ASR Nederland Ratios and Metrics

Market cap in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 23, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	11,760	12,382	9,659	8,936	6,468	5,378
Market Cap Growth	8.82%	28.20%	8.09%	38.16%	20.26%	18.25%
Enterprise Value	17,978	31,053	26,470	15,033	11,813	10,475
PE Ratio	24.71	26.01	10.94	8.61	-	6.02
PS Ratio	0.68	0.71	0.64	0.71	1.63	0.55
PB Ratio	1.16	1.22	0.98	0.95	1.05	0.73
P/FCF Ratio	-	-	-	2.50	-	-
P/OCF Ratio	-	-	-	2.48	-	27.16
EV/Sales Ratio	1.03	1.79	1.75	1.20	2.98	1.08
EV/EBITDA Ratio	2.63	4.55	5.11	4.01	-	7.00
EV/EBIT Ratio	2.67	4.62	5.21	4.10	-	7.15
EV/FCF Ratio	-	-	-	4.21	-	-
Debt / Equity Ratio	0.88	0.88	1.94	2.43	1.64	1.03
Debt / EBITDA Ratio	1.31	1.31	3.67	6.09	-	5.08
Debt / FCF Ratio	-	-	-	6.40	-	-
Net Debt / Equity Ratio	0.61	0.61	1.78	1.89	1.31	0.97
Net Debt / EBITDA Ratio	0.91	0.91	3.39	4.74	-4.14	4.81
Net Debt / FCF Ratio	-	-	-24.23	4.97	-7.12	-38.26
Quick Ratio	0.18	0.18	6.01	3.24	5.80	0.78
Current Ratio	1.23	1.23	6.41	3.46	5.89	0.99
Asset Turnover	0.12	0.12	0.10	0.12	0.06	0.13
Return on Equity (ROE)	5.66%	5.66%	11.09%	12.91%	-25.32%	13.71%
Return on Assets (ROA)	2.99%	2.99%	2.20%	2.15%	-1.83%	1.20%
Return on Invested Capital (ROIC)	28.67%	22.77%	12.23%	11.88%	-12.82%	7.18%
Earnings Yield	4.05%	4.43%	9.79%	12.15%	-26.42%	17.52%
FCF Yield	-	-	-7.50%	39.93%	-17.63%	-3.50%
Dividend Yield	5.93%	5.63%	7.20%	7.64%	7.38%	7.69%
Payout Ratio	-	-	66.17%	44.38%	-	30.25%
Buyback Yield / Dilution	11.98%	11.98%	-15.94%	-46.33%	13.24%	1.65%
Total Shareholder Return	17.91%	17.60%	-8.74%	-38.70%	20.61%	9.34%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.