shares Change (QoQ)	-0.60%
Owned by Insiders (%)	16.33%
Owned by Institutions (%)	10.79%
Float	900.72M

Valuation Ratios

The trailing PE ratio is 8.32 and the forward PE ratio is 10.06.

PE Ratio	8.32
Forward PE	10.06
PS Ratio	4.02
PB Ratio	1.05
P/TBV Ratio	1.05
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-0.75
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 13.31%.

Return on Equity (ROE)	13.31%
Return on Assets (ROA)	1.62%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	n/a
Profits Per Employee	n/a
Employee Count	n/a
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, ADX:UAB has paid 33.15 million in taxes.

Income Tax	33.15M
Effective Tax Rate	9.02%

Stock Price Statistics

The stock price has increased by +22.73% in the last 52 weeks. The beta is 0.39, so ADX:UAB's price volatility has been lower than the market average.

Beta (5Y)	0.39
52-Week Price Change	+22.73%
50-Day Moving Average	1.34
200-Day Moving Average	1.30
Relative Strength Index (RSI)	70.47
Average Volume (20 Days)	5,817

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, ADX:UAB had revenue of AED 692.74 million and earned 334.28 million in profits. Earnings per share was 0.16.

Revenue	692.74M
Gross Profit	692.74M
Operating Income	369.34M
Pretax Income	367.43M
Net Income	334.28M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	0.16

Full Income Statement

Balance Sheet

The company has 1.12 billion in cash and 2.50 billion in debt, giving a net cash position of -1.38 billion or -0.67 per share.

Cash & Cash Equivalents	1.12B
Total Debt	2.50B
Net Cash	-1.38B
Net Cash Per Share	-0.67
Equity (Book Value)	2.66B
Book Value Per Share	1.02
Working Capital	-16.65B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was -3.30 billion and capital expenditures -52.28 million, giving a free cash flow of -3.35 billion.

Operating Cash Flow	-3.30B
Capital Expenditures	-52.28M
Free Cash Flow	-3.35B
FCF Per Share	-1.62

Full Cash Flow Statement

Margins

Gross Margin	n/a
Operating Margin	53.32%
Pretax Margin	53.04%
Profit Margin	48.25%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

ADX:UAB does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	6.64%
Buyback Yield	-0.20%
Shareholder Yield	n/a
Earnings Yield	12.01%
FCF Yield	-120.25%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on March 12, 2015. It was a forward split with a ratio of 1.2.

Last Split Date	Mar 12, 2015
Split Type	Forward
Split Ratio	1.2

Scores

Altman Z-Score	n/a
Piotroski F-Score	2