Time Finance plc (AIM:TIME)

Time Finance Income Statement

Financials in millions GBP. Fiscal year is June - May.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Feb 28, 2025	May 31, 2024	May 31, 2023	May 31, 2022	May 31, 2021	May 31, 2020
Interest and Dividend Income	36.48	33.18	26.97	22.49	22.16	29.06
Total Interest Expense	0.18	0.18	0.15	0.26	0.25	0.18
Net Interest Income	36.3	33	26.82	22.23	21.91	28.88
Other Revenue	0.05	0.05	-	-	-	-
Revenue Before Loan Losses	36.35	33.05	26.82	22.23	21.91	28.88
Revenue	36.35	33.05	26.82	22.23	21.91	28.88
Revenue Growth (YoY)	23.89%	23.25%	20.61%	1.47%	-24.13%	-8.59%
Cost of Services Provided	27.19	27.19	22.54	19.12	19.09	26.11
Other Operating Expenses	1.6	-	-	-	-	-
Total Operating Expenses	28.85	27.25	22.67	19.16	19.37	26.14
Operating Income	7.5	5.8	4.15	3.07	2.55	2.74
EBT Excluding Unusual Items	7.64	5.94	4.15	3.07	2.55	2.75
Restructuring Charges	-	-	-	-	-	-0.62
Other Unusual Items	-	-	-0.07	-1.66	-0.43	-0.11
Pretax Income	7.64	5.94	4.08	1.41	2.12	2.02
Income Tax Expense	1.39	1.49	0.72	0.13	0.25	0.47
Earnings From Continuing Ops.	6.24	4.44	3.36	1.27	1.88	1.56
Earnings From Discontinued Ops.	-	-	0.09	-0.35	-0.1	-
Net Income	6.24	4.44	3.45	0.92	1.78	1.56
Net Income to Common	6.24	4.44	3.45	0.92	1.78	1.56
Net Income Growth	55.83%	28.92%	274.27%	-48.17%	14.28%	-75.52%
Shares Outstanding (Basic)	-	93	93	93	89	89
Shares Outstanding (Diluted)	-	93	93	93	92	89
Shares Change (YoY)	-	-	-	0.90%	2.62%	-6.99%
EPS (Basic)	-	0.05	0.04	0.01	0.02	0.02
EPS (Diluted)	-	0.05	0.04	0.01	0.02	0.02
EPS Growth	-	28.86%	274.19%	-46.18%	6.32%	-73.68%
Free Cash Flow	-	-0.42	2.3	-3.77	5.34	2.91
Free Cash Flow Per Share	-	-0.01	0.03	-0.04	0.06	0.03
Operating Margin	20.64%	17.56%	15.47%	13.81%	11.62%	9.48%
Profit Margin	17.18%	13.45%	12.85%	4.14%	8.11%	5.38%
Free Cash Flow Margin	-	-1.27%	8.59%	-16.94%	24.39%	10.09%
Effective Tax Rate	18.22%	25.12%	17.65%	9.52%	11.54%	23.02%
Revenue as Reported	33.23	33.23	26.97	22.51	22.48	29.24

Updated Jan 28, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.