Union Insurance Company P.J.S.C. (ADX:UNION)

ADX:UNION Ratios and Metrics

Market cap in millions AED. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 2, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	199	215	215	209	238	232
Market Cap Growth	11.30%	-	2.85%	-12.22%	2.86%	-6.67%
Enterprise Value	178	199	196	56	220	192
PE Ratio	5.02	5.62	-	83.46	18.02	-
PS Ratio	0.75	0.81	0.81	0.68	0.60	0.58
PB Ratio	0.77	0.88	1.05	1.01	1.01	1.04
P/FCF Ratio	-	-	5.52	153.11	-	35.34
P/OCF Ratio	353.95	-	5.39	80.63	-	25.04
EV/Sales Ratio	0.68	0.74	0.74	0.18	0.55	0.48
EV/EBITDA Ratio	5.41	6.88	73.83	7.16	12.08	108.35
EV/EBIT Ratio	6.12	7.14	-	22.53	16.64	-
EV/FCF Ratio	-19822.50	-	5.03	41.33	-	29.27
Debt / Equity Ratio	-	0.00	0.02	0.03	0	0.02
Debt / EBITDA Ratio	-	0.02	0.68	0.63	0.00	0.55
Debt / FCF Ratio	-	-	0.10	5.02	-	0.49
Quick Ratio	20.02	0.16	7.21	0.48	0.35	0.44
Current Ratio	113.39	1.06	33.47	1.33	1.08	1.00
Asset Turnover	0.17	0.18	0.18	0.18	0.22	0.23
Return on Equity (ROE)	16.73%	17.09%	-1.20%	1.13%	5.78%	-1.44%
Return on Assets (ROA)	1.18%	1.17%	-0.10%	0.09%	0.46%	-0.13%
Return on Capital (ROIC)	7.70%	7.69%	-0.73%	0.70%	3.59%	-0.83%
Earnings Yield	19.93%	17.81%	-1.15%	1.20%	5.55%	-1.70%
Earnings Yield	19.93%	17.81%	-1.15%	1.20%	5.55%	-1.70%
FCF Yield	-0.00%	-12.00%	18.11%	0.65%	-2.66%	2.83%

Updated Mar 20, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.