ASR Nederland N.V. (AMS:ASRNL)

ASR Nederland Income Statement

Financials in millions EUR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Premiums & Annuity Revenue	9,724	9,601	8,095	5,437	5,777	5,200
Total Interest & Dividend Income	1,728	620	-1,074	13,544	3,207	1,962
Gain (Loss) on Sale of Investments	195	195	1,053	-4,967	448	326
Other Revenue	4,718	4,693	4,449	-10,054	283	101
Total Revenue	16,365	15,109	12,523	3,960	9,715	7,589
Revenue Growth (YoY)	7.90%	20.65%	216.24%	-59.24%	28.01%	-5.67%
Policy Benefits	7,554	7,479	6,427	4,537	6,817	5,051
Policy Acquisition & Underwriting Costs	-	-	-	-	526	516
Selling, General & Administrative	1,542	1,555	1,373	1,120	725	701
Other Operating Expenses	836	818	914	273	160	141
Total Operating Expenses	10,108	10,028	8,856	5,965	8,249	6,437
Operating Income	6,257	5,081	3,667	-2,005	1,466	1,152
Interest Expense	-1,578	-459	-269	-95	-342	-292
Currency Exchange Gain (Loss)	-2	-2	-	-	-	-
Other Non Operating Income (Expenses)	-3,379	-3,380	-2,015	-307	32	22
EBT Excluding Unusual Items	1,298	1,240	1,383	-2,407	1,156	882
Merger & Restructuring Charges	-	-	-	-	-4	-7
Impairment of Goodwill	-	-	-13	-	-9	-117
Gain (Loss) on Sale of Assets	-	-	-	-33	-26	-
Asset Writedown	208	208	-91	117	92	70
Pretax Income	1,506	1,448	1,279	-2,323	1,209	828
Income Tax Expense	394	383	275	-606	270	172
Earnings From Continuing Ops.	1,112	1,065	1,004	-1,717	939	656
Earnings From Discontinued Ops.	33	-121	82	-	-	-
Net Income to Company	1,145	944	1,086	-1,717	939	656
Minority Interest in Earnings	1	2	-	8	3	1
Net Income	1,146	946	1,086	-1,709	942	657
Preferred Dividends & Other Adjustments	70	63	48	48	48	48
Net Income to Common	1,076	883	1,038	-1,757	894	609
Net Income Growth	71.05%	-12.89%	-	-	43.38%	-32.41%
Shares Outstanding (Basic)	209	211	179	137	136	139
Shares Outstanding (Diluted)	233	232	200	137	158	161
Shares Change (YoY)	4.14%	15.94%	46.33%	-13.24%	-1.65%	3.05%
EPS (Basic)	5.15	4.19	5.80	-12.82	6.56	4.38
EPS (Diluted)	4.69	3.87	5.26	-12.82	5.77	3.90
EPS Growth	66.44%	-26.50%	-	-	47.98%	-34.40%
Free Cash Flow	55	-724	3,568	-1,140	-188	340
Free Cash Flow Per Share	0.24	-3.12	17.80	-8.32	-1.19	2.12
Dividend Per Share	3.230	3.120	2.890	2.700	2.420	2.040
Dividend Growth	8.75%	7.96%	7.04%	11.57%	18.63%	7.37%
Operating Margin	38.23%	33.63%	29.28%	-50.63%	15.09%	15.18%
Profit Margin	6.58%	5.84%	8.29%	-44.37%	9.20%	8.03%
Free Cash Flow Margin	0.34%	-4.79%	28.49%	-28.79%	-1.93%	4.48%
EBITDA	6,371	5,183	3,745	-1,957	1,496	1,177
EBITDA Margin	38.93%	34.30%	29.90%	-49.42%	15.40%	15.51%
D&A For EBITDA	114	102	78	48	30	25
EBIT	6,257	5,081	3,667	-2,005	1,466	1,152
EBIT Margin	38.23%	33.63%	29.28%	-50.63%	15.09%	15.18%
Effective Tax Rate	26.16%	26.45%	21.50%	-	22.33%	20.77%
Revenue as Reported	-	-	-	-	10,036	7,743

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.