United Kingdom · Delayed Price · Currency is GBP · Price in GBX Time Finance Statistics
Total Valuation
Time Finance has a market cap or net worth of GBP 53.36 million.
| Market Cap | 53.36M |
| Enterprise Value | n/a |
Important Dates
The last earnings date was Thursday, November 5, 2026.
| Earnings Date | Nov 5, 2026 |
| Ex-Dividend Date | n/a |
Share Statistics
Time Finance has 91.68 million shares outstanding. The number of shares has increased by 0.00% in one year.
| Current Share Class | 91.68M |
| Shares Outstanding | 91.68M |
| Shares Change (YoY) | +0.00% |
| Shares Change (QoQ) | n/a |
| Owned by Insiders (%) | 16.51% |
| Owned by Institutions (%) | 51.10% |
| Float | 57.10M |
Valuation Ratios
The trailing PE ratio is 8.61 and the forward PE ratio is 7.56.
| PE Ratio | 8.61 |
| Forward PE | 7.56 |
| PS Ratio | 1.40 |
| PB Ratio | 0.68 |
| P/TBV Ratio | 1.06 |
| P/FCF Ratio | 20.47 |
| P/OCF Ratio | 17.53 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 2.31, with a Debt / Equity ratio of 0.01.
| Current Ratio | 2.31 |
| Quick Ratio | 2.31 |
| Debt / Equity | 0.01 |
| Debt / EBITDA | n/a |
| Debt / FCF | 0.24 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 8.35% and return on invested capital (ROIC) is 8.02%.
| Return on Equity (ROE) | 8.35% |
| Return on Assets (ROA) | 2.54% |
| Return on Invested Capital (ROIC) | 8.02% |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 8.59% |
| Revenue Per Employee | 249,438 |
| Profits Per Employee | 40,876 |
| Employee Count | 153 |
| Asset Turnover | 0.16 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, Time Finance has paid 2.14 million in taxes.
| Income Tax | 2.14M |
| Effective Tax Rate | 25.49% |
Stock Price Statistics
The stock price has increased by +25.16% in the last 52 weeks. The beta is 0.81, so Time Finance's price volatility has been lower than the market average.
| Beta (5Y) | 0.81 |
| 52-Week Price Change | +25.16% |
| 50-Day Moving Average | 58.33 |
| 200-Day Moving Average | 50.73 |
| Relative Strength Index (RSI) | 29.49 |
| Average Volume (20 Days) | 103,049 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | n/a |
Income Statement
In the last 12 months, Time Finance had revenue of GBP 38.16 million and earned 6.25 million in profits. Earnings per share was 0.07.
| Revenue | 38.16M |
| Gross Profit | 22.24M |
| Operating Income | 8.47M |
| Pretax Income | 8.39M |
| Net Income | 6.25M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | 0.07 |
Balance Sheet
The company has 6.93 million in cash and 620,000 in debt, with a net cash position of 6.31 million or 0.07 per share.
| Cash & Cash Equivalents | 6.93M |
| Total Debt | 620,000 |
| Net Cash | 6.31M |
| Net Cash Per Share | 0.07 |
| Equity (Book Value) | 78.00M |
| Book Value Per Share | 0.84 |
| Working Capital | 131.65M |
Cash Flow
In the last 12 months, operating cash flow was 3.04 million and capital expenditures -437,000, giving a free cash flow of 2.61 million.
| Operating Cash Flow | 3.04M |
| Capital Expenditures | -437,000 |
| Depreciation & Amortization | 571,000 |
| Net Borrowing | -655,000 |
| Free Cash Flow | 2.61M |
| FCF Per Share | 0.03 |
Margins
Gross margin is 58.28%, with operating and profit margins of 22.18% and 16.39%.
| Gross Margin | 58.28% |
| Operating Margin | 22.18% |
| Pretax Margin | 21.99% |
| Profit Margin | 16.39% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 6.83% |
Dividends & Yields
Time Finance does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| FCF Payout Ratio | n/a |
| Buyback Yield | -0.00% |
| Shareholder Yield | -0.00% |
| Earnings Yield | 11.62% |
| FCF Yield | 4.89% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
| Graham Formula Value | |
| Graham Formula Upside |
Stock Splits
The last stock split was on August 19, 2013. It was a reverse split with a ratio of 0.006818.
| Last Split Date | Aug 19, 2013 |
| Split Type | Reverse |
| Split Ratio | 0.006818 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 3 |