Union Insurance Company P.J.S.C. (ADX:UNION)
United Arab Emirates · Delayed Price · Currency is AED 1.320
0.00 (0.00%)
At close: Jun 12, 2026
ADX:UNION Income Statement
Financials in millions AED. Fiscal year is January - December.
Millions AED. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Premiums & Annuity Revenue | 331.99 | 300.53 | 252.7 | 247.3 | 304.16 | 299.67 |
Total Interest & Dividend Income | 11.45 | 14.94 | 13.84 | 18.13 | 4.16 | 3.49 |
Gain (Loss) on Sale of Investments | 6.66 | 5.54 | 0.72 | 1.25 | -2.12 | 1.94 |
Other Revenue | - | - | - | - | - | 92.01 |
| 350.11 | 321.01 | 267.26 | 266.68 | 306.2 | 397.12 | |
Revenue Growth (YoY) | 32.75% | 20.11% | 0.22% | -12.91% | -22.89% | -0.96% |
Policy Benefits | 245.83 | 232.66 | 163.76 | 184.08 | 203.46 | 151.88 |
Policy Acquisition & Underwriting Costs | 49.55 | 49.71 | 49.04 | 58.76 | 81.91 | 91.06 |
Selling, General & Administrative | 4.48 | 2.16 | 1.65 | - | - | 93.88 |
Provision for Bad Debts | - | - | - | - | - | 10.06 |
Other Operating Expenses | 0.18 | -12.33 | 24.98 | 26.32 | 18.32 | 37.01 |
Total Operating Expenses | 300.05 | 272.2 | 239.42 | 269.16 | 303.69 | 383.9 |
Operating Income | 50.06 | 48.81 | 27.84 | -2.48 | 2.51 | 13.22 |
EBT Excluding Unusual Items | 50.06 | 48.81 | 27.84 | -2.48 | 2.51 | 13.22 |
Gain (Loss) on Sale of Assets | - | - | 14.22 | - | - | - |
Pretax Income | 50.06 | 48.81 | 42.06 | -2.48 | 2.51 | 13.22 |
Income Tax Expense | 3.04 | 2.83 | 3.75 | - | - | - |
Net Income | 47.02 | 45.98 | 38.31 | -2.48 | 2.51 | 13.22 |
Net Income to Common | 47.02 | 45.98 | 38.31 | -2.48 | 2.51 | 13.22 |
Net Income Growth | 18.78% | 20.02% | - | - | -81.04% | - |
Shares Outstanding (Basic) | 250 | 250 | 250 | 250 | 250 | 250 |
Shares Outstanding (Diluted) | 250 | 250 | 250 | 250 | 250 | 250 |
EPS (Basic) | 0.19 | 0.18 | 0.15 | -0.01 | 0.01 | 0.05 |
EPS (Diluted) | 0.19 | 0.18 | 0.15 | -0.01 | 0.01 | 0.05 |
EPS Growth | 18.79% | 20.02% | - | - | -81.04% | - |
Free Cash Flow | 56.16 | 30.31 | -25.82 | 38.97 | 1.37 | -6.33 |
Free Cash Flow Per Share | 0.23 | 0.12 | -0.10 | 0.16 | 0.01 | -0.03 |
Dividend Per Share | 0.037 | 0.037 | - | - | - | - |
Operating Margin | 14.30% | 15.20% | 10.42% | -0.93% | 0.82% | 3.33% |
Profit Margin | 13.43% | 14.32% | 14.33% | -0.93% | 0.82% | 3.33% |
Free Cash Flow Margin | 16.04% | 9.44% | -9.66% | 14.61% | 0.45% | -1.59% |
EBITDA | 52.38 | 50.84 | 30.09 | 2.65 | 7.88 | 18.2 |
EBITDA Margin | 14.96% | 15.84% | 11.26% | 1.00% | 2.57% | 4.58% |
D&A For EBITDA | 2.32 | 2.03 | 2.25 | 5.13 | 5.37 | 4.98 |
EBIT | 50.06 | 48.81 | 27.84 | -2.48 | 2.51 | 13.22 |
EBIT Margin | 14.30% | 15.20% | 10.42% | -0.93% | 0.82% | 3.33% |
Effective Tax Rate | 6.08% | 5.80% | 8.92% | - | - | - |