Sancus Lending Group Income Statement

Financials in millions GBP. Fiscal year is January - December.

Millions GBP. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest and Dividend Income	22.1	16.78	12.31	9.99	9.02
Total Interest Expense	2.15	2.35	2.92	-	-
Net Interest Income	19.96	14.42	9.39	9.99	9.02
Revenue Before Loan Losses	19.96	14.42	9.39	9.99	9.02
Provision for Loan Losses	-0.23	-0.4	4.82	0.42	6.4
Revenue	20.19	14.83	4.58	9.57	2.62
Revenue Growth (YoY)	36.16%	224.04%	-52.20%	264.89%	-57.67%
Cost of Services Provided	21.9	17.16	14.43	14.28	12.77
Total Operating Expenses	21.9	17.16	14.43	14.28	12.77
Operating Income	-1.72	-2.34	-9.86	-4.71	-10.15
Earnings From Equity Investments	0.36	-0.29	-	-	-
Currency Exchange Gain (Loss)	0.41	0.18	0.14	0.27	-0.14
EBT Excluding Unusual Items	-1.17	-2.56	-9.72	-4.45	-10.29
Gain (Loss) on Sale of Investments	2.32	2.69	0.62	-0.93	-0.13
Impairment of Goodwill	-	-	-	-8.64	-
Pretax Income	1.15	0.13	-9	-14.01	-10.36
Income Tax Expense	0.2	0.13	0.13	0.05	-0.02
Earnings From Continuing Ops.	0.95	-	-9.13	-14.06	-10.34
Net Income	0.95	-	-9.13	-14.06	-10.34
Net Income to Common	0.95	-	-9.13	-14.06	-10.34
Shares Outstanding (Basic)	585	584	584	486	478
Shares Outstanding (Diluted)	585	584	584	486	478
Shares Change (YoY)	0.09%	-	20.19%	1.64%	51.41%
EPS (Basic)	0.00	-	-0.02	-0.03	-0.02
EPS (Diluted)	0.00	-	-0.02	-0.03	-0.02
Free Cash Flow	-67.81	-17.98	-13.55	-25.37	-8.48
Free Cash Flow Per Share	-0.12	-0.03	-0.02	-0.05	-0.02
Operating Margin	-8.51%	-15.77%	-215.50%	-49.23%	-386.77%
Profit Margin	4.71%	-	-199.65%	-146.92%	-394.17%
Free Cash Flow Margin	-335.91%	-121.25%	-296.26%	-265.02%	-323.29%
Effective Tax Rate	17.68%	100.00%	-	-	-

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.