AIM:DFCH Income Statement

Financials in millions GBP. Fiscal year is January - December.

Millions GBP. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	55.8	45.61	37.63	19	10.92
Net Interest Income Growth	22.34%	21.20%	98.11%	73.94%	430.40%
Non-Interest Income	0.24	-0.12	0.38	1.44	0.38
Non-Interest Income Growth	-	-	-73.52%	275.65%	37.41%
Revenues Before Loan Losses	56.04	45.49	38.01	20.43	11.3
Provision for Credit Losses	4.27	-0.24	11.6	2.3	0.56
Revenue	51.77	45.73	26.42	18.14	10.75
Revenue Growth	13.21%	73.12%	45.66%	68.75%	930.39%
Compensation Expenses	20.68	16.04	13.43	10.85	9.12
Selling, General & Admin	11.5	10.56	8.41	5.98	5.39
Other Non-Interest Expenses	-0.05	0.05	-	-	-0.03
Total Non-Interest Expense	32.13	26.66	21.84	16.83	14.48
Pretax Income	19.64	19.07	4.57	1.3	-3.74
Provision for Income Taxes	4.48	5.05	1.42	-8.46	-0.06
Net Income	15.16	14.02	3.16	9.76	-3.68
Net Income to Common	15.16	14.02	3.16	9.76	-3.68
Net Income Growth	8.12%	344.41%	-67.68%	-	-
Shares Outstanding (Basic)	170	179	179	179	169
Shares Outstanding (Diluted)	180	189	187	179	169
Shares Change	-4.89%	0.82%	4.53%	6.26%	58.29%
EPS (Basic)	0.09	0.08	0.02	0.05	-0.02
EPS (Diluted)	0.08	0.07	0.02	0.05	-0.02
EPS Growth	13.51%	335.29%	-68.52%	-	-

Additional Metrics

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Free Cash Flow	29.4	8.8	-38.13	-4.45	12.93
Free Cash Flow Growth	233.89%	-	-	-	-80.45%
Free Cash Flow Per Share	0.16	0.05	-0.20	-0.02	0.08
Profit Margin	29.28%	30.66%	11.94%	53.82%	-34.20%
FCF Margin	56.78%	19.25%	-144.34%	-24.53%	120.27%
Effective Tax Rate	22.82%	26.49%	31.01%	-648.54%	1.58%