Arbuthnot Banking Group Cash Flow Statement

Financials in millions GBP. Fiscal year is January - December.

Millions GBP. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	17.81	24.85	35.38	16.46	6.79
Depreciation & Amortization	10.84	8.81	5.91	4.23	5.24
Other Amortization	-	3.02	3.91	2.96	2.72
Change in Other Net Operating Assets	144.43	-41.08	-111.29	-156.01	-263.37
Other Operating Activities	14.58	0.62	15.22	-8.54	-10.51
Operating Cash Flow	187.66	-3.77	-50.87	-140.9	-259.14
Capital Expenditures	-1.1	-23.2	-4.85	-1.07	-0.7
Sale of Property, Plant and Equipment	-	0.05	0.01	0.05	0
Cash Acquisitions	-	-	-	-	-6.12
Investment in Securities	-841.23	-254.98	-511.77	-128.59	65.59
Purchase / Sale of Intangibles	-6.43	-4.74	-1.52	-6.17	-5.1
Other Investing Activities	0.02	-	-	-	-
Investing Cash Flow	-848.74	-282.87	-518.13	-135.78	53.67
Long-Term Debt Repaid	-192.28	-2.44	-45.36	-11.76	-120.57
Net Debt Issued (Repaid)	-192.28	-2.44	-45.36	-11.76	-120.57
Issuance of Common Stock	-	-	11.62	-	-
Common Dividends Paid	-8.32	-10.93	-6.86	-5.86	-2.4
Net Increase (Decrease) in Deposit Accounts	437.87	372.93	667.02	254.68	472.66
Financing Cash Flow	237.26	359.55	626.42	237.06	346.54
Net Cash Flow	-423.81	72.92	57.42	-39.62	141.07
Free Cash Flow	186.56	-26.97	-55.71	-141.96	-259.84
Free Cash Flow Margin	108.85%	-15.42%	-31.26%	-110.11%	-292.51%
Free Cash Flow Per Share	11.43	-1.65	-3.51	-9.45	-17.30

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.