Arbuthnot Banking Group PLC (AIM: ARBB)

Arbuthnot Banking Group Balance Sheet

Financials in millions GBP. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Jun 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	675.07	905.94	848.52	888.14	747.07	372.17
Investment Securities	1,200	946.38	443.16	304.1	363.05	473.72
Trading Asset Securities	4.36	4.21	6.32	1.88	1.98	1.96
Total Investments	1,205	950.59	449.48	305.97	365.03	475.68
Gross Loans	2,123	2,109	2,063	1,890	1,612	1,620
Allowance for Loan Losses	-7.4	-6.81	-6.6	-6.39	-4.63	-4.79
Other Adjustments to Gross Loans	-	-37.8	-20.8	-12.37	-19.71	-16.5
Net Loans	2,116	2,064	2,036	1,871	1,588	1,599
Property, Plant & Equipment	363.25	327.12	182.99	141.56	22.61	25.76
Goodwill	-	5.2	5.2	5.2	5.2	5.2
Other Intangible Assets	29.19	24.39	27.35	24.66	18.44	14.88
Investments in Real Estate	5.95	5.95	6.55	6.55	6.55	6.76
Other Receivables	-	22.36	14.16	13.1	5.66	4.63
Other Current Assets	-	29.99	27.83	26.42	23.63	69.82
Long-Term Deferred Tax Assets	-	-	2.43	2.56	1.01	1.82
Other Real Estate Owned & Foreclosed	3.2	8.08	13.48	73.74	70.49	19.62
Total Assets	4,446	4,344	3,614	3,359	2,854	2,595
Accounts Payable	-	18.54	4.95	5.08	1.95	2.02
Accrued Expenses	-	22.16	21.19	14.05	5.66	11.48
Interest Bearing Deposits	4,057	1,792	1,405	1,219	1,099	1,181
Non-Interest Bearing Deposits	-	2,161	1,924	1,859	1,496	1,134
Total Deposits	4,057	3,953	3,329	3,078	2,595	2,315
Short-Term Borrowings	0.54	1.03	0.14	0.17	0.65	0.32
Current Portion of Leases	-	2.56	3.33	5.8	2.77	2.61
Current Income Taxes Payable	1.19	0.29	1.75	0.41	-	0.63
Long-Term Debt	38.26	37.73	37.59	36.77	37.66	36.84
Long-Term Leases	53.79	51.2	4.55	15.47	15.54	17.82
Long-Term Deferred Tax Liabilities	4.88	4.91	-	-	-	-
Other Long-Term Liabilities	33.25	-	-	2.03	-	-
Total Liabilities	4,189	4,091	3,402	3,158	2,660	2,387
Common Stock	0.17	0.17	0.15	0.15	0.15	0.15
Additional Paid-In Capital	11.61	11.61	-	-	-	-
Retained Earnings	245.16	240.61	212.04	201.03	207.84	209.17
Treasury Stock	-1.3	-1.3	-1.3	-1.3	-1.3	-1.21
Comprehensive Income & Other	1.37	1.36	1.09	1	-12.67	0.22
Total Common Equity	257	252.44	211.98	200.88	194.02	208.34
Shareholders' Equity	257	252.44	211.98	200.88	194.02	208.34
Total Liabilities & Equity	4,446	4,344	3,614	3,359	2,854	2,595
Total Debt	92.58	92.52	45.6	58.22	56.61	57.59
Net Cash (Debt)	1,783	1,760	1,249	1,133	1,037	759.5
Net Cash Growth	31.57%	40.92%	10.25%	9.23%	36.55%	-3.95%
Net Cash Per Share	109.23	110.84	83.14	75.41	69.03	50.70
Filing Date Shares Outstanding	16.32	16.32	15.18	15.18	15.02	15.03
Total Common Shares Outstanding	16.32	16.32	15.18	15.18	15.02	15.03
Book Value Per Share	15.75	15.47	13.97	13.24	12.92	13.86
Tangible Book Value	227.81	222.85	179.43	171.02	170.38	188.25
Tangible Book Value Per Share	13.96	13.66	11.82	11.27	11.34	12.52

Source: S&P Capital IQ. Banks template. Financial Sources.