Personal Group Holdings Plc (AIM:PGH)

Personal Group Holdings Statistics

Total Valuation

AIM:PGH has a market cap or net worth of GBP 102.65 million. The enterprise value is 79.85 million.

Market Cap	102.65M
Enterprise Value	79.85M

Important Dates

The last earnings date was Monday, September 15, 2025.

Earnings Date	Sep 15, 2025
Ex-Dividend Date	Sep 25, 2025

Share Statistics

AIM:PGH has 31.20 million shares outstanding. The number of shares has increased by 1.89% in one year.

Current Share Class	31.20M
Shares Outstanding	31.20M
Shares Change (YoY)	+1.89%
Shares Change (QoQ)	n/a
Owned by Insiders (%)	36.94%
Owned by Institutions (%)	49.14%
Float	19.52M

Valuation Ratios

The trailing PE ratio is 16.18 and the forward PE ratio is 16.37.

PE Ratio	16.18
Forward PE	16.37
PS Ratio	2.23
PB Ratio	2.95
P/TBV Ratio	3.82
P/FCF Ratio	10.37
P/OCF Ratio	10.08
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 8.83, with an EV/FCF ratio of 8.06.

EV / Earnings	10.24
EV / Sales	1.73
EV / EBITDA	8.83
EV / EBIT	9.06
EV / FCF	8.06

Financial Position

The company has a current ratio of 2.77, with a Debt / Equity ratio of 0.01.

Current Ratio	2.77
Quick Ratio	2.77
Debt / Equity	0.01
Debt / EBITDA	0.02
Debt / FCF	0.02
Interest Coverage	93.79

Financial Efficiency

Return on equity (ROE) is 19.91% and return on invested capital (ROIC) is 16.30%.

Return on Equity (ROE)	19.91%
Return on Assets (ROA)	11.47%
Return on Invested Capital (ROIC)	16.30%
Return on Capital Employed (ROCE)	24.26%
Revenue Per Employee	182,130
Profits Per Employee	30,834
Employee Count	253
Asset Turnover	0.96
Inventory Turnover	n/a

Taxes

In the past 12 months, AIM:PGH has paid 1.72 million in taxes.

Income Tax	1.72M
Effective Tax Rate	20.52%

Stock Price Statistics

The stock price has increased by +75.00% in the last 52 weeks. The beta is 0.12, so AIM:PGH's price volatility has been lower than the market average.

Beta (5Y)	0.12
52-Week Price Change	+75.00%
50-Day Moving Average	351.12
200-Day Moving Average	272.67
Relative Strength Index (RSI)	41.58
Average Volume (20 Days)	102,874

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, AIM:PGH had revenue of GBP 46.08 million and earned 7.80 million in profits. Earnings per share was 0.24.

Revenue	46.08M
Gross Profit	20.84M
Operating Income	8.82M
Pretax Income	8.36M
Net Income	7.80M
EBITDA	8.38M
EBIT	8.82M
Earnings Per Share (EPS)	0.24

Balance Sheet

The company has 28.59 million in cash and 216,000 in debt, giving a net cash position of 22.80 million or 0.73 per share.

Cash & Cash Equivalents	28.59M
Total Debt	216,000
Net Cash	22.80M
Net Cash Per Share	0.73
Equity (Book Value)	34.83M
Book Value Per Share	1.11
Working Capital	24.15M

Cash Flow

In the last 12 months, operating cash flow was 10.18 million and capital expenditures -280,000, giving a free cash flow of 9.90 million.

Operating Cash Flow	10.18M
Capital Expenditures	-280,000
Free Cash Flow	9.90M
FCF Per Share	0.32

Margins

Gross margin is 45.22%, with operating and profit margins of 19.13% and 16.93%.

Gross Margin	45.22%
Operating Margin	19.13%
Pretax Margin	18.15%
Profit Margin	16.93%
EBITDA Margin	18.18%
EBIT Margin	19.13%
FCF Margin	21.49%

Dividends & Yields

This stock pays an annual dividend of 0.18, which amounts to a dividend yield of 5.53%.

Dividend Per Share	0.18
Dividend Yield	5.53%
Dividend Growth (YoY)	47.37%
Years of Dividend Growth	3
Payout Ratio	76.31%
Buyback Yield	-1.89%
Shareholder Yield	3.64%
Earnings Yield	7.60%
FCF Yield	9.65%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	6