ING Groep N.V. (AMS:INGA)

ING Groep Ratios and Metrics

Market cap in millions EUR. Fiscal year is January - December.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 5, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Market Cap	67,191	81,268	48,519	50,221	44,045	54,345
Market Cap Growth	32.65%	67.50%	-3.39%	14.02%	-18.95%	47.61%
Enterprise Value	-	81,268	48,519	191,236	156,253	968,244
PE Ratio	8.38	8.58	9.13	11.72	3.39	8.00
Forward PE	10.03	-	-	-	-	-
PEG Ratio	0.78	-	-	-	-	-
PS Ratio	2.75	3.23	2.44	2.99	1.54	2.78
PB Ratio	1.21	1.50	0.92	0.92	0.78	1.04
P/TBV Ratio	1.30	1.55	0.96	0.98	0.78	1.04
P/FCF Ratio	-	-12.07	-2.12	-4.33	-3.88	-3.59
P/OCF Ratio	-	-12.74	-2.15	-4.43	-3.96	-3.64
EV/Sales Ratio	-	3.23	2.44	11.37	5.47	49.46
EV/EBITDA Ratio	-	122.21	72.09	283.73	219.77	1160.96
EV/FCF Ratio	-	-12.07	-2.12	-16.51	-13.78	-64.01
Debt / Equity Ratio	-	0	0	2.52	1.96	17.29
Debt / EBITDA Ratio	-	-	-	207.82	157.11	1094.92
Debt / FCF Ratio	-	-	-	-12.09	-9.85	-60.37
Net Debt / Equity Ratio	-	-	-	2.56	1.98	17.54
Net Debt / EBITDA Ratio	-	-	-	207.82	157.11	1094.92
Net Debt / FCF Ratio	-	-	-	-12.09	-9.85	-60.37
Asset Turnover	0.01	0.03	0.02	0.02	0.03	0.02
Return on Equity (ROE)	16.11%	16.11%	10.32%	7.77%	22.27%	11.53%
Earnings Yield	12.39%	11.65%	10.96%	8.54%	29.52%	12.50%
FCF Yield	-65.54%	-8.28%	-47.15%	-23.07%	-25.75%	-27.84%
Dividend Yield	5.50%	5.44%	7.98%	6.13%	7.53%	5.00%
Payout Ratio	46.66%	46.66%	72.72%	71.67%	25.51%	40.03%
Total Shareholder Return	-	5.44%	7.98%	6.13%	7.53%	5.00%

Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.