ING Groep N.V. (AMS:INGA)
Netherlands · Delayed Price · Currency is EUR 30.89
+0.07 (0.21%)
Aug 14, 2026, 5:37 PM CET
ING Groep Financials Overview
Financials in millions EUR. Fiscal year is January - December.
Millions EUR. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 25,214 | 24,459 | 20,054 | 17,627 | 29,423 | 19,506 |
Revenue Growth | 36.08% | 21.97% | 13.77% | -40.09% | 50.84% | 33.54% |
Net Income Net Income Growth | 8,697 | 8,324 | 5,334 | 4,140 | 12,126 | 5,951 |
Earnings Per Share EPS Growth | 2.99 | 2.78 | 1.65 | 1.16 | 3.35 | 1.53 |
EPS Growth | 131.20% | 68.48% | 42.24% | -65.37% | 118.95% | 165.13% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Retail Netherlands Total Income Retail Netherlands Total Income Growth | 5,276 | 4,968 | 4,910 | 5,001 | 4,196 | 4,262 |
Retail Belgium Total Income Retail Belgium Total Income Growth | 2,790 | 2,674 | 2,751 | 2,683 | 2,147 | 2,475 |
Retail Germany Total Income Retail Germany Total Income Growth | 3,104 | 2,991 | 2,906 | 3,152 | 2,172 | 2,009 |
Retail Other Total Income Retail Other Total Income Growth | 5,156 | 4,908 | 4,688 | 4,233 | 3,637 | 3,602 |
Wholesale Banking Total Income Wholesale Banking Total Income Growth | 7,171 | 7,009 | 6,981 | 7,057 | 6,325 | 5,916 |
Corporate Line Total Income Corporate Line Total Income Growth | 303 | 484 | 378 | 450 | 84 | 226 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 247,879 | 143,694 | 141,944 | 127,489 | 124,240 | 105,040 |
Total Debt Total Debt Growth | 262,074 | 247,450 | 238,014 | 220,877 | 196,544 | 171,267 |
Net Cash (Debt) Net Cash Growth | -14,195 | -103,756 | -96,070 | -93,388 | -72,304 | -66,227 |
Net Cash Growth | - | - | - | - | - | - |
Net Cash Per Share Net Cash Per Share Growth | -4.88 | -34.70 | -29.76 | -26.19 | -19.95 | -17.02 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | -39,521 | -43,685 | -55,816 | 11,951 | -9,193 | -33,720 |
Capital Expenditures CapEx Growth | -596 | -351 | -332 | -246 | -231 | -184 |
Free Cash Flow Free Cash Flow Growth | -40,117 | -44,036 | -56,148 | 11,705 | -9,424 | -33,904 |
Free Cash Flow Growth | - | - | - | - | - | - |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Profit Margin | 34.49% | 34.03% | 26.60% | 23.49% | 41.21% | 30.51% |
FCF Margin | -159.11% | -180.04% | -279.98% | 66.40% | -32.03% | -173.81% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 15, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 1.308 | 1.086 | 1.060 | 1.106 | 0.559 | 0.890 |
Dividend Per Share Growth | 7.13% | 2.45% | -4.16% | 97.85% | -37.19% | 641.67% |
Dividend Yield | 4.24% | 4.75% | 7.90% | 9.91% | 6.37% | 10.32% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 15, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 10.34 | 8.37 | 8.80 | 11.00 | 3.37 | 7.83 |
Forward PE | 11.36 | 11.33 | 7.94 | 7.37 | 8.80 | 9.96 |
P/FCF Ratio | - | - | - | 3.89 | - | - |
PS Ratio | 3.50 | 2.85 | 2.34 | 2.58 | 1.39 | 2.39 |