Arbuthnot Banking Group PLC (AIM:ARBB)

Arbuthnot Banking Group Cash Flow Statement

Financials in millions GBP. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	16.36	24.85	35.38	16.46	6.79	-1.33
Depreciation & Amortization	8.84	8.81	5.91	4.23	5.24	4.4
Other Amortization	3.02	3.02	3.91	2.96	2.72	2.58
Change in Other Net Operating Assets	96.54	-41.08	-111.29	-156.01	-263.37	0.25
Other Operating Activities	0.75	0.62	15.22	-8.54	-10.51	3.59
Operating Cash Flow	125.51	-3.77	-50.87	-140.9	-259.14	9.49
Capital Expenditures	-4.64	-23.2	-4.85	-1.07	-0.7	-0.68
Sale of Property, Plant and Equipment	0.05	0.05	0.01	0.05	0	0.02
Cash Acquisitions	-	-	-	-	-6.12	-
Investment in Securities	-491	-254.98	-511.77	-128.59	65.59	95.21
Purchase / Sale of Intangibles	-5.21	-4.74	-1.52	-6.17	-5.1	-6.39
Investing Cash Flow	-500.79	-282.87	-518.13	-135.78	53.67	88.16
Long-Term Debt Repaid	-	-2.44	-45.36	-11.76	-120.57	-2.96
Net Debt Issued (Repaid)	2.37	-2.44	-45.36	-11.76	-120.57	-2.96
Issuance of Common Stock	-	-	11.62	-	-	-
Repurchase of Common Stock	-	-	-	-	-	-0.09
Common Dividends Paid	-4.73	-10.93	-6.86	-5.86	-2.4	-
Net Increase (Decrease) in Deposit Accounts	554.86	372.93	667.02	254.68	472.66	280.3
Financing Cash Flow	552.51	359.55	626.42	237.06	346.54	277.26
Net Cash Flow	177.23	72.92	57.42	-39.62	141.07	374.9
Free Cash Flow	120.88	-26.97	-55.71	-141.96	-259.84	8.81
Free Cash Flow Margin	70.15%	-15.42%	-31.26%	-110.11%	-292.51%	12.64%
Free Cash Flow Per Share	7.41	-1.65	-3.51	-9.45	-17.30	0.59
Cash Interest Paid	-	-	-	-	-	19.26
Cash Income Tax Paid	-	-	-	-	-	0.24

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.