Union Insurance Company P.J.S.C. (ADX:UNION)

ADX:UNION Ratios and Metrics

Market cap in millions AED. Fiscal year is January - December.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jul 23, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Market Capitalization	343	276	215	215	209	238
Market Cap Growth	48.91%	28.31%	-	2.85%	-12.22%	2.86%
Enterprise Value	293	252	199	196	56	220
PE Ratio	7.28	6.00	5.62	-	83.46	18.02
PS Ratio	0.98	0.86	0.81	0.81	0.68	0.60
PB Ratio	1.16	0.95	0.88	1.05	1.01	1.01
P/FCF Ratio	6.10	9.11	-	5.52	153.11	-
P/OCF Ratio	6.07	9.02	-	5.39	80.63	-
EV/Sales Ratio	0.84	0.79	0.74	0.74	0.18	0.55
EV/EBITDA Ratio	5.51	4.96	6.60	73.83	7.16	12.08
EV/EBIT Ratio	5.86	5.17	7.14	-	22.53	16.64
EV/FCF Ratio	5.23	8.32	-	5.03	41.33	-
Debt / Equity Ratio	0.01	0.01	0.00	0.02	0.03	0
Debt / EBITDA Ratio	0.05	0.06	0.02	0.68	0.63	0.00
Debt / FCF Ratio	0.05	0.11	-	0.10	5.02	-
Net Debt / Equity Ratio	-0.17	-0.10	-0.05	-0.17	-0.96	-0.39
Net Debt / EBITDA Ratio	-0.94	-0.55	-0.44	-12.99	-25.23	-5.05
Net Debt / FCF Ratio	-0.87	-0.91	0.51	-0.88	-145.54	14.50
Quick Ratio	9.28	0.28	5.06	7.21	0.48	0.35
Current Ratio	41.77	1.12	33.59	33.47	1.33	1.08
Asset Turnover	0.24	0.23	0.18	0.18	0.18	0.22
Return on Equity (ROE)	17.08%	17.26%	17.09%	-1.20%	1.13%	5.78%
Return on Assets (ROA)	2.10%	2.14%	1.17%	-0.10%	0.09%	0.46%
Return on Invested Capital (ROIC)	15.95%	17.14%	11.20%	-1.17%	1.11%	5.74%
Earnings Yield	13.73%	16.66%	17.81%	-1.15%	1.20%	5.55%
FCF Yield	16.40%	10.98%	-12.00%	18.11%	0.65%	-2.66%
Dividend Yield	2.69%	3.43%	-	-	-	-
Total Shareholder Return	2.69%	3.43%	-	-	-	-

Data Source: S&P Global Market Intelligence Last updated: Mar 31, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Jul 23, 2026

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