TruFin Income Statement

Financials in millions GBP. Fiscal year is January - December.

Millions GBP. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	-34.7	-29.07	-3.56	-3.8	-4.53
Net Interest Income Growth	-	-	-	-	-
Non-Interest Income	65.15	53.71	16.66	13.46	11.43
Non-Interest Income Growth	21.30%	222.35%	23.83%	17.68%	-6.69%
Revenues Before Loan Losses	30.45	24.63	13.1	9.65	6.9
Provision for Credit Losses	1.73	0.78	0.11	0.05	-0.01
Revenue	28.72	23.86	13	9.6	6.91
Revenue Growth	20.38%	83.59%	35.32%	38.95%	-17.04%
Compensation Expenses	13.28	12.9	12.56	11.64	11.29
Selling, General & Admin	4.76	5.72	5.85	4.62	3.26
Other Non-Interest Expenses	3.07	5.22	1.93	1.53	0.79
Total Non-Interest Expense	21.11	23.84	20.33	17.79	15.33
Pretax Income	7.61	0.02	-7.34	-8.18	-8.42
Provision for Income Taxes	-3.94	-3.63	-0.96	-1.27	-0.99
Net Income	11.55	3.65	-6.38	-6.92	-7.44
Minority Interest in Earnings	-0.09	-1.19	-0.87	-0.17	-0.37
Earnings From Discontinued Operations	-	-	-0.96	0.11	-
Net Income to Common	11.64	4.84	-6.47	-6.64	-7.07
Net Income Growth	140.50%	-	-	-	-
Shares Outstanding (Basic)	103	106	100	90	81
Shares Outstanding (Diluted)	103	106	100	90	81
Shares Change	-2.41%	6.15%	10.26%	11.96%	-
EPS (Basic)	0.11	0.05	-0.07	-0.07	-0.09
EPS (Diluted)	0.10	0.04	-0.07	-0.07	-0.09
EPS Growth	147.62%	-	-	-	-

Additional Metrics

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Free Cash Flow	14.26	13.82	-8.19	-7.56	-10.69
Free Cash Flow Growth	3.20%	-	-	-	-
Free Cash Flow Per Share	0.14	0.13	-0.08	-0.08	-0.13
Profit Margin	40.21%	15.29%	-49.07%	-72.01%	-107.60%
FCF Margin	49.65%	57.92%	-63.02%	-78.72%	-154.74%
Effective Tax Rate	-51.81%	-24213.30%	13.11%	15.49%	11.71%