Personal Group Holdings Plc (AIM:PGH)

Personal Group Holdings Ratios and Metrics

Market cap in millions GBP. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 6, 2026	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	95	58	58	61	101	64
Market Cap Growth	39.32%	1.04%	-5.61%	-39.64%	57.77%	-38.50%
Enterprise Value	73	38	37	41	82	48
PE Ratio	15.05	8.97	13.33	-	28.13	9.30
PS Ratio	2.07	1.33	1.49	1.23	1.36	0.90
PB Ratio	2.74	1.67	1.80	1.97	2.45	1.57
P/FCF Ratio	9.64	5.14	8.84	21.00	13.76	8.27
P/OCF Ratio	9.38	5.09	8.63	18.85	13.33	7.92
EV/Sales Ratio	1.58	0.87	0.97	0.83	1.10	0.68
EV/EBITDA Ratio	8.03	4.90	5.71	8.31	15.74	5.10
EV/EBIT Ratio	8.24	5.28	6.54	9.95	18.31	5.53
EV/FCF Ratio	7.34	3.37	5.73	14.18	11.14	6.23
Debt / Equity Ratio	0.01	0.03	0.04	0.01	0.01	0.02
Debt / EBITDA Ratio	0.02	0.11	0.16	0.05	0.08	0.07
Debt / FCF Ratio	0.02	0.09	0.17	0.10	0.06	0.09
Net Debt / Equity Ratio	-0.65	-0.52	-0.42	-0.54	-0.48	-0.41
Net Debt / EBITDA Ratio	-2.72	-2.32	-2.06	-3.36	-3.81	-1.79
Net Debt / FCF Ratio	-2.30	-1.60	-2.06	-5.74	-2.69	-2.18
Quick Ratio	2.77	2.49	2.24	2.73	2.30	2.14
Current Ratio	2.77	2.63	2.39	2.78	2.48	2.27
Asset Turnover	0.96	0.87	0.83	0.98	1.28	1.24
Return on Equity (ROE)	19.91%	16.54%	13.27%	-20.08%	8.77%	17.50%
Return on Assets (ROA)	11.47%	9.00%	7.65%	5.09%	4.80%	9.46%
Return on Invested Capital (ROIC)	19.99%	17.00%	14.60%	11.35%	8.91%	17.54%
Earnings Yield	8.17%	11.15%	7.50%	-11.88%	3.55%	10.75%
FCF Yield	10.37%	19.46%	11.31%	4.76%	7.27%	12.10%
Dividend Yield	5.95%	9.43%	7.27%	6.60%	4.16%	11.84%
Payout Ratio	66.07%	59.38%	80.53%	-	90.19%	60.15%
Buyback Yield / Dilution	-1.89%	-1.33%	-2.44%	-0.00%	-0.13%	-0.16%
Total Shareholder Return	4.13%	8.10%	4.83%	6.60%	4.03%	11.68%

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.