Arbuthnot Banking Group PLC (AIM:ARBB)

Arbuthnot Banking Group Financials Overview

Financials in millions GBP. Fiscal year is January - December.

Revenue & Profits

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Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Revenue Revenue Growth	174.46	171.39	174.9	178.23	128.92	98.06
Revenue Growth	1.79%	-2.00%	-1.87%	38.25%	31.47%	39.43%
Net Income Net Income Growth	19.01	17.81	24.85	35.38	16.46	6.79
Earnings Per Share EPS Growth	1.17	1.09	1.52	2.23	1.10	0.45
EPS Growth	6.78%	-28.37%	-31.64%	103.29%	142.48%	-

Revenue by Segment

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Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Banking (Excl. Wealth Management) Banking (Excl. Wealth Management) Growth	99.52	102.51	95.64	118.95	65.82	47.85
Wealth Management Wealth Management Growth	18.85	17.17	13.67	11.33	10.69	10.56
Renaissance Asset Finance (RAF) Renaissance Asset Finance (RAF) Growth	15.83	14.81	12.56	7.27	4.89	3.88
Arbuthnot Commercial Asset Based Lending (ACABL) Arbuthnot Commercial Asset Based Lending (ACABL) Growth	15.37	16.1	19.93	15.32	10.66	9.49
Asset Alliance Group (AAG) Asset Alliance Group (AAG) Growth	16.55	14.51	15.34	11.9	12.43	3.08
ALL Other Divisions ALL Other Divisions Growth	10.17	7.42	18.67	14.81	27.77	10.32
Group Centre Group Centre Growth	-	-1.11	-0.91	-1.35	-3.99	-3.06
Total Total Growth	175.18	171.39	174.9	178.23	133.51	89.43

Cash & Debt

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Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents Cash Growth	522.67	437.55	911.89	826.56	732.73	814.69
Total Debt Total Debt Growth	96.32	96.94	92.81	91.49	45.47	58.05
Net Cash (Debt) Net Cash Growth	-96.32	-96.94	-92.81	-91.49	-45.47	-58.05
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share Net Cash Per Share Growth	-5.90	-5.94	-5.69	-5.76	-3.03	-3.86

Cash Flow & CapEx

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Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Operating Cash Flow Operating Cash Flow Growth	276.24	625.53	369.16	616.15	113.78	213.52
Capital Expenditures CapEx Growth	-0.05	-1.1	-23.2	-4.85	-1.07	-0.7
Free Cash Flow Free Cash Flow Growth	276.18	624.43	345.96	611.31	112.72	212.82
Free Cash Flow Growth	-55.77%	80.50%	-43.41%	442.33%	-47.04%	-26.39%

Margins

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Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Pretax Margin	13.97%	14.11%	20.06%	26.44%	15.52%	4.73%
Profit Margin	10.90%	10.39%	14.21%	19.85%	12.77%	6.92%
FCF Margin	158.31%	364.33%	197.81%	342.99%	87.43%	217.03%

Dividends

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Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jul 28, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Dividend Per Share Dividend Per Share Growth	0.530	0.530	0.490	0.460	0.420	0.380
Dividend Per Share Growth	7.84%	8.16%	6.52%	9.52%	10.53%	-
Dividend Yield	6.40%	5.80%	7.57%	4.30%	4.59%	4.43%

Valuation

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Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jul 28, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
PE Ratio	7.21	8.07	5.81	4.51	7.76	18.47
Forward PE	8.89	8.69	5.80	5.17	7.07	31.22
P/FCF Ratio	-	0.23	0.42	0.27	1.13	0.59
PS Ratio	0.79	0.84	0.83	0.92	0.99	1.28

Data Sources: Fiscal.ai and S&P Global Market Intelligence Last updated: Jul 21, 2026

Financial data is provided by Fiscal.ai and updates within minutes after each earnings release, which is every six months for this company. Revenue segment data is provided by S&P Global Market Intelligence.

Update frequency:

Semi-annually

Last checked:

Jul 27, 2026

Data Sources Report a data error