Arbuthnot Banking Group PLC (AIM:ARBB)

Arbuthnot Banking Group Balance Sheet

Financials in millions GBP. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	583.77	555.05	978.86	905.94	848.52	888.14
Investment Securities	2,040	2,035	1,205	946.38	443.16	304.1
Trading Asset Securities	0.9	1.4	2.97	4.21	6.32	1.88
Total Investments	2,040	2,037	1,208	950.59	449.48	305.97
Gross Loans	2,170	2,032	2,153	2,109	2,063	1,890
Allowance for Loan Losses	-13.86	-13.16	-11.59	-6.81	-6.6	-6.39
Other Adjustments to Gross Loans	-	-58.69	-46.86	-37.8	-20.8	-12.37
Net Loans	2,156	1,961	2,094	2,064	2,036	1,871
Property, Plant & Equipment	358.52	355.07	360.88	327.12	182.99	141.56
Goodwill	-	5.2	5.2	5.2	5.2	5.2
Other Intangible Assets	34.45	28.25	25.36	24.39	27.35	24.66
Investments in Real Estate	5.25	5.25	5.25	5.95	6.55	6.55
Other Receivables	1.04	8.63	7.76	22.36	14.16	13.1
Other Current Assets	-	39.84	38.94	29.99	28.63	26.42
Long-Term Deferred Tax Assets	-	-	-	-	2.43	2.56
Other Real Estate Owned & Foreclosed	-	3.4	5	8.08	12.68	73.74
Total Assets	5,228	4,998	4,729	4,344	3,614	3,359

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Accounts Payable	-	20.49	6.23	18.54	4.95	5.08
Accrued Expenses	-	22	29.16	22.16	21.19	14.05
Interest Bearing Deposits	4,797	1,416	1,571	1,792	1,405	1,219
Non-Interest Bearing Deposits	-	3,156	2,754	2,161	1,924	1,859
Total Deposits	4,797	4,572	4,325	3,953	3,329	3,078
Short-Term Borrowings	-	-	-	1.03	0.14	0.17
Current Portion of Leases	-	3.96	1.09	2.56	3.4	5.8
Current Income Taxes Payable	-	-	3	0.29	1.75	0.41
Long-Term Debt	38.53	38.67	37.98	37.73	37.59	36.77
Long-Term Leases	57.8	54.3	53.74	51.2	4.47	15.47
Long-Term Deferred Tax Liabilities	9.72	10.26	5.67	4.91	-	-
Other Long-Term Liabilities	46.05	-	-	-	-	2.03
Total Liabilities	4,949	4,721	4,462	4,091	3,402	3,158

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Common Stock	0.17	0.17	0.17	0.17	0.15	0.15
Additional Paid-In Capital	11.61	11.61	11.61	11.61	-	-
Retained Earnings	268.82	265.74	254.58	240.61	212.04	201.03
Treasury Stock	-1.3	-1.3	-1.3	-1.3	-1.3	-1.3
Comprehensive Income & Other	0.19	0.19	1.91	1.36	1.09	1
Total Common Equity	279.47	276.4	266.96	252.44	211.98	200.88
Shareholders' Equity	279.47	276.4	266.96	252.44	211.98	200.88
Total Liabilities & Equity	5,228	4,998	4,729	4,344	3,614	3,359

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Total Debt	96.32	96.94	92.81	92.52	45.6	58.22
Net Cash (Debt)	2,526	2,493	2,089	1,760	1,249	1,133
Net Cash Growth	3.09%	19.33%	18.68%	40.92%	10.25%	9.23%
Net Cash Per Share	154.77	152.74	127.99	110.84	83.14	75.41
Filing Date Shares Outstanding	16.32	16.32	16.32	16.32	15.18	15.18
Total Common Shares Outstanding	16.32	16.32	16.32	16.32	15.18	15.18
Book Value Per Share	17.12	16.94	16.36	15.47	13.97	13.24
Tangible Book Value	245.03	242.95	236.39	222.85	179.43	171.02
Tangible Book Value Per Share	15.01	14.89	14.48	13.66	11.82	11.27

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every six months for this company.

Update frequency:

Semi-annually

Last checked:

Aug 22, 2026

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