Personal Group Holdings Ratios and Metrics

Market cap in millions GBP. Fiscal year is January - December.

Millions GBP. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 17, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	122	98	58	58	61	101
Market Cap Growth	37.30%	67.65%	1.04%	-5.61%	-39.64%	57.77%
Enterprise Value	98	75	38	37	41	82
PE Ratio	17.53	13.40	8.97	13.33	-	28.13
PS Ratio	2.53	2.02	1.33	1.50	1.23	1.36
PB Ratio	3.32	2.65	1.67	1.80	1.97	2.45
P/FCF Ratio	12.87	10.29	5.14	8.84	21.00	13.76
P/OCF Ratio	12.36	9.89	5.09	8.63	18.85	13.33
EV/Sales Ratio	2.02	1.55	0.87	0.97	0.83	1.10
EV/EBITDA Ratio	10.21	8.37	4.90	5.71	8.31	15.74
EV/EBIT Ratio	11.52	8.84	5.28	6.54	9.95	18.31
EV/FCF Ratio	10.28	7.89	3.37	5.73	14.18	11.14
Debt / Equity Ratio	0.01	0.01	0.03	0.04	0.01	0.01
Debt / EBITDA Ratio	0.05	0.05	0.11	0.16	0.05	0.08
Debt / FCF Ratio	0.05	0.05	0.09	0.17	0.10	0.06
Net Debt / Equity Ratio	-0.67	-0.67	-0.52	-0.42	-0.54	-0.48
Net Debt / EBITDA Ratio	-2.75	-2.75	-2.32	-2.06	-3.36	-3.81
Net Debt / FCF Ratio	-2.59	-2.59	-1.60	-2.06	-5.74	-2.69
Quick Ratio	2.21	2.21	2.49	2.24	2.73	2.30
Current Ratio	2.35	2.35	2.63	2.39	2.78	2.48
Asset Turnover	0.89	0.89	0.87	0.82	0.98	1.28
Return on Equity (ROE)	20.34%	20.34%	16.54%	13.27%	-20.08%	8.77%
Return on Assets (ROA)	9.74%	9.74%	9.00%	7.65%	5.09%	4.80%
Return on Invested Capital (ROIC)	20.28%	20.07%	17.00%	14.60%	11.35%	8.91%
Earnings Yield	5.97%	7.46%	11.15%	7.50%	-11.88%	3.55%
FCF Yield	7.77%	9.72%	19.46%	11.31%	4.76%	7.27%
Dividend Yield	6.01%	7.77%	9.84%	7.59%	6.89%	4.34%
Payout Ratio	78.08%	78.08%	59.38%	80.53%	-	90.19%
Buyback Yield / Dilution	-2.07%	-1.86%	-1.33%	-2.44%	-0.00%	-0.13%
Total Shareholder Return	3.94%	5.91%	8.51%	5.15%	6.89%	4.21%