ASR Nederland Ratios and Metrics

Market cap in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Apr '26 Apr 10, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	12,593	12,382	9,659	8,936	6,468	5,378
Market Cap Growth	13.78%	28.20%	8.09%	38.16%	20.26%	18.25%
Enterprise Value	34,124	31,053	26,470	15,033	11,813	10,475
PE Ratio	28.48	26.01	10.79	8.61	-	6.02
PS Ratio	0.74	0.72	0.64	0.71	1.63	0.55
PB Ratio	1.24	1.22	0.98	0.95	1.05	0.73
P/FCF Ratio	-	-	-	2.50	-	-
P/OCF Ratio	-	-	-	2.48	-	27.16
EV/Sales Ratio	1.99	1.81	1.75	1.20	2.98	1.08
EV/EBITDA Ratio	5.28	4.81	5.08	4.01	-	7.00
EV/EBIT Ratio	5.41	4.92	5.19	4.10	-	7.15
EV/FCF Ratio	-58.13	-	-	4.21	-	-
Debt / Equity Ratio	2.39	2.39	1.93	2.43	1.64	1.03
Debt / EBITDA Ratio	3.75	3.75	3.66	6.09	-	5.08
Debt / FCF Ratio	-	-	-	6.40	-	-
Net Debt / Equity Ratio	2.13	2.13	1.78	1.89	1.31	0.97
Net Debt / EBITDA Ratio	3.34	3.34	3.37	4.74	-4.14	4.81
Net Debt / FCF Ratio	-36.66	-36.66	-24.23	4.97	-7.12	-38.26
Quick Ratio	4.74	4.74	6.01	3.24	5.80	0.78
Current Ratio	5.01	5.01	6.40	3.46	5.89	0.99
Asset Turnover	0.12	0.12	0.10	0.12	0.06	0.13
Return on Equity (ROE)	5.65%	5.65%	11.18%	12.91%	-25.32%	13.71%
Return on Assets (ROA)	2.81%	2.81%	2.20%	2.15%	-1.83%	1.20%
Return on Invested Capital (ROIC)	14.91%	16.18%	12.26%	11.88%	-12.82%	7.18%
Earnings Yield	3.78%	4.43%	9.92%	12.15%	-26.42%	17.52%
FCF Yield	-4.66%	-4.74%	-7.50%	39.93%	-17.63%	-3.50%
Dividend Yield	5.54%	5.63%	7.20%	7.64%	7.38%	7.69%
Payout Ratio	157.77%	121.71%	65.34%	44.38%	-	30.25%
Buyback Yield / Dilution	1.87%	1.87%	-15.94%	-46.33%	13.24%	1.65%
Total Shareholder Return	7.41%	7.50%	-8.74%	-38.70%	20.61%	9.34%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.