Personal Group Holdings Plc (AIM:PGH)
London · Delayed Price · Currency is GBP · Price in GBX 443.55
+8.55 (1.97%)
Sep 18, 2026, 3:49 PM GMT
Personal Group Holdings Financials Overview
Financials in millions GBP. Fiscal year is January - December.
Millions GBP. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 50.63 | 48.28 | 43.68 | 38.48 | 49.65 | 74.51 |
Revenue Growth | 4.85% | 10.53% | 13.52% | -22.50% | -33.36% | 4.18% |
Operating Income Operating Income Growth | 9.24 | 8.47 | 7.23 | 5.71 | 4.14 | 4.47 |
Net Income Net Income Growth | 8.16 | 7.29 | 6.5 | 4.32 | -7.25 | 3.6 |
Earnings Per Share EPS Growth | 0.25 | 0.22 | 0.20 | 0.14 | -0.23 | 0.12 |
EPS Growth | 11.64% | 10.02% | 48.21% | - | - | -47.96% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Affordable Insurance Affordable Insurance Growth | 38.21 | 36.22 | 32.17 | 28.71 | 25.41 | 24.67 |
Benefits & Reward Benefits & Reward Growth | 14.09 | 13.75 | 13.02 | 11.69 | 7.83 | 6.05 |
Group Elimination Group Elimination Growth | -2.85 | -2.85 | -2.75 | -2.76 | -2.63 | -2.75 |
Other Other Growth | 0.1 | 0.1 | 0.14 | 0.14 | 0.24 | 0.22 |
Unallocated Investment Income Unallocated Investment Income Growth | 1.05 | 1.15 | 1.2 | 0.81 | 0.15 | 0.02 |
Total Total Growth | 50.81 | 48.37 | 43.78 | 38.59 | 49.8 | 74.51 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 26.41 | 25.01 | 19.06 | 14.57 | 16.96 | 20.29 |
Total Debt Total Debt Growth | 0.43 | 0.45 | 0.96 | 1.13 | 0.28 | 0.47 |
Net Cash (Debt) Net Cash Growth | 25.98 | 24.56 | 18.1 | 13.45 | 16.68 | 19.82 |
Net Cash Growth | 5.80% | 35.71% | 34.59% | -19.39% | -15.83% | 17.03% |
Net Cash Per Share Net Cash Per Share Growth | 0.79 | 0.74 | 0.56 | 0.42 | 0.53 | 0.63 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | 12.27 | 9.88 | 11.44 | 6.68 | 3.24 | 7.59 |
Capital Expenditures CapEx Growth | -0.25 | -0.39 | -0.1 | -0.16 | -0.33 | -0.24 |
Free Cash Flow Free Cash Flow Growth | 12.02 | 9.49 | 11.34 | 6.52 | 2.91 | 7.35 |
Free Cash Flow Growth | 26.67% | -16.31% | 73.87% | 124.24% | -60.45% | -5.25% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Margin | 18.26% | 17.54% | 16.56% | 14.84% | 8.35% | 6.00% |
Pretax Margin | 18.23% | 17.43% | 15.63% | 13.20% | -13.61% | 5.83% |
Profit Margin | 16.12% | 15.09% | 14.87% | 11.24% | -14.61% | 4.83% |
FCF Margin | 23.74% | 19.65% | 25.96% | 16.95% | 5.86% | 9.87% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 20, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 0.241 | 0.233 | 0.165 | 0.117 | 0.106 | 0.106 |
Dividend Per Share Growth | 32.42% | 41.21% | 41.03% | 10.38% | 0% | -42.39% |
Dividend Yield | 5.43% | 7.77% | 9.84% | 7.59% | 6.89% | 4.34% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 20, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 17.83 | 13.40 | 8.97 | 13.33 | - | 28.13 |
Forward PE | 16.70 | 13.21 | 10.45 | 12.60 | 12.61 | 23.99 |
P/FCF Ratio | 11.53 | 10.29 | 5.14 | 8.84 | 21.00 | 13.76 |
PS Ratio | 2.74 | 2.02 | 1.33 | 1.50 | 1.23 | 1.36 |