Finseta Income Statement

Financials in millions GBP. Fiscal year is January - December.

Millions GBP. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	-0.11	-0.12	-0.07	-0.16	0
Net Interest Income Growth	-	-	-	-	109.29%
Non-Interest Income	12.48	11.67	10	4.85	2.3
Non-Interest Income Growth	6.90%	16.71%	106.06%	110.88%	38.27%
Revenues Before Loan Losses	12.36	11.55	9.93	4.69	2.3
Revenue	12.36	11.55	9.93	4.69	2.3
Revenue Growth	7.05%	16.30%	111.79%	103.64%	38.30%
Compensation Expenses	0.17	0.26	0.33	4.28	2.34
Selling, General & Admin	7.52	5.44	4.42	3.81	2.47
Other Non-Interest Expenses	6.17	4.45	3.89	1.89	1.67
Total Non-Interest Expense	13.87	10.16	8.64	9.98	6.48
Pretax Income	-1.28	1.39	1.29	-5.79	-4.17
Provision for Income Taxes	-0.17	0.4	-0.84	-0.18	-0.07
Net Income	-1.11	1	2.13	-5.61	-4.1
Net Income to Common	-1.11	1	2.13	-5.61	-4.1
Net Income Growth	-	-53.30%	-	-	-
Shares Outstanding (Basic)	58	57	57	33	19
Shares Outstanding (Diluted)	58	60	57	33	19
Shares Change	-3.88%	6.03%	74.66%	68.27%	34.43%
EPS (Basic)	-0.02	0.02	0.04	-0.17	-0.21
EPS (Diluted)	-0.02	0.02	0.04	-0.17	-0.21
EPS Growth	-	-55.85%	-	-	-

Additional Metrics

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Free Cash Flow	0.34	2.14	1.94	-0.85	-1
Free Cash Flow Growth	-83.93%	9.97%	-	-	-
Free Cash Flow Per Share	0.01	0.04	0.03	-0.03	-0.05
Profit Margin	-9.00%	8.63%	21.49%	-119.69%	-178.24%
FCF Margin	2.78%	18.50%	19.57%	-18.19%	-43.59%
Effective Tax Rate	13.22%	28.41%	-65.33%	3.03%	1.70%