United Arab Bank P.J.S.C. (ADX:UAB)

United Arab Bank P.J.S.C. Statistics

Total Valuation

ADX:UAB has a market cap or net worth of AED 2.48 billion.

Market Cap	2.48B
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Thursday, July 24, 2025.

Earnings Date	Jul 24, 2025
Ex-Dividend Date	n/a

Share Statistics

ADX:UAB has 2.06 billion shares outstanding. The number of shares has increased by 0.39% in one year.

Current Share Class	2.06B
Shares Outstanding	2.06B
Shares Change (YoY)	+0.39%
Shares Change (QoQ)	+3.06%
Owned by Insiders (%)	16.33%
Owned by Institutions (%)	10.79%
Float	900.72M

Valuation Ratios

The trailing PE ratio is 6.70.

PE Ratio	6.70
Forward PE	n/a
PS Ratio	3.30
PB Ratio	0.89
P/TBV Ratio	0.89
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-1.67
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 14.26%.

Return on Equity (ROE)	14.26%
Return on Assets (ROA)	1.69%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	n/a
Profits Per Employee	n/a
Employee Count	n/a
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, ADX:UAB has paid 36.77 million in taxes.

Income Tax	36.77M
Effective Tax Rate	9.04%

Stock Price Statistics

The stock price has increased by +5.26% in the last 52 weeks. The beta is 0.38, so ADX:UAB's price volatility has been lower than the market average.

Beta (5Y)	0.38
52-Week Price Change	+5.26%
50-Day Moving Average	1.27
200-Day Moving Average	1.30
Relative Strength Index (RSI)	38.81
Average Volume (20 Days)	10,994

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, ADX:UAB had revenue of AED 750.86 million and earned 370.18 million in profits. Earnings per share was 0.18.

Revenue	750.86M
Gross Profit	750.86M
Operating Income	408.87M
Pretax Income	406.95M
Net Income	370.18M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	0.18

Balance Sheet

The company has 2.41 billion in cash and 4.73 billion in debt, giving a net cash position of -2.32 billion or -1.13 per share.

Cash & Cash Equivalents	2.41B
Total Debt	4.73B
Net Cash	-2.32B
Net Cash Per Share	-1.13
Equity (Book Value)	2.78B
Book Value Per Share	1.31
Working Capital	-12.66B

Cash Flow

In the last 12 months, operating cash flow was -2.76 billion and capital expenditures -67.37 million, giving a free cash flow of -2.83 billion.

Operating Cash Flow	-2.76B
Capital Expenditures	-67.37M
Free Cash Flow	-2.83B
FCF Per Share	-1.37

Margins

Gross Margin	n/a
Operating Margin	54.45%
Pretax Margin	54.20%
Profit Margin	49.30%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

ADX:UAB does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	11.99%
Buyback Yield	-0.39%
Shareholder Yield	n/a
Earnings Yield	14.96%
FCF Yield	-114.34%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on March 12, 2015. It was a forward split with a ratio of 1.2.

Last Split Date	Mar 12, 2015
Split Type	Forward
Split Ratio	1.2

Scores

Altman Z-Score	n/a
Piotroski F-Score	2