ING Groep N.V. (AMS:INGA)
Netherlands · Delayed Price · Currency is EUR 28.95
+0.43 (1.49%)
Jul 24, 2026, 5:39 PM CET
ING Groep Financials Overview
Financials in millions EUR. Fiscal year is January - December.
Millions EUR. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 24,614 | 24,459 | 20,054 | 17,627 | 29,423 | 19,506 |
Revenue Growth | 22.74% | 21.97% | 13.77% | -40.09% | 50.84% | 33.54% |
Net Income Net Income Growth | 8,425 | 8,324 | 5,334 | 4,140 | 12,126 | 5,951 |
Earnings Per Share EPS Growth | 2.86 | 2.78 | 1.65 | 1.16 | 3.35 | 1.53 |
EPS Growth | 73.98% | 68.48% | 42.24% | -65.37% | 118.95% | 165.13% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Dec '25 Dec 31, 2025 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Retail Netherlands Total Income Retail Netherlands Total Income Growth | 4,968 | 4,968 | 4,910 | 5,001 | 4,196 | 4,262 |
Retail Belgium Total Income Retail Belgium Total Income Growth | 2,674 | 2,674 | 2,751 | 2,683 | 2,147 | 2,475 |
Retail Germany Total Income Retail Germany Total Income Growth | 2,991 | 2,991 | 2,906 | 3,152 | 2,172 | 2,009 |
Retail Other Total Income Retail Other Total Income Growth | 4,908 | 4,908 | 4,688 | 4,233 | 3,637 | 3,602 |
Wholesale Banking Total Income Wholesale Banking Total Income Growth | 7,009 | 7,009 | 6,981 | 7,057 | 6,325 | 5,916 |
Corporate Line Total Income Corporate Line Total Income Growth | 484 | 484 | 378 | 450 | 84 | 226 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 132,432 | 143,694 | 141,944 | 127,489 | 124,240 | 105,040 |
Total Debt Total Debt Growth | 284,336 | 247,450 | 238,014 | 220,877 | 196,544 | 171,267 |
Net Cash (Debt) Net Cash Growth | -151,904 | -103,756 | -96,070 | -93,388 | -72,304 | -66,227 |
Net Cash Growth | - | - | - | - | - | - |
Net Cash Per Share Net Cash Per Share Growth | -51.59 | -34.70 | -29.76 | -26.19 | -19.95 | -17.02 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | - | -43,685 | -55,816 | 11,951 | -9,193 | -33,720 |
Capital Expenditures CapEx Growth | - | -351 | -332 | -246 | -231 | -184 |
Free Cash Flow Free Cash Flow Growth | - | -44,036 | -56,148 | 11,705 | -9,424 | -33,904 |
Free Cash Flow Growth | - | - | - | - | - | - |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Profit Margin | 34.23% | 34.03% | 26.60% | 23.49% | 41.21% | 30.51% |
FCF Margin | - | -180.04% | -279.98% | 66.40% | -32.03% | -173.81% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jul '26 Jul 26, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 1.258 | 1.086 | 1.060 | 1.106 | 0.559 | 0.890 |
Dividend Per Share Growth | 3.03% | 2.45% | -4.16% | 97.85% | -37.19% | 641.67% |
Dividend Yield | 4.35% | 4.69% | 7.80% | 9.78% | 6.28% | 10.18% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jul '26 Jul 26, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 10.13 | 8.37 | 8.80 | 11.00 | 3.37 | 7.83 |
Forward PE | 11.37 | 11.33 | 7.94 | 7.37 | 8.80 | 9.96 |
P/FCF Ratio | - | - | - | 3.89 | - | - |
PS Ratio | 3.36 | 2.85 | 2.34 | 2.58 | 1.39 | 2.39 |